News

Moza Trains Over 6,000 National Entrepreneurs in Business Management

In the first half of this year, Moza has trained over 6,000 national entrepreneurs from across the country in business management.

This free initiative forms part of the Bank’s ongoing efforts to support the development of National Small and Medium-sized Enterprises (SMEs).

The training programme and thematic plan were developed and delivered virtually through a platform created in partnership with Fundação Dom Cabral, a renowned Brazilian institution recognised as one of the world’s leading business schools.

In addition to the 6,000 entrepreneurs already trained, the Bank has registered a further 1,500 participants, who are expected to begin training soon, aiming to acquire essential tools to improve the functioning of their businesses, particularly in terms of organisation and financial management.

During the pilot phase of the project, which began last year, the Bank trained around 50 companies from various sectors, including technology, pharmaceuticals, printing, security, supply, catering, and stationery.

For the participants, the initiative addresses one of their key needs. “This is a great opportunity for us to learn how to manage and develop plans that allow us to build a future for our businesses,” they noted.

According to Manuel Soares, Chairman of the Executive Committee of Moza Banco, the training aims to address a challenge that often hinders the development of Mozambican SMEs.

“Many national entrepreneurs still struggle with financial management, and it is common, for example, to confuse revenue with profit. Revenue is the total amount the business generates, whereas profit is what remains after all expenses are deducted. Without this basic understanding, it becomes difficult to achieve prosperity. That is why we have partnered with FDC to develop training programmes that help national entrepreneurs grasp this and other key concepts essential for business success,” explained Manuel Soares.

This is yet another Moza Banco initiative implemented as part of its commitment to national economic development, by empowering those who are driving positive change in the country.

By introducing this project in Mozambique, the Bank brings to life one of its core values — “Winning Together” — through which Moza works alongside national economic agents for the ultimate benefit of the national economy.

In the spirit of "Make it Happen" and in line with its new institutional values, Moza Banco has donated over 50 copies of the children's book "A Casa dos Móveis que Falam" (The House of Talking Furniture), written by Mozambican author Ernesto Moamba, thus reaffirming its role in driving social transformation, starting with children.

The donation was recently made at the Guimarães Rosa Institute in Maputo, during the closing ceremony of the Children's Book Production Workshop, organised by Kuvaninga – Cartão d’Arte, a project that promotes the arts and advocates for environmental preservation.

Of the books donated, 30 were given to the students who took part in the workshop, and 20 were delivered to the library of Unidade 30 Primary School, thereby enhancing access to Mozambican literature and encouraging reading habits from an early age.

According to Elcídio Bila, the head of Kuvaninga, reading promotion projects from a young age deserve increasing support from Mozambicans. “Helping to foster a love of reading is like planting seeds for future change,” he said.

The Chairman of Moza Banco’s Executive Committee, Manuel Soares, on his part, noted that this initiative is part of a series of actions being carried out in different parts of the country, through which the bank provides various educational materials to promote learning in Mozambique.

“Just last year, through our social responsibility project Saber Sonhar o Amanhã (Learning to Dream of Tomorrow), we delivered around 1,500 school kits to vulnerable children in the central and northern regions, as we believe in the transformative power of education. We hope these books will spark an interest in literature among the children receiving them – a field we proudly and enthusiastically support,” Soares explained.

Through this book donation, Moza Banco puts into practice one of its core values: Winning Together, by contributing towards the development of a better society

Moza has just launched its new MozaNext Signature Credit Card, a premium payment solution that marks a new level of sophistication, exclusivity, and personalisation. This card, the second most exclusive in the VISA portfolio, reinforces Moza’s value proposition for a segment of clients who appreciate prestige, convenience, and privileged access to a wide range of carefully selected national and international benefits designed to deliver a premium experience.

Among its key benefits are free access to over 1,200 airport lounges and VIP areas worldwide, a 24/7 personal concierge service, premium travel and purchase insurance — including medical emergencies and emergency cash in the event of card loss or theft abroad — as well as exclusive offers in hotels, gastronomy, culture, and lifestyle. The card also provides access to cashback campaigns and discounts at selected partners, along with an advanced digital platform and dedicated customer service, ensuring efficient and personalised management.

“More than just a new product, the launch of the MozaNext Signature reflects our ongoing commitment to innovation, sophistication, and excellence in customer service,” stated Manuel Soares, CEO of Moza. He added, “We aim to position ourselves as the bank of choice for discerning clients, offering solutions that meet their highest expectations.”

The introduction of this card is part of Moza’s transformation strategy, centred on modernisation, digitalisation, and a strong customer focus. It reinforces the Bank’s commitment to evolving with the times while always prioritising service quality and personalisation.

“With this launch, we reaffirm our ambition to be a modern, digital, and customer-centric bank that keeps pace with the evolving needs of the market and our clients,” highlighted João Mota, Director of Marketing, Communication and Digital Channels at Moza. “We remain committed to investing in innovative solutions, always with the client at the heart of everything we do.”

The MozaNext Signature card is now available for subscription at Moza branches nationwide, with exclusive conditions for eligible clients.

Moza Banco’s Chief Financial Officer (CFO), Devan Manmoandas, has advocated for the integration of environmental, social, and governance (ESG) metrics into financial analysis and decision-making processes across the sector. His position was presented recently in Johannesburg, South Africa, during the 8th edition of the CFO Forum—an international conference that brought together over 300 financial leaders from across Africa and beyond.

Speaking on the real challenges faced by CFOs in the digital age, Manmoandas highlighted the emergence of a “new CFO” role—one capable of interpreting data not merely as reports, but as strategic compasses. “The finance function of the future is proactive, ethical, and impact-driven,” he stated.

He further elaborated on the evolving responsibilities of the CFO, transitioning from a traditional role focused solely on performance management to that of a transformation agent—leveraging data to create value and guide strategic decisions aligned with global best practices and socio-environmental safeguards.

Moreover, the CFO emphasised that people must be placed at the centre of all strategic efforts, as they are the key resource for any meaningful organisational transformation. “Investing in people is more important than investing in any machine or technology,” he affirmed.

According to Manmoandas, it is essential for African financial leaders to recognise that the future of finance will be shaped by those who lead ethically, with a firm understanding of the value of data. “Without data, we are just another opinion. But with well-governed data, interpreted intelligently and used responsibly, we have the foundation for decisions that build a lasting legacy,” he added.

Devan Manmoandas’ participation in this symposium reaffirmed Moza Banco’s commitment to innovation, sustainability, and responsible leadership in the financial sector in Mozambique and Southern Africa. The Bank takes pride in the participation of its professionals in high-level forums, viewing these platforms as opportunities to showcase the quality and excellence orientation of its staff—key drivers of the Bank’s vision both nationally and beyond borders.

By sharing knowledge and strategic insights with other African leaders, Moza’s CFO embodies one of the Bank’s core values: Winning Together, in pursuit of continental development.

Sérgio Ribeiro, Executive Committee Member, of Moza Banco, recently reaffirmed the Bank’s commitment to continue sponsoring the Fernando Leite Couto literary prize, believing that the competition has “great potential to keep alive the hopes of young dreamers dedicated to the arts and letters.”

Speaking during the awards ceremony for the seventh edition of the Fernando Leite Couto Prize, Sérgio Ribeiro acknowledged the role of the Foundation that sponsors the initiative for its ability to scrutinize and identify literary talents capable of representing the country across all global geographies.

“The Fernando Leite Couto Foundation (FFLC) is one of the arts and letters organizations that has most contributed to bringing Mozambican voices, especially young voices, to the world stage, demonstrating that in Mozambique the word is also crafted with quality and excellence, helping Mozambican narratives become lenses through which to decipher the world,” emphasized Sérgio Ribeiro.

In addition to recognizing the merit of the partnership between Moza and the Foundation, Sérgio Ribeiro took the opportunity to speak about the new phase of the Bank, in which both employees and clients become the center of the entire strategy.

“We have begun a new chapter in our history with the launch of the ‘Make It Happen 2025’ campaign, where we present a renewed vision born from the colours of our flag, carrying with it the dream of a bolder, more united, and more promising Mozambique. We launched not just an image, but a purpose: to be the trusted partner that drives ambitions and delivers solutions. And to guide this path, we have designed a new vision for the future. We want to lead with purpose, connecting people, ideas, and opportunities for the country’s progress,” revealed the ECM.

Also on the occasion, Sérgio Ribeiro and Mia Couto – President of the FFLC – posed for a photograph with the winner of the seventh edition of the Fernando Leite Couto Literary Prize, writer, teacher, and poet Zacarias Nguenha, who won the competition with the poetic work entitled “Costurar a Linguagem” (“Sewing the Language”).

Later, the laureate also had the opportunity to meet with Moza´s Executive Committee President, Manuel Soares, who, on behalf of the Bank, congratulated the young author and encouraged him to continue to “Make It Happen