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Moza Net
Learn about the main features:          Checking balances, movements and IBAN;          National transfers;          Debit and credit card control;          Card request;          Setting up Term Deposits;          Loan Simulations;          Control over loan accounts.          Multiple Transfers          Payment of invoices;          Possibility of reusing details from recent operations;          Consultation of transaction details and confirmation slip extraction for all transactions.
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Moza Mobile
At your side everywhere! With Moza Mobile, you can access your account, make payments and transfers wherever you might be. All you need  is to have access to a mobile network. It’s simple, fast and free. To manage your every day with Moza Mobile isn´t easy. It’s super easy! How does it work? Click here and download your mobile app. Access credentials are the same as those of your Internet Banking.
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Moza Gold
Thinking of you, Moza has created a payment method that is easy to use, secure and with international prestige, with access to all the benefits of Visa Network in restaurants, shops, travel and much more. This is the ideal card to make purchases and withdrawals (cash-advance) in Mozambique or abroad. Benefits: Valid in Mozambique and abroad; Valid for Automatic Teller Machines (ATMs) and POS identified with the Visa or Ponto 24 symbol; Convenient, modern and secure payment method; Access to a permanent credit line; Possibility of partial payments; Insurance cover associated with the card; More security in transactions through a chip incorporated within the card; Global assistance from Visa network; Benefits at partner outlets connected to the Visa network (travel, hotels, restaurants, shopping/shops, entertainment and lifestyle); Provides distinction and exclusivity; It is valid nationally and globally; It is convenient, modern and secure; Access to credit available for a period of 20 to 50 days; Possibility of making a minimum payment of 15% of the outstanding balance; Benefit from a range of insurance covers associated with the card; Access to a range of exclusive Visa benefits (travel and accommodation, shopping, and lifestyle); It has a built-in chip which offers greater security in transactions. Global helpdesk services: International helpdesk available 24 hours a day, 7 days a week, 365 days a year in emergency situations such as lost or stolen cards, among others by contacting: In the U.S. and Canada:                              +1-800-847-2911 Outside the U.S. and Canada:                       +1-303-967-1096 - Medical and legal assistance: Medical and legal assistance while travelling abroad by contacting: +44 (0) 2087628373; - Travel and accommodation: Access to a range of discounts on travel and accommodation for bookings made through platforms connected to Visa; - Lifestyle: Access to a range of discounts in restaurants at international airports. - Avis car rental: Discounts and privileges at AVIS for all VISA card holders. Reservations must be made using the code N144300. Conditions for access: completion and signature of the form “Subscription and Payment Methods”.
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Travel insurance
This Insurance guarantees the coverage of expenses arising from the death of the Insured Person, thus constituting a support for their loved ones. Advantages: Different coverage options, to cater to your needs; Accessible monthly premiums; Available up until 65 years of age, with permanence until 70 years of age; Simple premium payment process, executed through direct debit
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average daily buy price
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3.88
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Moza Banco and Fundação Dom Cabral Promote High-Level Debate on Financing Mozambique’s Economic Growth
08/07/2026

Moza Banco and Fundação Dom Cabral hosted a high-level debate this Wednesday in Maputo under the theme “How to Finance Mozambique’s Growth: The Role of the Development Bank and Commercial Banking”, bringing together representatives from the financial, business and academic sectors, as well as development partners, for a strategic discussion on the challenges and opportunities of financing the country’s economic growth.
The event provided an open platform for dialogue on the role of the various stakeholders in mobilising resources for productive investment, highlighting the need for closer coordination between the Government, commercial banks, the future Development Bank, the private sector and international development partners.

In his opening remarks, Professor Carlos Braga shared international experiences on development banks, emphasising that such institutions can play a decisive role in economic transformation when founded on sound governance principles, financial sustainability and complementarity with the existing financial system.
The panel discussion, moderated by Moza Banco’s Chairman of the Board of Directors, Henrique Cossa, featured Manuel Soares, João Macaringue, Omar Mithá and Olamide Harrison. The panellists examined the main constraints to financing economic growth in Mozambique and shared perspectives on solutions capable of accelerating investment, productivity and the competitiveness of the national economy.

Throughout the discussion, participants agreed on the importance of strengthening long-term financing mechanisms, supporting private sector development and creating the conditions necessary to transform the country’s economic potential into sustainable and inclusive growth.
On the occasion, Moza Banco and Fundação Dom Cabral also symbolically signed the renewal of the Memorandum of Understanding between the two institutions, reinforcing their joint commitment to leadership development, business capacity building and the promotion of initiatives that contribute to Mozambique’s economic growth.

The event also formed part of the celebrations marking Moza Banco’s 18th anniversary, highlighted by the presentation of a corporate video showcasing the institution’s key milestones, growth and transformation throughout its history.
For Moza Banco, the country’s sustainable development requires not only access to finance but also platforms for reflection that foster practical solutions to national economic challenges. In this context, the Bank reaffirms its commitment to promoting initiatives that strengthen the private sector, enhance knowledge and contribute to building a more dynamic, inclusive and resilient economy.

Moza Banco. Making It Happen.

Fundação Fernando Leite Couto and Moza Banco Announce the Winner of the 8th Fernando Leite Couto Literary Prize
08/07/2026

Moza Banco Reaffirms Its Commitment to the Promotion of Mozambican Culture and Intellectual Thought

Written by Crimildo Matola, has been awarded the 8th Fernando Leite Couto Literary Prize. The winner was announced during a ceremony held at the premises of the Fundação Fernando Leite Couto in Maputo.

Dedicated to the literary genre of prose, the 2026 edition brought together five shortlisted works from different parts of the country, demonstrating the vitality of Mozambican literary creation and the emergence of new voices capable of enriching the nation’s cultural heritage through literature.

Established by the Fundação Fernando Leite Couto, with the support of Moza Banco, the Portugal–Mozambique Chamber of Commerce and the Municipality of Óbidos, Portugal, the Prize has established itself as one of the most significant platforms for encouraging literary production in the Portuguese language, contributing to the discovery, recognition and international visibility of Mozambican authors.

On the occasion, Manuel Soares, Chief Executive Officer of Moza Banco, highlighted the role of literature in shaping collective identity and strengthening critical thinking, stressing the importance of continuing to create opportunities for emerging writers to develop and share their talent.

“Literature is more than artistic expression. It is memory, identity and a way of interpreting the world. Through literature, stories are preserved, experiences are recorded, and new perspectives on reality and the future are created. At Moza Banco, we deeply recognise and value this contribution, which is why we reaffirm our commitment to initiatives that promote talent, creativity and critical thinking, particularly among younger generations,” said Manuel Soares.

As a longstanding partner of the Fundação Fernando Leite Couto, Moza Banco has consistently supported initiatives that promote the arts, literature and culture, believing that Mozambique’s sustainable development also depends on strengthening intellectual production, creativity and knowledge.

In congratulating Crimildo Matola on winning this year’s edition, Moza Banco also extends its congratulations to all the finalists and to the Fundação Fernando Leite Couto for its continued work in promoting Mozambican literature and creating spaces that encourage intellectual debate, reflection and the appreciation of the country’s cultural heritage.

Moza Banco. Making It Happen.

Moza Banco strengthens its positioning among the best companies to work for in Mozambique
08/07/2026

Moza Banco has once again been distinguished as one of the best companies to work for in Mozambique, under the Elite Employer 2026 award, promoted by Tempus Global Group.

This distinction marks the fifth consecutive year in which the Bank has been included among organisations recognised for their people management practices, having achieved a Top 10 placement in four editions of the initiative.

The award assesses different dimensions related to employee experience, including the working environment, organisational culture, benefits, career development and work-life balance.
In the 2026 edition, the distinction was received by Moza Banco’s Human Resources Director, Márcia Silva, and Executive Committee Member, Sérgio Ribeiro.

For the Bank, this recognition reflects its ongoing investment in valuing human capital, strengthening organisational culture and creating a workplace environment focused on development, collaboration and sustainable growth.

“This distinction represents important recognition of Moza Banco’s ongoing commitment to valuing its people and strengthening an organisational culture based on talent development, collaboration and sustainable growth. We will remain focused on creating an environment capable of attracting, developing and retaining professionals who actively contribute to the transformation and evolution of the Bank,” states Moza Banco.

In recent years, the Bank has also strengthened initiatives related to technical training, leadership development, the promotion of young talent and the consolidation of teams aligned with the challenges of transformation in the financial sector.

The distinction comes at a time when Moza Banco is also continuing to consolidate its positioning in the areas of innovation, digital transformation and social responsibility, reinforcing an integrated vision of sustainable growth and people development.

Moza Banco. Making It Happen.

See MoreSee More
Moza Banco and Fundação Dom Cabral Promote High-Level Debate on Financing Mozambique’s Economic Growth
08/07/2026

Moza Banco and Fundação Dom Cabral hosted a high-level debate this Wednesday in Maputo under the theme “How to Finance Mozambique’s Growth: The Role of the Development Bank and Commercial Banking”, bringing together representatives from the financial, business and academic sectors, as well as development partners, for a strategic discussion on the challenges and opportunities of financing the country’s economic growth.
The event provided an open platform for dialogue on the role of the various stakeholders in mobilising resources for productive investment, highlighting the need for closer coordination between the Government, commercial banks, the future Development Bank, the private sector and international development partners.

In his opening remarks, Professor Carlos Braga shared international experiences on development banks, emphasising that such institutions can play a decisive role in economic transformation when founded on sound governance principles, financial sustainability and complementarity with the existing financial system.
The panel discussion, moderated by Moza Banco’s Chairman of the Board of Directors, Henrique Cossa, featured Manuel Soares, João Macaringue, Omar Mithá and Olamide Harrison. The panellists examined the main constraints to financing economic growth in Mozambique and shared perspectives on solutions capable of accelerating investment, productivity and the competitiveness of the national economy.

Throughout the discussion, participants agreed on the importance of strengthening long-term financing mechanisms, supporting private sector development and creating the conditions necessary to transform the country’s economic potential into sustainable and inclusive growth.
On the occasion, Moza Banco and Fundação Dom Cabral also symbolically signed the renewal of the Memorandum of Understanding between the two institutions, reinforcing their joint commitment to leadership development, business capacity building and the promotion of initiatives that contribute to Mozambique’s economic growth.

The event also formed part of the celebrations marking Moza Banco’s 18th anniversary, highlighted by the presentation of a corporate video showcasing the institution’s key milestones, growth and transformation throughout its history.
For Moza Banco, the country’s sustainable development requires not only access to finance but also platforms for reflection that foster practical solutions to national economic challenges. In this context, the Bank reaffirms its commitment to promoting initiatives that strengthen the private sector, enhance knowledge and contribute to building a more dynamic, inclusive and resilient economy.

Moza Banco. Making It Happen.

Fundação Fernando Leite Couto and Moza Banco Announce the Winner of the 8th Fernando Leite Couto Literary Prize
08/07/2026

Moza Banco Reaffirms Its Commitment to the Promotion of Mozambican Culture and Intellectual Thought

Written by Crimildo Matola, has been awarded the 8th Fernando Leite Couto Literary Prize. The winner was announced during a ceremony held at the premises of the Fundação Fernando Leite Couto in Maputo.

Dedicated to the literary genre of prose, the 2026 edition brought together five shortlisted works from different parts of the country, demonstrating the vitality of Mozambican literary creation and the emergence of new voices capable of enriching the nation’s cultural heritage through literature.

Established by the Fundação Fernando Leite Couto, with the support of Moza Banco, the Portugal–Mozambique Chamber of Commerce and the Municipality of Óbidos, Portugal, the Prize has established itself as one of the most significant platforms for encouraging literary production in the Portuguese language, contributing to the discovery, recognition and international visibility of Mozambican authors.

On the occasion, Manuel Soares, Chief Executive Officer of Moza Banco, highlighted the role of literature in shaping collective identity and strengthening critical thinking, stressing the importance of continuing to create opportunities for emerging writers to develop and share their talent.

“Literature is more than artistic expression. It is memory, identity and a way of interpreting the world. Through literature, stories are preserved, experiences are recorded, and new perspectives on reality and the future are created. At Moza Banco, we deeply recognise and value this contribution, which is why we reaffirm our commitment to initiatives that promote talent, creativity and critical thinking, particularly among younger generations,” said Manuel Soares.

As a longstanding partner of the Fundação Fernando Leite Couto, Moza Banco has consistently supported initiatives that promote the arts, literature and culture, believing that Mozambique’s sustainable development also depends on strengthening intellectual production, creativity and knowledge.

In congratulating Crimildo Matola on winning this year’s edition, Moza Banco also extends its congratulations to all the finalists and to the Fundação Fernando Leite Couto for its continued work in promoting Mozambican literature and creating spaces that encourage intellectual debate, reflection and the appreciation of the country’s cultural heritage.

Moza Banco. Making It Happen.

Moza Banco strengthens its positioning among the best companies to work for in Mozambique
08/07/2026

Moza Banco has once again been distinguished as one of the best companies to work for in Mozambique, under the Elite Employer 2026 award, promoted by Tempus Global Group.

This distinction marks the fifth consecutive year in which the Bank has been included among organisations recognised for their people management practices, having achieved a Top 10 placement in four editions of the initiative.

The award assesses different dimensions related to employee experience, including the working environment, organisational culture, benefits, career development and work-life balance.
In the 2026 edition, the distinction was received by Moza Banco’s Human Resources Director, Márcia Silva, and Executive Committee Member, Sérgio Ribeiro.

For the Bank, this recognition reflects its ongoing investment in valuing human capital, strengthening organisational culture and creating a workplace environment focused on development, collaboration and sustainable growth.

“This distinction represents important recognition of Moza Banco’s ongoing commitment to valuing its people and strengthening an organisational culture based on talent development, collaboration and sustainable growth. We will remain focused on creating an environment capable of attracting, developing and retaining professionals who actively contribute to the transformation and evolution of the Bank,” states Moza Banco.

In recent years, the Bank has also strengthened initiatives related to technical training, leadership development, the promotion of young talent and the consolidation of teams aligned with the challenges of transformation in the financial sector.

The distinction comes at a time when Moza Banco is also continuing to consolidate its positioning in the areas of innovation, digital transformation and social responsibility, reinforcing an integrated vision of sustainable growth and people development.

Moza Banco. Making It Happen.

See More See More
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