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Moza Net
Learn about the main features:          Checking balances, movements and IBAN;          National transfers;          Debit and credit card control;          Card request;          Setting up Term Deposits;          Loan Simulations;          Control over loan accounts.          Multiple Transfers          Payment of invoices;          Possibility of reusing details from recent operations;          Consultation of transaction details and confirmation slip extraction for all transactions.
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Moza Mobile
At your side everywhere! With Moza Mobile, you can access your account, make payments and transfers wherever you might be. All you need  is to have access to a mobile network. It’s simple, fast and free. To manage your every day with Moza Mobile isn´t easy. It’s super easy! How does it work? Click here and download your mobile app. Access credentials are the same as those of your Internet Banking.
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Moza Gold
Thinking of you, Moza has created a payment method that is easy to use, secure and with international prestige, with access to all the benefits of Visa Network in restaurants, shops, travel and much more. This is the ideal card to make purchases and withdrawals (cash-advance) in Mozambique or abroad. Benefits: Valid in Mozambique and abroad; Valid for Automatic Teller Machines (ATMs) and POS identified with the Visa or Ponto 24 symbol; Convenient, modern and secure payment method; Access to a permanent credit line; Possibility of partial payments; Insurance cover associated with the card; More security in transactions through a chip incorporated within the card; Global assistance from Visa network; Benefits at partner outlets connected to the Visa network (travel, hotels, restaurants, shopping/shops, entertainment and lifestyle); Provides distinction and exclusivity; It is valid nationally and globally; It is convenient, modern and secure; Access to credit available for a period of 20 to 50 days; Possibility of making a minimum payment of 15% of the outstanding balance; Benefit from a range of insurance covers associated with the card; Access to a range of exclusive Visa benefits (travel and accommodation, shopping, and lifestyle); It has a built-in chip which offers greater security in transactions. Global helpdesk services: International helpdesk available 24 hours a day, 7 days a week, 365 days a year in emergency situations such as lost or stolen cards, among others by contacting: In the U.S. and Canada:                              +1-800-847-2911 Outside the U.S. and Canada:                       +1-303-967-1096 - Medical and legal assistance: Medical and legal assistance while travelling abroad by contacting: +44 (0) 2087628373; - Travel and accommodation: Access to a range of discounts on travel and accommodation for bookings made through platforms connected to Visa; - Lifestyle: Access to a range of discounts in restaurants at international airports. - Avis car rental: Discounts and privileges at AVIS for all VISA card holders. Reservations must be made using the code N144300. Conditions for access: completion and signature of the form “Subscription and Payment Methods”.
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Travel insurance
This Insurance guarantees the coverage of expenses arising from the death of the Insured Person, thus constituting a support for their loved ones. Advantages: Different coverage options, to cater to your needs; Accessible monthly premiums; Available up until 65 years of age, with permanence until 70 years of age; Simple premium payment process, executed through direct debit
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Moza takes savings to the stage, bringing financial education closer to younger generations
02/11/2026

The play “Dare to Dream of Tomorrow” brought together around 100 pupils in Maputo and Matola. Activities also included financial education and educational support in Pemba.

Maputo, 2 November 2026 — Moza Banco has chosen theatre as a way of bringing financial education into schools, making the topics of saving and money management more accessible and relevant to younger audiences. The play “Dare to Dream of Tomorrow” brought together around 100 pupils in two performances held on 28 October, at Escola Secundária da Polana, in Maputo, and Colégio Aboobacar Sidique, in Matola.

As part of the celebrations marking World Savings Day, the initiative sought to build a connection between culture and financial education. Through performance and audience interaction, the Bank encouraged reflection on how the choices we make today can help shape our future plans and aspirations.

The use of theatre makes it possible to explore these topics beyond concepts and figures. Stories, actors' performances and direct interaction with the audience provide an engaging language that resonates with pupils, creating opportunities to discuss the value of available resources and the importance of managing them responsibly.

“Dare to Dream of Tomorrow” thus brings to life the central message behind the initiative: preparing for the future also means developing good saving habits and making informed choices in everyday life.

In Pemba, Escola Primária Completa Unidade 1 hosted a financial education session, accompanied by the distribution of 100 school supply kits. The activity was attended by Moza's Northern Regional Director and combined practical guidance on saving with support for learning.

These activities form part of the “Dream of Tomorrow” programme, launched by Moza in 2023, which combines the provision of school supplies and educational materials with initiatives focused on saving, financial management and sustainability.

Moza Banco. Making It Happen.

Moza Banco and EMOSE renew partnership to bring insurance solutions to more Mozambicans
27/10/2026

On Tuesday, 27 October, Moza Banco hosted a signing ceremony in Maputo for a new agreement with Empresa Moçambicana de Seguros (EMOSE, S.A.) covering the distribution and marketing of insurance products. The agreement establishes new terms under which the Bank will distribute and market EMOSE insurance products to its customers through its branch network and digital channels.

 

The agreement continues a partnership that began in 2018, when the two institutions signed their first contract to make EMOSE insurance products available to Moza Banco customers. The new agreement replaces the previous one and updates the terms of the partnership to reflect market developments, changes in the regulatory framework governing the insurance sector and the growing use of digital channels by customers.

 

Under the agreement, Moza Banco acts as a distribution channel. EMOSE, drawing on its experience in the national insurance sector, is responsible for product design, risk assessment and acceptance, policy issuance and claims management. The partnership provides for the availability of both Life and Non-Life insurance solutions, which may be linked to credit facilities or purchased independently, in accordance with the terms agreed between the two institutions.

 

The agreement was signed by Moza Banco's Chief Executive Officer, Manuel Soares, and, on behalf of EMOSE, by its Chairman of the Board of Directors, Janfar Abdulai. In his address, Manuel Soares highlighted the role of banking in facilitating access to protection solutions, noting that people turn to their bank when buying a home, purchasing a vehicle or investing in their business. He emphasised that it is precisely when a project becomes a reality that protecting it makes the most sense.

“For Moza Banco, this partnership reflects a firm belief: banking that is closer to people is also banking that helps protect what they build,” said Manuel Soares.

 

The partnership forms part of Moza Banco's commitment to promoting financial inclusion, understood not only as access to banking products and services, but also as access to protection mechanisms that enable families and small businesses to cope with the consequences of accidents, illness or natural disasters, while reducing the financial impact of such events.

 

Through the renewal of this partnership, Moza Banco strengthens the protection solutions available to individuals and businesses and reaffirms its commitment to bringing closer to Mozambicans the tools they need to face the future with greater security and peace of mind.

 

Moza Banco. Making It Happen.

Moza Banco and UEM recognise young talent at the Hackathon Moza xLab–UEM
23/10/2026

Moza Banco and Eduardo Mondlane University (UEM) concluded the first edition of the Hackathon Moza xLab–UEM on 23 October in Maputo. The initiative brought together more than 30 students from different academic backgrounds, including Software Development, Project Management and Finance, to address a real-world challenge within the local economy.

The Hackathon took place on 22 and 23 October at UEM's Innovation Hub, using a small local business in Matola providing recurring services as its case study. Working in 10 teams, students were challenged to design a digital solution to address the specific needs of a small local business, focusing on improving the customer experience, increasing operational efficiency and creating new ways of engaging with customers. The case study was based on real business needs, providing teams with a practical context closely connected to the local economy in which to develop their solutions.

Throughout the two-day event, participants attended introductory sessions on design thinking, agile methodologies and the software development lifecycle. They then developed their prototypes with guidance from mentors from Moza Banco and UEM. The exercise brought together technology, business insight and multidisciplinary teamwork, bridging academic knowledge and practical market challenges. At the end of the event, each team presented its solution in a pitch to a jury comprising representatives from Moza Banco, UEM and partner organisations. The solutions were assessed against a weighted set of evaluation criteria.
The winning team, “Delta Team”, comprising three members, received a prize of 50,000 meticais, presented by UEM's Rector, Professor Manuel Guilherme Júnior, and Moza Banco's Chief Executive Officer, Manuel Soares. All participating teams received certificates of participation signed by both leaders.
At the closing ceremony, Moza Banco's Chief Executive Officer, Manuel Soares, highlighted the significance of this first edition for the partnership between the two institutions.
“Over these two days, we have seen what we believe in: when academia, the financial sector and the real economy come together around practical challenges, we create better conditions for knowledge to be transformed into solutions and for talent to find opportunities to make an impact,” said Manuel Soares.

The Hackathon marks the first concrete initiative under the Memorandum of Understanding signed between Moza Banco and UEM. Following the conclusion of this phase, the students' individual performance will also be taken into consideration, with between five and eight high-potential participants potentially selected for the Talent Development Programme, where they will receive mentoring and take part in real projects at the Bank.

Through this Hackathon, Moza Banco reaffirms its commitment to developing national human capital and promoting open innovation, building closer links between the financial sector and academia, while creating opportunities for young Mozambicans to turn knowledge into practical solutions that address the needs of the economy and the challenges of the future.

Moza Banco. Making It Happen.

See MoreSee More
Moza takes savings to the stage, bringing financial education closer to younger generations
02/11/2026

The play “Dare to Dream of Tomorrow” brought together around 100 pupils in Maputo and Matola. Activities also included financial education and educational support in Pemba.

Maputo, 2 November 2026 — Moza Banco has chosen theatre as a way of bringing financial education into schools, making the topics of saving and money management more accessible and relevant to younger audiences. The play “Dare to Dream of Tomorrow” brought together around 100 pupils in two performances held on 28 October, at Escola Secundária da Polana, in Maputo, and Colégio Aboobacar Sidique, in Matola.

As part of the celebrations marking World Savings Day, the initiative sought to build a connection between culture and financial education. Through performance and audience interaction, the Bank encouraged reflection on how the choices we make today can help shape our future plans and aspirations.

The use of theatre makes it possible to explore these topics beyond concepts and figures. Stories, actors' performances and direct interaction with the audience provide an engaging language that resonates with pupils, creating opportunities to discuss the value of available resources and the importance of managing them responsibly.

“Dare to Dream of Tomorrow” thus brings to life the central message behind the initiative: preparing for the future also means developing good saving habits and making informed choices in everyday life.

In Pemba, Escola Primária Completa Unidade 1 hosted a financial education session, accompanied by the distribution of 100 school supply kits. The activity was attended by Moza's Northern Regional Director and combined practical guidance on saving with support for learning.

These activities form part of the “Dream of Tomorrow” programme, launched by Moza in 2023, which combines the provision of school supplies and educational materials with initiatives focused on saving, financial management and sustainability.

Moza Banco. Making It Happen.

Moza Banco and EMOSE renew partnership to bring insurance solutions to more Mozambicans
27/10/2026

On Tuesday, 27 October, Moza Banco hosted a signing ceremony in Maputo for a new agreement with Empresa Moçambicana de Seguros (EMOSE, S.A.) covering the distribution and marketing of insurance products. The agreement establishes new terms under which the Bank will distribute and market EMOSE insurance products to its customers through its branch network and digital channels.

 

The agreement continues a partnership that began in 2018, when the two institutions signed their first contract to make EMOSE insurance products available to Moza Banco customers. The new agreement replaces the previous one and updates the terms of the partnership to reflect market developments, changes in the regulatory framework governing the insurance sector and the growing use of digital channels by customers.

 

Under the agreement, Moza Banco acts as a distribution channel. EMOSE, drawing on its experience in the national insurance sector, is responsible for product design, risk assessment and acceptance, policy issuance and claims management. The partnership provides for the availability of both Life and Non-Life insurance solutions, which may be linked to credit facilities or purchased independently, in accordance with the terms agreed between the two institutions.

 

The agreement was signed by Moza Banco's Chief Executive Officer, Manuel Soares, and, on behalf of EMOSE, by its Chairman of the Board of Directors, Janfar Abdulai. In his address, Manuel Soares highlighted the role of banking in facilitating access to protection solutions, noting that people turn to their bank when buying a home, purchasing a vehicle or investing in their business. He emphasised that it is precisely when a project becomes a reality that protecting it makes the most sense.

“For Moza Banco, this partnership reflects a firm belief: banking that is closer to people is also banking that helps protect what they build,” said Manuel Soares.

 

The partnership forms part of Moza Banco's commitment to promoting financial inclusion, understood not only as access to banking products and services, but also as access to protection mechanisms that enable families and small businesses to cope with the consequences of accidents, illness or natural disasters, while reducing the financial impact of such events.

 

Through the renewal of this partnership, Moza Banco strengthens the protection solutions available to individuals and businesses and reaffirms its commitment to bringing closer to Mozambicans the tools they need to face the future with greater security and peace of mind.

 

Moza Banco. Making It Happen.

Moza Banco and UEM recognise young talent at the Hackathon Moza xLab–UEM
23/10/2026

Moza Banco and Eduardo Mondlane University (UEM) concluded the first edition of the Hackathon Moza xLab–UEM on 23 October in Maputo. The initiative brought together more than 30 students from different academic backgrounds, including Software Development, Project Management and Finance, to address a real-world challenge within the local economy.

The Hackathon took place on 22 and 23 October at UEM's Innovation Hub, using a small local business in Matola providing recurring services as its case study. Working in 10 teams, students were challenged to design a digital solution to address the specific needs of a small local business, focusing on improving the customer experience, increasing operational efficiency and creating new ways of engaging with customers. The case study was based on real business needs, providing teams with a practical context closely connected to the local economy in which to develop their solutions.

Throughout the two-day event, participants attended introductory sessions on design thinking, agile methodologies and the software development lifecycle. They then developed their prototypes with guidance from mentors from Moza Banco and UEM. The exercise brought together technology, business insight and multidisciplinary teamwork, bridging academic knowledge and practical market challenges. At the end of the event, each team presented its solution in a pitch to a jury comprising representatives from Moza Banco, UEM and partner organisations. The solutions were assessed against a weighted set of evaluation criteria.
The winning team, “Delta Team”, comprising three members, received a prize of 50,000 meticais, presented by UEM's Rector, Professor Manuel Guilherme Júnior, and Moza Banco's Chief Executive Officer, Manuel Soares. All participating teams received certificates of participation signed by both leaders.
At the closing ceremony, Moza Banco's Chief Executive Officer, Manuel Soares, highlighted the significance of this first edition for the partnership between the two institutions.
“Over these two days, we have seen what we believe in: when academia, the financial sector and the real economy come together around practical challenges, we create better conditions for knowledge to be transformed into solutions and for talent to find opportunities to make an impact,” said Manuel Soares.

The Hackathon marks the first concrete initiative under the Memorandum of Understanding signed between Moza Banco and UEM. Following the conclusion of this phase, the students' individual performance will also be taken into consideration, with between five and eight high-potential participants potentially selected for the Talent Development Programme, where they will receive mentoring and take part in real projects at the Bank.

Through this Hackathon, Moza Banco reaffirms its commitment to developing national human capital and promoting open innovation, building closer links between the financial sector and academia, while creating opportunities for young Mozambicans to turn knowledge into practical solutions that address the needs of the economy and the challenges of the future.

Moza Banco. Making It Happen.

See More See More
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