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Moza Net
Learn about the main features:          Checking balances, movements and IBAN;          National transfers;          Debit and credit card control;          Card request;          Setting up Term Deposits;          Loan Simulations;          Control over loan accounts.          Multiple Transfers          Payment of invoices;          Possibility of reusing details from recent operations;          Consultation of transaction details and confirmation slip extraction for all transactions.
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Moza Mobile
At your side everywhere! With Moza Mobile, you can access your account, make payments and transfers wherever you might be. All you need  is to have access to a mobile network. It’s simple, fast and free. To manage your every day with Moza Mobile isn´t easy. It’s super easy! How does it work? Click here and download your mobile app. Access credentials are the same as those of your Internet Banking.
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Moza Gold
Thinking of you, Moza has created a payment method that is easy to use, secure and with international prestige, with access to all the benefits of Visa Network in restaurants, shops, travel and much more. This is the ideal card to make purchases and withdrawals (cash-advance) in Mozambique or abroad. Benefits: Valid in Mozambique and abroad; Valid for Automatic Teller Machines (ATMs) and POS identified with the Visa or Ponto 24 symbol; Convenient, modern and secure payment method; Access to a permanent credit line; Possibility of partial payments; Insurance cover associated with the card; More security in transactions through a chip incorporated within the card; Global assistance from Visa network; Benefits at partner outlets connected to the Visa network (travel, hotels, restaurants, shopping/shops, entertainment and lifestyle); Provides distinction and exclusivity; It is valid nationally and globally; It is convenient, modern and secure; Access to credit available for a period of 20 to 50 days; Possibility of making a minimum payment of 15% of the outstanding balance; Benefit from a range of insurance covers associated with the card; Access to a range of exclusive Visa benefits (travel and accommodation, shopping, and lifestyle); It has a built-in chip which offers greater security in transactions. Global helpdesk services: International helpdesk available 24 hours a day, 7 days a week, 365 days a year in emergency situations such as lost or stolen cards, among others by contacting: In the U.S. and Canada:                              +1-800-847-2911 Outside the U.S. and Canada:                       +1-303-967-1096 - Medical and legal assistance: Medical and legal assistance while travelling abroad by contacting: +44 (0) 2087628373; - Travel and accommodation: Access to a range of discounts on travel and accommodation for bookings made through platforms connected to Visa; - Lifestyle: Access to a range of discounts in restaurants at international airports. - Avis car rental: Discounts and privileges at AVIS for all VISA card holders. Reservations must be made using the code N144300. Conditions for access: completion and signature of the form “Subscription and Payment Methods”.
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Travel insurance
This Insurance guarantees the coverage of expenses arising from the death of the Insured Person, thus constituting a support for their loved ones. Advantages: Different coverage options, to cater to your needs; Accessible monthly premiums; Available up until 65 years of age, with permanence until 70 years of age; Simple premium payment process, executed through direct debit
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Moza Banco Visits the First Lady’s Office and Encourages Efforts in Support of Flood Victims
11/03/2026

A delegation from Moza Banco, led by Executive Committee Member Jaime Joaquim, visited the Office of the First Lady, Gueta Chapo, in Maputo this Monday, with the aim of expressing support for the initiatives carried out by the Office in favour of victims of the floods and inundations that recently affected the southern region of the country, leaving hardship and struggle among hundreds of families.

 

During the meeting, the Moza team expressed interest in collaborating with the Office of the First Lady at various levels, beginning with support for the numerous social initiatives undertaken by the Office across the country.

 

There was also an opportunity to present a symbolic cheque to support the Office with expenses related to the purchase of essential goods and supplies to assist families who are still accommodated in several reception centres, following the total or partial destruction of their homes as a result of the heavy rains.

 

Gueta Chapo expressed openness during the meeting to collaborate with the Bank, welcoming the visit and the expressed willingness to support Mozambicans.

 

For his part, the Executive Committee Member described the partnership as strategic and aligned with the social responsibility initiatives that Moza Banco has been implementing across the country.

 

“It is a great honour for us to contribute, symbolically, to the success of the First Lady’s initiatives. We can all clearly see the impact and the positive change that these initiatives generate within communities,” he emphasised.

 

As part of its support for victims of floods and inundations, Moza Banco has been carrying out several initiatives with considerable impact on families, particularly in the most affected areas of the southern region of the country, with special focus on the districts of Mapai, Chicualacuala, Chigubo and Guijá in Gaza Province, and Boane in Maputo Province.

 

Aware that continued assistance remains necessary, Moza Banco continues to Make It Happen by mobilising donations and partnerships in order to strengthen the solidarity actions carried out under the Solidarity Movement launched at the end of January, following the outbreak of the severe weather conditions.

Moza Specialist Calls for Greater Cooperation Among Smallholder Farmers to Access Financing
06/03/2026

Moza Banco’s agribusiness specialist, Danilo Abdula, participated this Monday in Maputo in the launch ceremony of AgriConnect, a World Bank initiative to be implemented in Mozambique in partnership with the Ministry of Agriculture, Environment and Fisheries, aimed at transforming small-scale agriculture and promoting job creation in rural areas.

 

Invited to join a panel discussion on “Priority actions for the development of agribusiness, job creation, and the improvement of food and nutrition security in Mozambique,” Danilo Abdula addressed the challenges associated with financing smallholder farmers. He emphasised the importance of producers joining cooperatives, which would enable them to become better organised and therefore better positioned to access financing from the banking sector.

 

“Moza Banco has a strong interest in supporting the development of agribusiness. However, any financing granted must ensure a sustainable return. It is therefore essential that producers understand the importance of being organised so they can benefit from financing opportunities. It is easier to finance a group than dispersed smallholders, as a group is more organised and better able to share both the risks and the benefits associated with such financing,” said Danilo Abdula.

 

The Moza Banco specialist also encouraged authorities to stimulate and strengthen the agricultural value chain, ensuring that producers do not face difficulties in bringing their products to market.

 

Despite the various challenges that continue to affect the national agricultural sector—particularly climate-related factors—Moza Banco remains committed to financing agribusiness in Mozambique. The Bank currently offers dedicated financing lines for the sector, notably the BEI Line, established in partnership with the European Investment Bank, and the Food Security Fund (FSA) Line, both offering preferential interest rates.

 

Moza Banco believes that investment in agribusiness is essential for Mozambicans to collectively advance the country’s development.

Moza Banco Brings Hope to Displaced Families at the Last Reception Centre in Boane
10/02/2026

A group of volunteers from Moza Banco and partner organisations, led by the Chief Executive Officer (CEO), Manuel Soares, visited Escola Básica 19 de Outubro — the last active Reception Centre in the district of Boane — to comfort more than one thousand victims of the recent floods that struck the southern region of the country. Composed mainly of women and children, the Reception Centre shelters families who, despite having lost almost everything, remain full of hope for a better and more stable future.

 

During the visit, the team delivered various donations, including non-perishable food items, clothing, and hygiene and cleaning products, in an effort to ease the needs of these families, who continue to depend on all possible assistance.

 

Moved by the reality on the ground, Moza’s CEO reaffirmed the Bank’s commitment to continuing the Solidarity Movement and further strengthening support for flood victims.

 

“When we look at these families, we realise that solidarity cannot be limited to a single action. Moza is here because it believes that being supportive means walking alongside those who need it most, until hope once again outweighs pain. We are aware of other areas in Maputo Province that still require assistance, particularly Manhiça, Moamba and Magude, and therefore we want the next phase of our Solidarity Movement to also include these regions. We will continue to Make It Happen,” added the CEO.

 

Representing the supported families, the Director of the Reception Centre, Maria Alcinda Mandlate, highlighted above all the message of hope conveyed to flood victims through the donations associated with the Solidarity Movements, calling for their continuation.

 

“These families arrived here with virtually nothing. We have mothers and pregnant women who need the help of each and every one of you. Every contribution we receive restores a little dignity and hope. Knowing that we are not alone gives us the strength to continue caring for these people as they deserve,” affirmed the Director.

 

This initiative forms part of the actions that have been carried out since the onset of the floods, with the Bank having already channelled support to Gaza Province in coordination with local authorities and the National Institute for Disaster Management (INGD).

 

In Gaza, in addition to supporting the central government, Moza directly assisted the districts of Guijá, Mapai, Chigubo and Chicualacuala — areas that were devastated by the force of the floods, resulting in loss of life and significant material damage.

 

More than simply delivering donations, Moza seeks through these actions to provide comfort to the victims, encouraging them to fight for the reconstruction of their lives.

See MoreSee More
Moza Banco Visits the First Lady’s Office and Encourages Efforts in Support of Flood Victims
11/03/2026

A delegation from Moza Banco, led by Executive Committee Member Jaime Joaquim, visited the Office of the First Lady, Gueta Chapo, in Maputo this Monday, with the aim of expressing support for the initiatives carried out by the Office in favour of victims of the floods and inundations that recently affected the southern region of the country, leaving hardship and struggle among hundreds of families.

 

During the meeting, the Moza team expressed interest in collaborating with the Office of the First Lady at various levels, beginning with support for the numerous social initiatives undertaken by the Office across the country.

 

There was also an opportunity to present a symbolic cheque to support the Office with expenses related to the purchase of essential goods and supplies to assist families who are still accommodated in several reception centres, following the total or partial destruction of their homes as a result of the heavy rains.

 

Gueta Chapo expressed openness during the meeting to collaborate with the Bank, welcoming the visit and the expressed willingness to support Mozambicans.

 

For his part, the Executive Committee Member described the partnership as strategic and aligned with the social responsibility initiatives that Moza Banco has been implementing across the country.

 

“It is a great honour for us to contribute, symbolically, to the success of the First Lady’s initiatives. We can all clearly see the impact and the positive change that these initiatives generate within communities,” he emphasised.

 

As part of its support for victims of floods and inundations, Moza Banco has been carrying out several initiatives with considerable impact on families, particularly in the most affected areas of the southern region of the country, with special focus on the districts of Mapai, Chicualacuala, Chigubo and Guijá in Gaza Province, and Boane in Maputo Province.

 

Aware that continued assistance remains necessary, Moza Banco continues to Make It Happen by mobilising donations and partnerships in order to strengthen the solidarity actions carried out under the Solidarity Movement launched at the end of January, following the outbreak of the severe weather conditions.

Moza Specialist Calls for Greater Cooperation Among Smallholder Farmers to Access Financing
06/03/2026

Moza Banco’s agribusiness specialist, Danilo Abdula, participated this Monday in Maputo in the launch ceremony of AgriConnect, a World Bank initiative to be implemented in Mozambique in partnership with the Ministry of Agriculture, Environment and Fisheries, aimed at transforming small-scale agriculture and promoting job creation in rural areas.

 

Invited to join a panel discussion on “Priority actions for the development of agribusiness, job creation, and the improvement of food and nutrition security in Mozambique,” Danilo Abdula addressed the challenges associated with financing smallholder farmers. He emphasised the importance of producers joining cooperatives, which would enable them to become better organised and therefore better positioned to access financing from the banking sector.

 

“Moza Banco has a strong interest in supporting the development of agribusiness. However, any financing granted must ensure a sustainable return. It is therefore essential that producers understand the importance of being organised so they can benefit from financing opportunities. It is easier to finance a group than dispersed smallholders, as a group is more organised and better able to share both the risks and the benefits associated with such financing,” said Danilo Abdula.

 

The Moza Banco specialist also encouraged authorities to stimulate and strengthen the agricultural value chain, ensuring that producers do not face difficulties in bringing their products to market.

 

Despite the various challenges that continue to affect the national agricultural sector—particularly climate-related factors—Moza Banco remains committed to financing agribusiness in Mozambique. The Bank currently offers dedicated financing lines for the sector, notably the BEI Line, established in partnership with the European Investment Bank, and the Food Security Fund (FSA) Line, both offering preferential interest rates.

 

Moza Banco believes that investment in agribusiness is essential for Mozambicans to collectively advance the country’s development.

Moza Banco Brings Hope to Displaced Families at the Last Reception Centre in Boane
10/02/2026

A group of volunteers from Moza Banco and partner organisations, led by the Chief Executive Officer (CEO), Manuel Soares, visited Escola Básica 19 de Outubro — the last active Reception Centre in the district of Boane — to comfort more than one thousand victims of the recent floods that struck the southern region of the country. Composed mainly of women and children, the Reception Centre shelters families who, despite having lost almost everything, remain full of hope for a better and more stable future.

 

During the visit, the team delivered various donations, including non-perishable food items, clothing, and hygiene and cleaning products, in an effort to ease the needs of these families, who continue to depend on all possible assistance.

 

Moved by the reality on the ground, Moza’s CEO reaffirmed the Bank’s commitment to continuing the Solidarity Movement and further strengthening support for flood victims.

 

“When we look at these families, we realise that solidarity cannot be limited to a single action. Moza is here because it believes that being supportive means walking alongside those who need it most, until hope once again outweighs pain. We are aware of other areas in Maputo Province that still require assistance, particularly Manhiça, Moamba and Magude, and therefore we want the next phase of our Solidarity Movement to also include these regions. We will continue to Make It Happen,” added the CEO.

 

Representing the supported families, the Director of the Reception Centre, Maria Alcinda Mandlate, highlighted above all the message of hope conveyed to flood victims through the donations associated with the Solidarity Movements, calling for their continuation.

 

“These families arrived here with virtually nothing. We have mothers and pregnant women who need the help of each and every one of you. Every contribution we receive restores a little dignity and hope. Knowing that we are not alone gives us the strength to continue caring for these people as they deserve,” affirmed the Director.

 

This initiative forms part of the actions that have been carried out since the onset of the floods, with the Bank having already channelled support to Gaza Province in coordination with local authorities and the National Institute for Disaster Management (INGD).

 

In Gaza, in addition to supporting the central government, Moza directly assisted the districts of Guijá, Mapai, Chigubo and Chicualacuala — areas that were devastated by the force of the floods, resulting in loss of life and significant material damage.

 

More than simply delivering donations, Moza seeks through these actions to provide comfort to the victims, encouraging them to fight for the reconstruction of their lives.

See More See More
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