Moza Cookie Policy
More Information
Close
Logo Moza Banco
Clique para navegar para a homepage Day-to-day Cards Savings Financing Insurance
  • Login
Logo Moza Banco
Login
  • Personal
  • Corporate
  • Private
  • Institutional
  • Day-to-day
    • Accounts
    • Services
    • Digital Channels
  • Cards
    • Debit Cards
    • Credit Cards
    • Txapo-Txapo Pre-Paid Card
  • Savings
    • Term Deposits
  • Financing
    • Credits
    • Leasing
  • Insurance
    • Life
    • No Life
  • Branches and ATM's
  • FAQ
  • Support
PT / EN Personal Corporate Private Institutional
Branches and ATM's FAQ Support
PT / EN
  • Personal
  • Corporate
  • Private
  • Institutional
  • Day-to-day
    • Accounts
    • Services
    • Digital Channels
  • Cards
    • Debit Cards
    • Credit Cards
    • Txapo-Txapo Pre-Paid Card
  • Savings
    • Term Deposits
  • Financing
    • Credits
    • Leasing
  • Insurance
    • Life
    • No Life
  • Branches and ATM's
  • FAQ
  • Support
Personal
Corporate
Private
Institutional
Clique para navegar para a homepage
  • Day-to-day
    • Accounts Valor Account Valor Salário Account Moza Mundo Account
      Services SMS and E-mail alerts Automatic sending of statements
      Digital Channels Moza Net Moza Já Moza Mobile AZAPP
  • Cards
    • Debit Cards Classic Debit Card - Non Personalized Moza Gold
      Credit Cards Moza Gold Moza Platinum Cartão Moza Next
      Txapo-Txapo Pre-Paid Card Txapo-Txapo Pre-Paid Card
  • Savings
    • Term Deposits Moza Net Savings Moza Term Deposit Monthly Interest Term Deposit 3 em 3 Term Deposit Rendimento na Hora
  • Financing
    • Credits Nova Família Loan Car Loan Home Loans Building Loan Renovation Loan Luxury Estate Loan
      Leasing Equipment Leasing Property Leasing Vehicle Leasing
  • Insurance
    • Life Life Insurance (credit) Travel insurance Family Protection Plan
      No Life Car Insurance Leased Goods Insurance Multi-Risk Housing Insurance Workmen's Compensation Insurance Domestic Services - Personal Accidents Insurance
  • Login
Login
  • Home
  • Private

Moza Net
Learn about the main features:          Checking balances, movements and IBAN;          National transfers;          Debit and credit card control;          Card request;          Setting up Term Deposits;          Loan Simulations;          Control over loan accounts.          Multiple Transfers          Payment of invoices;          Possibility of reusing details from recent operations;          Consultation of transaction details and confirmation slip extraction for all transactions.
Read More Read More
Moza Mobile
At your side everywhere! With Moza Mobile, you can access your account, make payments and transfers wherever you might be. All you need  is to have access to a mobile network. It’s simple, fast and free. To manage your every day with Moza Mobile isn´t easy. It’s super easy! How does it work? Click here and download your mobile app. Access credentials are the same as those of your Internet Banking.
Read More Read More
Moza Gold
Thinking of you, Moza has created a payment method that is easy to use, secure and with international prestige, with access to all the benefits of Visa Network in restaurants, shops, travel and much more. This is the ideal card to make purchases and withdrawals (cash-advance) in Mozambique or abroad. Benefits: Valid in Mozambique and abroad; Valid for Automatic Teller Machines (ATMs) and POS identified with the Visa or Ponto 24 symbol; Convenient, modern and secure payment method; Access to a permanent credit line; Possibility of partial payments; Insurance cover associated with the card; More security in transactions through a chip incorporated within the card; Global assistance from Visa network; Benefits at partner outlets connected to the Visa network (travel, hotels, restaurants, shopping/shops, entertainment and lifestyle); Provides distinction and exclusivity; It is valid nationally and globally; It is convenient, modern and secure; Access to credit available for a period of 20 to 50 days; Possibility of making a minimum payment of 15% of the outstanding balance; Benefit from a range of insurance covers associated with the card; Access to a range of exclusive Visa benefits (travel and accommodation, shopping, and lifestyle); It has a built-in chip which offers greater security in transactions. Global helpdesk services: International helpdesk available 24 hours a day, 7 days a week, 365 days a year in emergency situations such as lost or stolen cards, among others by contacting: In the U.S. and Canada:                              +1-800-847-2911 Outside the U.S. and Canada:                       +1-303-967-1096 - Medical and legal assistance: Medical and legal assistance while travelling abroad by contacting: +44 (0) 2087628373; - Travel and accommodation: Access to a range of discounts on travel and accommodation for bookings made through platforms connected to Visa; - Lifestyle: Access to a range of discounts in restaurants at international airports. - Avis car rental: Discounts and privileges at AVIS for all VISA card holders. Reservations must be made using the code N144300. Conditions for access: completion and signature of the form “Subscription and Payment Methods”.
Read More Read More
Travel insurance
This Insurance guarantees the coverage of expenses arising from the death of the Insured Person, thus constituting a support for their loved ones. Advantages: Different coverage options, to cater to your needs; Accessible monthly premiums; Available up until 65 years of age, with permanence until 70 years of age; Simple premium payment process, executed through direct debit
Read More Read More
MZN - USD
average daily buy price
30 days
Description
Buy Value
Sell Value
USD
63.30
64.57
ZAR
3.79
3.87
EUR
73.84
75.32
See AllSee All
Open your account!
Simulators
Mobile app!
Moza Banco and the Ministry of Planning and Development Provide New Relief to Rural Entrepreneurs Through the Implementation of the FARE Line
31/03/2026

Moza Banco and the Ministry of Planning and Development signed, this Monday in Maputo, a protocol enabling the introduction of the FARE Line – a financing package created under the Economic Recovery Support Fund, aimed at funding entrepreneurial initiatives in rural areas.

The initiative, fully embraced by Moza, forms part of the government’s efforts to stimulate the economy, with particular emphasis on creating and promoting opportunities in rural areas, especially in regions with high productive potential but limited access to financing facilities.

The ceremony, which was attended by representatives of the International Fund for Agricultural Development (IFAD), was led by the Minister of Planning and Development, Salim Valá, who emphasised on the occasion that, although the financing benefits from subsidised interest rates, it is important that beneficiaries honour their commitments.

“Anyone seeking financing, however subsidised it may be, must be aware that it has to be repaid. Only then will the entrepreneur feel committed to ensuring that their business idea succeeds,” Valá stressed.

Meanwhile, the Chief Executive Officer of Moza Banco, Manuel Soares, reaffirmed the commitment to manage the funds of the FARE Line with transparency and responsibility.

 “Moza Banco proudly assumes responsibility for managing this financing line, acting as the intermediary between the resources made available and the final beneficiaries, and ensures that every metical invested is aligned with rigorous technical criteria and the highest standards of integrity and transparency. Through careful assessment, continuous monitoring, and close support to beneficiaries, we aim to ensure that the supported projects generate tangible and sustainable results,” stated Manuel Soares.

In light of this agreement, Moza Banco renews its commitment to continue Making It Happen, transforming resources into opportunities and results that contribute to the development of Mozambique.

Moza Banco is the most awarded institution by the Mozambique Stock Exchange
27/03/2026

The Mozambique Stock Exchange (BVM) recently recognised the leading partners in the capital markets, in a ceremony that highlighted the performance of institutions and intermediaries contributing to the growth and maturity of this segment. According to the Chairman of the Board of Directors of BVM, Pedro Cossa, the development of the capital market depends on cooperation among stakeholders and on building bridges between national and international markets, emphasising that “the capital market does not thrive in isolated islands”.

 

Following the resumption of these awards after a four-year hiatus, Moza Banco stood out as the most awarded institution at the ceremony, having been recognised in two major categories:

 

  • Largest Securities Issuance on the Stock Exchange Market 2025
  • Leading Sponsor of Listings on the Stock Exchange Market 2025

 

According to the Chief Executive Officer (CEO) of the financial institution, Manuel Soares, these distinctions reflect Moza Banco’s ability to support companies in diversifying their sources of funding and in identifying investment opportunities, reinforcing its strategic role in the national capital market.

 

“Being the most awarded institution in this edition confirms that we are making a concrete contribution to the consolidation and maturity of the capital market in Mozambique,” said the CEO of Moza Banco. “More than awards, these recognitions are a sign of trust that we place at the service of our clients and the country’s economic development.”

 

With these achievements, Moza Banco reaffirms its commitment to supporting companies and investors, promoting transparency, innovation and sustainable growth in the Mozambican financial market.

Moza Banco Visits the First Lady’s Office and Encourages Efforts in Support of Flood Victims
11/03/2026

A delegation from Moza Banco, led by Executive Committee Member Jaime Joaquim, visited the Office of the First Lady, Gueta Chapo, in Maputo this Monday, with the aim of expressing support for the initiatives carried out by the Office in favour of victims of the floods and inundations that recently affected the southern region of the country, leaving hardship and struggle among hundreds of families.

 

During the meeting, the Moza team expressed interest in collaborating with the Office of the First Lady at various levels, beginning with support for the numerous social initiatives undertaken by the Office across the country.

 

There was also an opportunity to present a symbolic cheque to support the Office with expenses related to the purchase of essential goods and supplies to assist families who are still accommodated in several reception centres, following the total or partial destruction of their homes as a result of the heavy rains.

 

Gueta Chapo expressed openness during the meeting to collaborate with the Bank, welcoming the visit and the expressed willingness to support Mozambicans.

 

For his part, the Executive Committee Member described the partnership as strategic and aligned with the social responsibility initiatives that Moza Banco has been implementing across the country.

 

“It is a great honour for us to contribute, symbolically, to the success of the First Lady’s initiatives. We can all clearly see the impact and the positive change that these initiatives generate within communities,” he emphasised.

 

As part of its support for victims of floods and inundations, Moza Banco has been carrying out several initiatives with considerable impact on families, particularly in the most affected areas of the southern region of the country, with special focus on the districts of Mapai, Chicualacuala, Chigubo and Guijá in Gaza Province, and Boane in Maputo Province.

 

Aware that continued assistance remains necessary, Moza Banco continues to Make It Happen by mobilising donations and partnerships in order to strengthen the solidarity actions carried out under the Solidarity Movement launched at the end of January, following the outbreak of the severe weather conditions.

See MoreSee More
Moza Banco and the Ministry of Planning and Development Provide New Relief to Rural Entrepreneurs Through the Implementation of the FARE Line
31/03/2026

Moza Banco and the Ministry of Planning and Development signed, this Monday in Maputo, a protocol enabling the introduction of the FARE Line – a financing package created under the Economic Recovery Support Fund, aimed at funding entrepreneurial initiatives in rural areas.

The initiative, fully embraced by Moza, forms part of the government’s efforts to stimulate the economy, with particular emphasis on creating and promoting opportunities in rural areas, especially in regions with high productive potential but limited access to financing facilities.

The ceremony, which was attended by representatives of the International Fund for Agricultural Development (IFAD), was led by the Minister of Planning and Development, Salim Valá, who emphasised on the occasion that, although the financing benefits from subsidised interest rates, it is important that beneficiaries honour their commitments.

“Anyone seeking financing, however subsidised it may be, must be aware that it has to be repaid. Only then will the entrepreneur feel committed to ensuring that their business idea succeeds,” Valá stressed.

Meanwhile, the Chief Executive Officer of Moza Banco, Manuel Soares, reaffirmed the commitment to manage the funds of the FARE Line with transparency and responsibility.

 “Moza Banco proudly assumes responsibility for managing this financing line, acting as the intermediary between the resources made available and the final beneficiaries, and ensures that every metical invested is aligned with rigorous technical criteria and the highest standards of integrity and transparency. Through careful assessment, continuous monitoring, and close support to beneficiaries, we aim to ensure that the supported projects generate tangible and sustainable results,” stated Manuel Soares.

In light of this agreement, Moza Banco renews its commitment to continue Making It Happen, transforming resources into opportunities and results that contribute to the development of Mozambique.

Moza Banco is the most awarded institution by the Mozambique Stock Exchange
27/03/2026

The Mozambique Stock Exchange (BVM) recently recognised the leading partners in the capital markets, in a ceremony that highlighted the performance of institutions and intermediaries contributing to the growth and maturity of this segment. According to the Chairman of the Board of Directors of BVM, Pedro Cossa, the development of the capital market depends on cooperation among stakeholders and on building bridges between national and international markets, emphasising that “the capital market does not thrive in isolated islands”.

 

Following the resumption of these awards after a four-year hiatus, Moza Banco stood out as the most awarded institution at the ceremony, having been recognised in two major categories:

 

  • Largest Securities Issuance on the Stock Exchange Market 2025
  • Leading Sponsor of Listings on the Stock Exchange Market 2025

 

According to the Chief Executive Officer (CEO) of the financial institution, Manuel Soares, these distinctions reflect Moza Banco’s ability to support companies in diversifying their sources of funding and in identifying investment opportunities, reinforcing its strategic role in the national capital market.

 

“Being the most awarded institution in this edition confirms that we are making a concrete contribution to the consolidation and maturity of the capital market in Mozambique,” said the CEO of Moza Banco. “More than awards, these recognitions are a sign of trust that we place at the service of our clients and the country’s economic development.”

 

With these achievements, Moza Banco reaffirms its commitment to supporting companies and investors, promoting transparency, innovation and sustainable growth in the Mozambican financial market.

Moza Banco Visits the First Lady’s Office and Encourages Efforts in Support of Flood Victims
11/03/2026

A delegation from Moza Banco, led by Executive Committee Member Jaime Joaquim, visited the Office of the First Lady, Gueta Chapo, in Maputo this Monday, with the aim of expressing support for the initiatives carried out by the Office in favour of victims of the floods and inundations that recently affected the southern region of the country, leaving hardship and struggle among hundreds of families.

 

During the meeting, the Moza team expressed interest in collaborating with the Office of the First Lady at various levels, beginning with support for the numerous social initiatives undertaken by the Office across the country.

 

There was also an opportunity to present a symbolic cheque to support the Office with expenses related to the purchase of essential goods and supplies to assist families who are still accommodated in several reception centres, following the total or partial destruction of their homes as a result of the heavy rains.

 

Gueta Chapo expressed openness during the meeting to collaborate with the Bank, welcoming the visit and the expressed willingness to support Mozambicans.

 

For his part, the Executive Committee Member described the partnership as strategic and aligned with the social responsibility initiatives that Moza Banco has been implementing across the country.

 

“It is a great honour for us to contribute, symbolically, to the success of the First Lady’s initiatives. We can all clearly see the impact and the positive change that these initiatives generate within communities,” he emphasised.

 

As part of its support for victims of floods and inundations, Moza Banco has been carrying out several initiatives with considerable impact on families, particularly in the most affected areas of the southern region of the country, with special focus on the districts of Mapai, Chicualacuala, Chigubo and Guijá in Gaza Province, and Boane in Maputo Province.

 

Aware that continued assistance remains necessary, Moza Banco continues to Make It Happen by mobilising donations and partnerships in order to strengthen the solidarity actions carried out under the Solidarity Movement launched at the end of January, following the outbreak of the severe weather conditions.

See More See More
  • Personal
  • Corporate
  • Private
  • Institutional
Day-to-day
Day-to-day
  • Accounts
  • Services
 
Cards
Cards
  • Debit Cards
  • Credit Cards
 
Savings
Savings
  • Term Deposits
 
Financing
Financing
  • Credits
  • Leasing
 
Insurance
Insurance
  • Life
  • No Life
 
Contact Us
Contact Us
  • Call Center MOZA
  • Suggestions and Claims
  • Privacy Policy
Copyright © 2026 Moza. All rights reserved
Moza