Moza Cookie Policy
More Information
Close
Logo Moza Banco
Clique para navegar para a homepage Day-to-day Cards Savings Financing Insurance
  • Login
    • For security reasons we do not recommend the communication of any banking data via email or phone.

      Please note that you should not access the links contained in any message received on behalf of Moza Banco.

      If you receive messages requesting information, passwords and other bank details, you should delete the message and never access the links or open their attachments.

      Help
      Still no access
      Functionalities

      Welcome
      to your Internet Banking

      Personal > Corporate >
Logo Moza Banco
Login

Welcome
to your Internet Banking

Personal > Corporate >

For security reasons we do not recommend the communication of any banking data via email or phone.

Please note that you should not access the links contained in any message received on behalf of Moza Banco.

If you receive messages requesting information, passwords and other bank details, you should delete the message and never access the links or open their attachments.

Help
Still no access
Functionalities
  • Personal
  • Corporate
  • Private
  • Institutional
  • Day-to-day
    • Accounts
    • Services
    • Digital Channels
  • Cards
    • Debit Cards
    • Credit Cards
    • Txapo-Txapo Pre-Paid Card
  • Savings
    • Term Deposits
  • Financing
    • Credits
    • Leasing
  • Insurance
    • Life
    • No Life
  • Branches and ATM's
  • FAQ
  • Click to Chat
  • Support
PT / EN Personal Corporate Private Institutional
Branches and ATM's FAQ Click to Chat Support
PT / EN
  • Personal
  • Corporate
  • Private
  • Institutional
  • Day-to-day
    • Accounts
    • Services
    • Digital Channels
  • Cards
    • Debit Cards
    • Credit Cards
    • Txapo-Txapo Pre-Paid Card
  • Savings
    • Term Deposits
  • Financing
    • Credits
    • Leasing
  • Insurance
    • Life
    • No Life
  • Branches and ATM's
  • FAQ
  • Click to Chat
  • Support
Personal
Corporate
Private
Institutional
Clique para navegar para a homepage
  • Day-to-day
    • Accounts Valor Account Valor Salário Account Moza Mundo Account
      Services SMS and E-mail alerts Automatic sending of statements
      Digital Channels Moza Net Moza Já Moza Mobile AZAPP
  • Cards
    • Debit Cards Classic Debit Card - Non Personalized Moza Gold
      Credit Cards Moza Gold Moza Platinum Cartão Moza Next
      Txapo-Txapo Pre-Paid Card Txapo-Txapo Pre-Paid Card
  • Savings
    • Term Deposits Moza Net Savings Moza Term Deposit Monthly Interest Term Deposit 3 em 3 Term Deposit Rendimento na Hora
  • Financing
    • Credits Nova Família Loan Car Loan Home Loans Building Loan Renovation Loan Luxury Estate Loan
      Leasing Equipment Leasing Property Leasing Vehicle Leasing
  • Insurance
    • Life Life Insurance (credit) Travel insurance Family Protection Plan
      No Life Car Insurance Leased Goods Insurance Multi-Risk Housing Insurance Workmen's Compensation Insurance Domestic Services - Personal Accidents Insurance
  • Login
    • For security reasons we do not recommend the communication of any banking data via email or phone.

      Please note that you should not access the links contained in any message received on behalf of Moza Banco.

      If you receive messages requesting information, passwords and other bank details, you should delete the message and never access the links or open their attachments.

      Help
      Still no access
      Functionalities

      Welcome
      to your Internet Banking

      Personal > Corporate >
Login
  • Welcome to your Internet Banking

    Personal > Corporate >

    For security reasons we do not recommend the communication of any banking data via email or phone.

    Please note that you should not access the links contained in any message received on behalf of Moza Banco.

    If you receive messages requesting information, passwords and other bank details, you should delete the message and never access the links or open their attachments.

    Help
    Still no access
    Functionalities
  • Home
  • Private

Moza Net
Learn about the main features:          Checking balances, movements and IBAN;          National transfers;          Debit and credit card control;          Card request;          Setting up Term Deposits;          Loan Simulations;          Control over loan accounts.          Multiple Transfers          Payment of invoices;          Possibility of reusing details from recent operations;          Consultation of transaction details and confirmation slip extraction for all transactions.
Read More Read More
Moza Mobile
At your side everywhere! With Moza Mobile, you can access your account, make payments and transfers wherever you might be. All you need  is to have access to a mobile network. It’s simple, fast and free. To manage your every day with Moza Mobile isn´t easy. It’s super easy! How does it work? Click here and download your mobile app. Access credentials are the same as those of your Internet Banking.
Read More Read More
Moza Gold
Thinking of you, Moza has created a payment method that is easy to use, secure and with international prestige, with access to all the benefits of Visa Network in restaurants, shops, travel and much more. This is the ideal card to make purchases and withdrawals (cash-advance) in Mozambique or abroad. Benefits: Valid in Mozambique and abroad; Valid for Automatic Teller Machines (ATMs) and POS identified with the Visa or Ponto 24 symbol; Convenient, modern and secure payment method; Access to a permanent credit line; Possibility of partial payments; Insurance cover associated with the card; More security in transactions through a chip incorporated within the card; Global assistance from Visa network; Benefits at partner outlets connected to the Visa network (travel, hotels, restaurants, shopping/shops, entertainment and lifestyle); Provides distinction and exclusivity; It is valid nationally and globally; It is convenient, modern and secure; Access to credit available for a period of 20 to 50 days; Possibility of making a minimum payment of 15% of the outstanding balance; Benefit from a range of insurance covers associated with the card; Access to a range of exclusive Visa benefits (travel and accommodation, shopping, and lifestyle); It has a built-in chip which offers greater security in transactions. Global helpdesk services: International helpdesk available 24 hours a day, 7 days a week, 365 days a year in emergency situations such as lost or stolen cards, among others by contacting: In the U.S. and Canada:                              +1-800-847-2911 Outside the U.S. and Canada:                       +1-303-967-1096 - Medical and legal assistance: Medical and legal assistance while travelling abroad by contacting: +44 (0) 2087628373; - Travel and accommodation: Access to a range of discounts on travel and accommodation for bookings made through platforms connected to Visa; - Lifestyle: Access to a range of discounts in restaurants at international airports. - Avis car rental: Discounts and privileges at AVIS for all VISA card holders. Reservations must be made using the code N144300. Conditions for access: completion and signature of the form “Subscription and Payment Methods”.
Read More Read More
Travel insurance
This Insurance guarantees the coverage of expenses arising from the death of the Insured Person, thus constituting a support for their loved ones. Advantages: Different coverage options, to cater to your needs; Accessible monthly premiums; Available up until 65 years of age, with permanence until 70 years of age; Simple premium payment process, executed through direct debit
Read More Read More
MZN - USD
average daily buy price
30 days
Description
Buy Value
Sell Value
USD
63.30
64.57
ZAR
3.66
3.74
EUR
75.09
76.60
See AllSee All
Open your account!
Simulators
Mobile app!
Twenty-three companies awarded the FaMoza seal by Moza Banco
04/09/2025

A total of 23 national companies were recently honoured with the FaMoza Seal, an award created to recognise entities that stand out most in their relationship with Moza. These are institutions distinguished based on their Financial Engagement, use of POS terminals, and utilisation of Moza’s digital platforms, making the Bank an indispensable partner in their day-to-day operations.

Among the awarded companies are Uteka Construções, Instituto Nília, Moz Phama, and 20 other companies operating across the three regions of the country.

 

The recipients agree that the recognition encourages them to continue investing in Moza Banco. “Moza Banco has proven to be a partner for our businesses, ensuring that we can meet our commitments to clients and suppliers with all the necessary reliability. This award helps us understand that the feeling of trust is mutual,” said the entrepreneurs during the official FaMoza Seal award ceremony held in Maputo.

 

According to the Chief Executive Officer (CEO), Manuel Soares, the FaMoza seal is part of a broad movement of “innovation and market proximity, through which the Bank seeks to recognise and encourage adherence to good practices within the national business sector.”

 

“With these innovations, the Bank strengthens its role, not only as a provider of financial services but as an active partner in promoting entrepreneurship, formalising the economy, and combating poverty. By rewarding entrepreneurs for their financial engagement with the Bank, and their use of digital tools and POS, Moza Banco demonstrates that it is an ally to those who Make the Necessary Changes to improve Mozambique’s economic paradigm,” Manuel Soares said.

 

As this was the first edition of the FaMoza Seal award, Moza Banco assures the continuation of the initiative, encouraging all its clients and potential clients to increase their transaction levels with the bank, making full use of all the products and services the bank offers.

Moza Banco announces availability of 10 million euros to finance Mozambican women
01/09/2025

Moza Banco, in a strategic partnership with the European Investment Bank (EIB), has just announced the launch of the EIB Line, a financing package worth 10 million euros, specifically designed to support small and medium-sized enterprises led by women.

This initiative, anchored in the Moza Women project, reinforces Moza Banco’s commitment to sustainable economic growth and gender equality, putting into practice its corporate values of Integrity, Resilience, Winning Together, and Ambition.

With favourable credit conditions, Moza Banco aims, through the EIB Line, to overcome the barriers that often hinder women’s access to financial resources, encouraging investment, business expansion, and consolidation.

To benefit from this financing, businesses must demonstrate strong female representation, whether in shareholding, management, workforce, or through products and services that promote women’s empowerment. The credit is available for sectors such as industry, transport, agriculture, health, and services, thereby increasing the economic and social impact of this initiative.

“We have embraced the mission of making a difference every day, contributing to Mozambique’s success. The EIB Line, created in partnership with the European Investment Bank, is more than financial support – it is a movement for empowerment that places women at the heart of economic and social development,” stated the Chairman of the Board of Directors of Moza Banco. He added, “The EIB Line is aligned with Moza’s vision of being the best Mozambican banking experience, one that everyone is proud to be part of.”

Furthermore, still under the umbrella of the Moza Women project, the Bank revealed that, in addition to offering women-focused products, it is also establishing partnerships with women-led businesses, offering competitive discounts to all customers who make purchases or payments using Moza cards.

With this initiative, Moza Banco reaffirms its role as an active agent in creating opportunities, generating positive impact, and building an inclusive economy where everyone can grow and prosper.

 

Moza Trains Over 6,000 National Entrepreneurs in Business Management
25/08/2025

 

Moza Trains Over 6,000 National Entrepreneurs in Business Management

 

In the first half of this year, Moza has trained over 6,000 national entrepreneurs from across the country in business management.


This free initiative forms part of the Bank’s ongoing efforts to support the development of National Small and Medium-sized Enterprises (SMEs).

 

The training programme and thematic plan were developed and delivered virtually through a platform created in partnership with Fundação Dom Cabral, a renowned Brazilian institution recognised as one of the world’s leading business schools.

 

In addition to the 6,000 entrepreneurs already trained, the Bank has registered a further 1,500 participants, who are expected to begin training soon, aiming to acquire essential tools to improve the functioning of their businesses, particularly in terms of organisation and financial management.

 

During the pilot phase of the project, which began last year, the Bank trained around 50 companies from various sectors, including technology, pharmaceuticals, printing, security, supply, catering, and stationery.

 

For the participants, the initiative addresses one of their key needs. “This is a great opportunity for us to learn how to manage and develop plans that allow us to build a future for our businesses,” they noted.

 

According to Manuel Soares, Chairman of the Executive Committee of Moza Banco, the training aims to address a challenge that often hinders the development of Mozambican SMEs.

 

“Many national entrepreneurs still struggle with financial management, and it is common, for example, to confuse revenue with profit. Revenue is the total amount the business generates, whereas profit is what remains after all expenses are deducted. Without this basic understanding, it becomes difficult to achieve prosperity. That is why we have partnered with FDC to develop training programmes that help national entrepreneurs grasp this and other key concepts essential for business success,” explained Manuel Soares.

 

This is yet another Moza Banco initiative implemented as part of its commitment to national economic development, by empowering those who are driving positive change in the country.

 

By introducing this project in Mozambique, the Bank brings to life one of its core values — “Winning Together” — through which Moza works alongside national economic agents for the ultimate benefit of the national economy.

 

See MoreSee More
Twenty-three companies awarded the FaMoza seal by Moza Banco
04/09/2025

A total of 23 national companies were recently honoured with the FaMoza Seal, an award created to recognise entities that stand out most in their relationship with Moza. These are institutions distinguished based on their Financial Engagement, use of POS terminals, and utilisation of Moza’s digital platforms, making the Bank an indispensable partner in their day-to-day operations.

Among the awarded companies are Uteka Construções, Instituto Nília, Moz Phama, and 20 other companies operating across the three regions of the country.

 

The recipients agree that the recognition encourages them to continue investing in Moza Banco. “Moza Banco has proven to be a partner for our businesses, ensuring that we can meet our commitments to clients and suppliers with all the necessary reliability. This award helps us understand that the feeling of trust is mutual,” said the entrepreneurs during the official FaMoza Seal award ceremony held in Maputo.

 

According to the Chief Executive Officer (CEO), Manuel Soares, the FaMoza seal is part of a broad movement of “innovation and market proximity, through which the Bank seeks to recognise and encourage adherence to good practices within the national business sector.”

 

“With these innovations, the Bank strengthens its role, not only as a provider of financial services but as an active partner in promoting entrepreneurship, formalising the economy, and combating poverty. By rewarding entrepreneurs for their financial engagement with the Bank, and their use of digital tools and POS, Moza Banco demonstrates that it is an ally to those who Make the Necessary Changes to improve Mozambique’s economic paradigm,” Manuel Soares said.

 

As this was the first edition of the FaMoza Seal award, Moza Banco assures the continuation of the initiative, encouraging all its clients and potential clients to increase their transaction levels with the bank, making full use of all the products and services the bank offers.

Moza Banco announces availability of 10 million euros to finance Mozambican women
01/09/2025

Moza Banco, in a strategic partnership with the European Investment Bank (EIB), has just announced the launch of the EIB Line, a financing package worth 10 million euros, specifically designed to support small and medium-sized enterprises led by women.

This initiative, anchored in the Moza Women project, reinforces Moza Banco’s commitment to sustainable economic growth and gender equality, putting into practice its corporate values of Integrity, Resilience, Winning Together, and Ambition.

With favourable credit conditions, Moza Banco aims, through the EIB Line, to overcome the barriers that often hinder women’s access to financial resources, encouraging investment, business expansion, and consolidation.

To benefit from this financing, businesses must demonstrate strong female representation, whether in shareholding, management, workforce, or through products and services that promote women’s empowerment. The credit is available for sectors such as industry, transport, agriculture, health, and services, thereby increasing the economic and social impact of this initiative.

“We have embraced the mission of making a difference every day, contributing to Mozambique’s success. The EIB Line, created in partnership with the European Investment Bank, is more than financial support – it is a movement for empowerment that places women at the heart of economic and social development,” stated the Chairman of the Board of Directors of Moza Banco. He added, “The EIB Line is aligned with Moza’s vision of being the best Mozambican banking experience, one that everyone is proud to be part of.”

Furthermore, still under the umbrella of the Moza Women project, the Bank revealed that, in addition to offering women-focused products, it is also establishing partnerships with women-led businesses, offering competitive discounts to all customers who make purchases or payments using Moza cards.

With this initiative, Moza Banco reaffirms its role as an active agent in creating opportunities, generating positive impact, and building an inclusive economy where everyone can grow and prosper.

 

Moza Trains Over 6,000 National Entrepreneurs in Business Management
25/08/2025

 

Moza Trains Over 6,000 National Entrepreneurs in Business Management

 

In the first half of this year, Moza has trained over 6,000 national entrepreneurs from across the country in business management.


This free initiative forms part of the Bank’s ongoing efforts to support the development of National Small and Medium-sized Enterprises (SMEs).

 

The training programme and thematic plan were developed and delivered virtually through a platform created in partnership with Fundação Dom Cabral, a renowned Brazilian institution recognised as one of the world’s leading business schools.

 

In addition to the 6,000 entrepreneurs already trained, the Bank has registered a further 1,500 participants, who are expected to begin training soon, aiming to acquire essential tools to improve the functioning of their businesses, particularly in terms of organisation and financial management.

 

During the pilot phase of the project, which began last year, the Bank trained around 50 companies from various sectors, including technology, pharmaceuticals, printing, security, supply, catering, and stationery.

 

For the participants, the initiative addresses one of their key needs. “This is a great opportunity for us to learn how to manage and develop plans that allow us to build a future for our businesses,” they noted.

 

According to Manuel Soares, Chairman of the Executive Committee of Moza Banco, the training aims to address a challenge that often hinders the development of Mozambican SMEs.

 

“Many national entrepreneurs still struggle with financial management, and it is common, for example, to confuse revenue with profit. Revenue is the total amount the business generates, whereas profit is what remains after all expenses are deducted. Without this basic understanding, it becomes difficult to achieve prosperity. That is why we have partnered with FDC to develop training programmes that help national entrepreneurs grasp this and other key concepts essential for business success,” explained Manuel Soares.

 

This is yet another Moza Banco initiative implemented as part of its commitment to national economic development, by empowering those who are driving positive change in the country.

 

By introducing this project in Mozambique, the Bank brings to life one of its core values — “Winning Together” — through which Moza works alongside national economic agents for the ultimate benefit of the national economy.

 

See More See More
  • Personal
  • Corporate
  • Private
  • Institutional
Day-to-day
Day-to-day
  • Accounts
  • Services
 
Cards
Cards
  • Debit Cards
  • Credit Cards
 
Savings
Savings
  • Term Deposits
 
Financing
Financing
  • Credits
  • Leasing
 
Insurance
Insurance
  • Life
  • No Life
 
Contact Us
Contact Us
  • Call Center MOZA
  • Suggestions and Claims
  • Privacy Policy
Copyright © 2025 Moza. All rights reserved
Moza