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Salary and Supplier Payments
Moza is constantly innovating for you. With Moza Wages and Suppliers' payment system you can plan, load and edit payment instructions, for the present or the future in a convenient, fast and safe way . All you have to do is send the file to your Manager with the corresponding Processing Authorization Letter . Advantages: Convenient, fast and efficient         ; Agility and safety in the wages processing; Guarantee of control in the payments process; Greater autonomy for the preparation of files.
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Moza Net Savings
Find out the key features: Checking balances, movements and IBAN; National transfers; Debit and credit card control; Card request; Setting up Term Deposits; Loan Simulations; Control of credit accounts; Multiple Transfers; Payment of invoices; Possibility of reusing details from recent operations; Consultation of transaction details and confirmation slip extraction for all transactions.
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Moza Negócios Debit Card
The Moza Business Debit Card is the ideal mean to manage your Company's day to day needs allowing the immediate access to the Current Deposit Account, 24 hours per day, 7 days per week, 265 days per year. This is a valid method of payment within the national and international scope, at the ATMs (Automated Teller Machines) and POS (Points of Sale) identified with the Visa or Ponto 24 symbols. Advantages: Immediate access to the Company's Current Account; Valid in Mozambique and abroad; Valid at ATMs (Automated Teller Machines) and POS (Points of Sale) identified with the Visa or Ponto 24 symbols; Convenient, modern and safe means of payment; Access to Moza Banco functionalities and services via ATM; Safer transactions thanks to a chip that is incorporated in the Card.
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Txapo Txapo Pre Paid Card
The Txapo Txapo’s Rechargeable Prepaid-card has arrived, ideal for controlling your monthly expenditures, online purchases, payments of services or even to teach your kids to manage their allowances.   Discover our Advantages:          Rechargeable;          Total control over the available balance;          Total safety inside and outside the country;          Access to Moza features and services via ATM;          Online shopping and Moza Já services.    
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Moza Banco and Fundação Dom Cabral Promote High-Level Debate on Financing Mozambique’s Economic Growth
08/07/2026

Moza Banco and Fundação Dom Cabral hosted a high-level debate this Wednesday in Maputo under the theme “How to Finance Mozambique’s Growth: The Role of the Development Bank and Commercial Banking”, bringing together representatives from the financial, business and academic sectors, as well as development partners, for a strategic discussion on the challenges and opportunities of financing the country’s economic growth.
The event provided an open platform for dialogue on the role of the various stakeholders in mobilising resources for productive investment, highlighting the need for closer coordination between the Government, commercial banks, the future Development Bank, the private sector and international development partners.

In his opening remarks, Professor Carlos Braga shared international experiences on development banks, emphasising that such institutions can play a decisive role in economic transformation when founded on sound governance principles, financial sustainability and complementarity with the existing financial system.
The panel discussion, moderated by Moza Banco’s Chairman of the Board of Directors, Henrique Cossa, featured Manuel Soares, João Macaringue, Omar Mithá and Olamide Harrison. The panellists examined the main constraints to financing economic growth in Mozambique and shared perspectives on solutions capable of accelerating investment, productivity and the competitiveness of the national economy.

Throughout the discussion, participants agreed on the importance of strengthening long-term financing mechanisms, supporting private sector development and creating the conditions necessary to transform the country’s economic potential into sustainable and inclusive growth.
On the occasion, Moza Banco and Fundação Dom Cabral also symbolically signed the renewal of the Memorandum of Understanding between the two institutions, reinforcing their joint commitment to leadership development, business capacity building and the promotion of initiatives that contribute to Mozambique’s economic growth.

The event also formed part of the celebrations marking Moza Banco’s 18th anniversary, highlighted by the presentation of a corporate video showcasing the institution’s key milestones, growth and transformation throughout its history.
For Moza Banco, the country’s sustainable development requires not only access to finance but also platforms for reflection that foster practical solutions to national economic challenges. In this context, the Bank reaffirms its commitment to promoting initiatives that strengthen the private sector, enhance knowledge and contribute to building a more dynamic, inclusive and resilient economy.

Moza Banco. Making It Happen.

Fundação Fernando Leite Couto and Moza Banco Announce the Winner of the 8th Fernando Leite Couto Literary Prize
08/07/2026

Moza Banco Reaffirms Its Commitment to the Promotion of Mozambican Culture and Intellectual Thought

Written by Crimildo Matola, has been awarded the 8th Fernando Leite Couto Literary Prize. The winner was announced during a ceremony held at the premises of the Fundação Fernando Leite Couto in Maputo.

Dedicated to the literary genre of prose, the 2026 edition brought together five shortlisted works from different parts of the country, demonstrating the vitality of Mozambican literary creation and the emergence of new voices capable of enriching the nation’s cultural heritage through literature.

Established by the Fundação Fernando Leite Couto, with the support of Moza Banco, the Portugal–Mozambique Chamber of Commerce and the Municipality of Óbidos, Portugal, the Prize has established itself as one of the most significant platforms for encouraging literary production in the Portuguese language, contributing to the discovery, recognition and international visibility of Mozambican authors.

On the occasion, Manuel Soares, Chief Executive Officer of Moza Banco, highlighted the role of literature in shaping collective identity and strengthening critical thinking, stressing the importance of continuing to create opportunities for emerging writers to develop and share their talent.

“Literature is more than artistic expression. It is memory, identity and a way of interpreting the world. Through literature, stories are preserved, experiences are recorded, and new perspectives on reality and the future are created. At Moza Banco, we deeply recognise and value this contribution, which is why we reaffirm our commitment to initiatives that promote talent, creativity and critical thinking, particularly among younger generations,” said Manuel Soares.

As a longstanding partner of the Fundação Fernando Leite Couto, Moza Banco has consistently supported initiatives that promote the arts, literature and culture, believing that Mozambique’s sustainable development also depends on strengthening intellectual production, creativity and knowledge.

In congratulating Crimildo Matola on winning this year’s edition, Moza Banco also extends its congratulations to all the finalists and to the Fundação Fernando Leite Couto for its continued work in promoting Mozambican literature and creating spaces that encourage intellectual debate, reflection and the appreciation of the country’s cultural heritage.

Moza Banco. Making It Happen.

Moza Banco strengthens its positioning among the best companies to work for in Mozambique
08/07/2026

Moza Banco has once again been distinguished as one of the best companies to work for in Mozambique, under the Elite Employer 2026 award, promoted by Tempus Global Group.

This distinction marks the fifth consecutive year in which the Bank has been included among organisations recognised for their people management practices, having achieved a Top 10 placement in four editions of the initiative.

The award assesses different dimensions related to employee experience, including the working environment, organisational culture, benefits, career development and work-life balance.
In the 2026 edition, the distinction was received by Moza Banco’s Human Resources Director, Márcia Silva, and Executive Committee Member, Sérgio Ribeiro.

For the Bank, this recognition reflects its ongoing investment in valuing human capital, strengthening organisational culture and creating a workplace environment focused on development, collaboration and sustainable growth.

“This distinction represents important recognition of Moza Banco’s ongoing commitment to valuing its people and strengthening an organisational culture based on talent development, collaboration and sustainable growth. We will remain focused on creating an environment capable of attracting, developing and retaining professionals who actively contribute to the transformation and evolution of the Bank,” states Moza Banco.

In recent years, the Bank has also strengthened initiatives related to technical training, leadership development, the promotion of young talent and the consolidation of teams aligned with the challenges of transformation in the financial sector.

The distinction comes at a time when Moza Banco is also continuing to consolidate its positioning in the areas of innovation, digital transformation and social responsibility, reinforcing an integrated vision of sustainable growth and people development.

Moza Banco. Making It Happen.

See MoreSee More
Moza Banco and Fundação Dom Cabral Promote High-Level Debate on Financing Mozambique’s Economic Growth
08/07/2026

Moza Banco and Fundação Dom Cabral hosted a high-level debate this Wednesday in Maputo under the theme “How to Finance Mozambique’s Growth: The Role of the Development Bank and Commercial Banking”, bringing together representatives from the financial, business and academic sectors, as well as development partners, for a strategic discussion on the challenges and opportunities of financing the country’s economic growth.
The event provided an open platform for dialogue on the role of the various stakeholders in mobilising resources for productive investment, highlighting the need for closer coordination between the Government, commercial banks, the future Development Bank, the private sector and international development partners.

In his opening remarks, Professor Carlos Braga shared international experiences on development banks, emphasising that such institutions can play a decisive role in economic transformation when founded on sound governance principles, financial sustainability and complementarity with the existing financial system.
The panel discussion, moderated by Moza Banco’s Chairman of the Board of Directors, Henrique Cossa, featured Manuel Soares, João Macaringue, Omar Mithá and Olamide Harrison. The panellists examined the main constraints to financing economic growth in Mozambique and shared perspectives on solutions capable of accelerating investment, productivity and the competitiveness of the national economy.

Throughout the discussion, participants agreed on the importance of strengthening long-term financing mechanisms, supporting private sector development and creating the conditions necessary to transform the country’s economic potential into sustainable and inclusive growth.
On the occasion, Moza Banco and Fundação Dom Cabral also symbolically signed the renewal of the Memorandum of Understanding between the two institutions, reinforcing their joint commitment to leadership development, business capacity building and the promotion of initiatives that contribute to Mozambique’s economic growth.

The event also formed part of the celebrations marking Moza Banco’s 18th anniversary, highlighted by the presentation of a corporate video showcasing the institution’s key milestones, growth and transformation throughout its history.
For Moza Banco, the country’s sustainable development requires not only access to finance but also platforms for reflection that foster practical solutions to national economic challenges. In this context, the Bank reaffirms its commitment to promoting initiatives that strengthen the private sector, enhance knowledge and contribute to building a more dynamic, inclusive and resilient economy.

Moza Banco. Making It Happen.

Fundação Fernando Leite Couto and Moza Banco Announce the Winner of the 8th Fernando Leite Couto Literary Prize
08/07/2026

Moza Banco Reaffirms Its Commitment to the Promotion of Mozambican Culture and Intellectual Thought

Written by Crimildo Matola, has been awarded the 8th Fernando Leite Couto Literary Prize. The winner was announced during a ceremony held at the premises of the Fundação Fernando Leite Couto in Maputo.

Dedicated to the literary genre of prose, the 2026 edition brought together five shortlisted works from different parts of the country, demonstrating the vitality of Mozambican literary creation and the emergence of new voices capable of enriching the nation’s cultural heritage through literature.

Established by the Fundação Fernando Leite Couto, with the support of Moza Banco, the Portugal–Mozambique Chamber of Commerce and the Municipality of Óbidos, Portugal, the Prize has established itself as one of the most significant platforms for encouraging literary production in the Portuguese language, contributing to the discovery, recognition and international visibility of Mozambican authors.

On the occasion, Manuel Soares, Chief Executive Officer of Moza Banco, highlighted the role of literature in shaping collective identity and strengthening critical thinking, stressing the importance of continuing to create opportunities for emerging writers to develop and share their talent.

“Literature is more than artistic expression. It is memory, identity and a way of interpreting the world. Through literature, stories are preserved, experiences are recorded, and new perspectives on reality and the future are created. At Moza Banco, we deeply recognise and value this contribution, which is why we reaffirm our commitment to initiatives that promote talent, creativity and critical thinking, particularly among younger generations,” said Manuel Soares.

As a longstanding partner of the Fundação Fernando Leite Couto, Moza Banco has consistently supported initiatives that promote the arts, literature and culture, believing that Mozambique’s sustainable development also depends on strengthening intellectual production, creativity and knowledge.

In congratulating Crimildo Matola on winning this year’s edition, Moza Banco also extends its congratulations to all the finalists and to the Fundação Fernando Leite Couto for its continued work in promoting Mozambican literature and creating spaces that encourage intellectual debate, reflection and the appreciation of the country’s cultural heritage.

Moza Banco. Making It Happen.

Moza Banco strengthens its positioning among the best companies to work for in Mozambique
08/07/2026

Moza Banco has once again been distinguished as one of the best companies to work for in Mozambique, under the Elite Employer 2026 award, promoted by Tempus Global Group.

This distinction marks the fifth consecutive year in which the Bank has been included among organisations recognised for their people management practices, having achieved a Top 10 placement in four editions of the initiative.

The award assesses different dimensions related to employee experience, including the working environment, organisational culture, benefits, career development and work-life balance.
In the 2026 edition, the distinction was received by Moza Banco’s Human Resources Director, Márcia Silva, and Executive Committee Member, Sérgio Ribeiro.

For the Bank, this recognition reflects its ongoing investment in valuing human capital, strengthening organisational culture and creating a workplace environment focused on development, collaboration and sustainable growth.

“This distinction represents important recognition of Moza Banco’s ongoing commitment to valuing its people and strengthening an organisational culture based on talent development, collaboration and sustainable growth. We will remain focused on creating an environment capable of attracting, developing and retaining professionals who actively contribute to the transformation and evolution of the Bank,” states Moza Banco.

In recent years, the Bank has also strengthened initiatives related to technical training, leadership development, the promotion of young talent and the consolidation of teams aligned with the challenges of transformation in the financial sector.

The distinction comes at a time when Moza Banco is also continuing to consolidate its positioning in the areas of innovation, digital transformation and social responsibility, reinforcing an integrated vision of sustainable growth and people development.

Moza Banco. Making It Happen.

See More See More
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