Moza Cookie Policy
More Information
Close
Logo Moza Banco
Clique para navegar para a homepage Day-to-day Cards Savings Financing Insurance
  • Login
Logo Moza Banco
Login
  • Personal
  • Corporate
  • Private
  • Institutional
  • Day-to-day
    • Accounts
    • Services
    • General Conditions of Account Opening
    • Digital Channels
    • Campaigns
  • Cards
    • Debit Cards
    • Credit Cards
    • Txapo Txapo Pre Paid Card
  • Savings
    • Term Deposits
  • Financing
    • Credits
    • Leasing
  • Insurance
    • Life
    • No Life
  • Branches and ATM's
  • FAQ
  • Support
PT / EN Personal Corporate Private Institutional
Branches and ATM's FAQ Support
PT / EN
  • Personal
  • Corporate
  • Private
  • Institutional
  • Day-to-day
    • Accounts
    • Services
    • General Conditions of Account Opening
    • Digital Channels
    • Campaigns
  • Cards
    • Debit Cards
    • Credit Cards
    • Txapo Txapo Pre Paid Card
  • Savings
    • Term Deposits
  • Financing
    • Credits
    • Leasing
  • Insurance
    • Life
    • No Life
  • Branches and ATM's
  • FAQ
  • Support
Personal
Corporate
Private
Institutional
Clique para navegar para a homepage
  • Day-to-day
    • Accounts Valor Account Moza Salário Account Moza Júnior Account Moza Jovem Account Moza Mundo Account Conta + Negócios Conta Básica
      Services SMS and Email Alerts Janela Única Electronic Payment Direct Debits MT 940 Statements MT 940 Statements SMS Token Digital Wallets Automatic Sending of Statements
      General Conditions of Account Opening General Conditions for Acount Opening
      Digital Channels Moza Net Moza Mobile Moza Já (USSD Banking) AZAPP
      Campaigns Campaign to Revive Dormant Accounts
  • Cards
    • Debit Cards Moza Classic Moza Gold Non-personalized Moza Card
      Credit Cards Classic Credit Card Gold Credit Card Platinum Credit Card Cartão Moza Next
      Txapo Txapo Pre Paid Card Txapo Txapo Pre Paid Card
  • Savings
    • Term Deposits DP Moza Poupança Moza Net Term Deposit Moza Term Deposit Juro Mensal Term Deposit Rendimento na Hora Term Deposit
  • Financing
    • Credits Nova Família Loan Car Loan Home Loan Building Loan Renovation Loan Luxury Estate Credit Line + Funcionário Loan
      Leasing Equipment Leasing Property Leasing Vehicle Leasing
  • Insurance
    • Life Personal Accident Insurance Individual Risk Life Insurance Family Protection Insurance Travel Insurance
      No Life Motor Insurance Leased Assets Insurance Multirisk Home Insurance Personal Accident Insurance Domestic Services - Personal Accidents Insurance Workmen's Compensation Insurance
  • Login
Login
  • Home
  • Personal

Moza Já (USSD Banking)
Perform various operations through your mobile phone, anytime, anywhere after adhering to the service at a Moza Branch. Just dial * 247 #   What can you do with Moza Já?   Consult balances; Consult transactions; Consult exchange rates; Access Crédito Já; Transfers; Payments.
Read More Read More
Conta + Negócios
Moza takes into account everything you need to add greater confidence to your business. With the Conta + Negócios you have access to liquidity to meet day-to-day needs.   Benefits: Minimum opening balance of 5.000,00 MT; Access to an Authorised Overdraft with a subsidised interest rate, variable according to the number of salaries processed via Moza; Discount on the interest rate of the Pledged Current Account, according to the number of suppliers paid via Moza; Authorised Overdraft and Pledged Current Account free of set-up fee.
Read More Read More
+ Funcionário Loan
Exclusive Individual Loan for Public Sector Employees and/or State Agents This loan finances the purchase of household appliances, furniture, travel expenses, wedding expenses, construction materials, education, and even investments. Our main benefits: • Exemption from late payment interest;• Fixed interest rate: o 25% for clients with salary domiciliation; o 27% for clients without salary domiciliation;• Simple and flexible subscription;• Quick disbursement.
Read More Read More
Digital Wallets
You can now transfer money from your Moza account to the main national Digital Wallets (M-Pesa, MKesh and e-Mola) and vice-versa, from our Digital Channels, Moza Já (*247#), Moza Net (INTERNET BANKING), Moza Mobile and also conveniently, at any Moza branch. Besides this facility, designed especially for you, the transfer service to the Digital Wallets allows you to make transfers, on Moza Net, to up to 10 beneficiaries in a single operation. This is one more innovation aiming to make our services ever more accessible and adjusted to the expectations and needs of our esteemed customers. For more information on this service, contact your Account Manager or our Call Center service.
Read More Read More
MZN - USD
average daily buy price
30 days
Description
Buy Value
Sell Value
USD
63.30
64.57
ZAR
3.84
3.92
EUR
73.39
74.87
See AllSee All
Open your account!
Simulators
Mobile app!
Moza Banco Visits the First Lady’s Office and Encourages Efforts in Support of Flood Victims
11/03/2026

A delegation from Moza Banco, led by Executive Committee Member Jaime Joaquim, visited the Office of the First Lady, Gueta Chapo, in Maputo this Monday, with the aim of expressing support for the initiatives carried out by the Office in favour of victims of the floods and inundations that recently affected the southern region of the country, leaving hardship and struggle among hundreds of families.

 

During the meeting, the Moza team expressed interest in collaborating with the Office of the First Lady at various levels, beginning with support for the numerous social initiatives undertaken by the Office across the country.

 

There was also an opportunity to present a symbolic cheque to support the Office with expenses related to the purchase of essential goods and supplies to assist families who are still accommodated in several reception centres, following the total or partial destruction of their homes as a result of the heavy rains.

 

Gueta Chapo expressed openness during the meeting to collaborate with the Bank, welcoming the visit and the expressed willingness to support Mozambicans.

 

For his part, the Executive Committee Member described the partnership as strategic and aligned with the social responsibility initiatives that Moza Banco has been implementing across the country.

 

“It is a great honour for us to contribute, symbolically, to the success of the First Lady’s initiatives. We can all clearly see the impact and the positive change that these initiatives generate within communities,” he emphasised.

 

As part of its support for victims of floods and inundations, Moza Banco has been carrying out several initiatives with considerable impact on families, particularly in the most affected areas of the southern region of the country, with special focus on the districts of Mapai, Chicualacuala, Chigubo and Guijá in Gaza Province, and Boane in Maputo Province.

 

Aware that continued assistance remains necessary, Moza Banco continues to Make It Happen by mobilising donations and partnerships in order to strengthen the solidarity actions carried out under the Solidarity Movement launched at the end of January, following the outbreak of the severe weather conditions.

Moza Specialist Calls for Greater Cooperation Among Smallholder Farmers to Access Financing
06/03/2026

Moza Banco’s agribusiness specialist, Danilo Abdula, participated this Monday in Maputo in the launch ceremony of AgriConnect, a World Bank initiative to be implemented in Mozambique in partnership with the Ministry of Agriculture, Environment and Fisheries, aimed at transforming small-scale agriculture and promoting job creation in rural areas.

 

Invited to join a panel discussion on “Priority actions for the development of agribusiness, job creation, and the improvement of food and nutrition security in Mozambique,” Danilo Abdula addressed the challenges associated with financing smallholder farmers. He emphasised the importance of producers joining cooperatives, which would enable them to become better organised and therefore better positioned to access financing from the banking sector.

 

“Moza Banco has a strong interest in supporting the development of agribusiness. However, any financing granted must ensure a sustainable return. It is therefore essential that producers understand the importance of being organised so they can benefit from financing opportunities. It is easier to finance a group than dispersed smallholders, as a group is more organised and better able to share both the risks and the benefits associated with such financing,” said Danilo Abdula.

 

The Moza Banco specialist also encouraged authorities to stimulate and strengthen the agricultural value chain, ensuring that producers do not face difficulties in bringing their products to market.

 

Despite the various challenges that continue to affect the national agricultural sector—particularly climate-related factors—Moza Banco remains committed to financing agribusiness in Mozambique. The Bank currently offers dedicated financing lines for the sector, notably the BEI Line, established in partnership with the European Investment Bank, and the Food Security Fund (FSA) Line, both offering preferential interest rates.

 

Moza Banco believes that investment in agribusiness is essential for Mozambicans to collectively advance the country’s development.

Moza Banco Brings Hope to Displaced Families at the Last Reception Centre in Boane
10/02/2026

A group of volunteers from Moza Banco and partner organisations, led by the Chief Executive Officer (CEO), Manuel Soares, visited Escola Básica 19 de Outubro — the last active Reception Centre in the district of Boane — to comfort more than one thousand victims of the recent floods that struck the southern region of the country. Composed mainly of women and children, the Reception Centre shelters families who, despite having lost almost everything, remain full of hope for a better and more stable future.

 

During the visit, the team delivered various donations, including non-perishable food items, clothing, and hygiene and cleaning products, in an effort to ease the needs of these families, who continue to depend on all possible assistance.

 

Moved by the reality on the ground, Moza’s CEO reaffirmed the Bank’s commitment to continuing the Solidarity Movement and further strengthening support for flood victims.

 

“When we look at these families, we realise that solidarity cannot be limited to a single action. Moza is here because it believes that being supportive means walking alongside those who need it most, until hope once again outweighs pain. We are aware of other areas in Maputo Province that still require assistance, particularly Manhiça, Moamba and Magude, and therefore we want the next phase of our Solidarity Movement to also include these regions. We will continue to Make It Happen,” added the CEO.

 

Representing the supported families, the Director of the Reception Centre, Maria Alcinda Mandlate, highlighted above all the message of hope conveyed to flood victims through the donations associated with the Solidarity Movements, calling for their continuation.

 

“These families arrived here with virtually nothing. We have mothers and pregnant women who need the help of each and every one of you. Every contribution we receive restores a little dignity and hope. Knowing that we are not alone gives us the strength to continue caring for these people as they deserve,” affirmed the Director.

 

This initiative forms part of the actions that have been carried out since the onset of the floods, with the Bank having already channelled support to Gaza Province in coordination with local authorities and the National Institute for Disaster Management (INGD).

 

In Gaza, in addition to supporting the central government, Moza directly assisted the districts of Guijá, Mapai, Chigubo and Chicualacuala — areas that were devastated by the force of the floods, resulting in loss of life and significant material damage.

 

More than simply delivering donations, Moza seeks through these actions to provide comfort to the victims, encouraging them to fight for the reconstruction of their lives.

See MoreSee More
Moza Banco Visits the First Lady’s Office and Encourages Efforts in Support of Flood Victims
11/03/2026

A delegation from Moza Banco, led by Executive Committee Member Jaime Joaquim, visited the Office of the First Lady, Gueta Chapo, in Maputo this Monday, with the aim of expressing support for the initiatives carried out by the Office in favour of victims of the floods and inundations that recently affected the southern region of the country, leaving hardship and struggle among hundreds of families.

 

During the meeting, the Moza team expressed interest in collaborating with the Office of the First Lady at various levels, beginning with support for the numerous social initiatives undertaken by the Office across the country.

 

There was also an opportunity to present a symbolic cheque to support the Office with expenses related to the purchase of essential goods and supplies to assist families who are still accommodated in several reception centres, following the total or partial destruction of their homes as a result of the heavy rains.

 

Gueta Chapo expressed openness during the meeting to collaborate with the Bank, welcoming the visit and the expressed willingness to support Mozambicans.

 

For his part, the Executive Committee Member described the partnership as strategic and aligned with the social responsibility initiatives that Moza Banco has been implementing across the country.

 

“It is a great honour for us to contribute, symbolically, to the success of the First Lady’s initiatives. We can all clearly see the impact and the positive change that these initiatives generate within communities,” he emphasised.

 

As part of its support for victims of floods and inundations, Moza Banco has been carrying out several initiatives with considerable impact on families, particularly in the most affected areas of the southern region of the country, with special focus on the districts of Mapai, Chicualacuala, Chigubo and Guijá in Gaza Province, and Boane in Maputo Province.

 

Aware that continued assistance remains necessary, Moza Banco continues to Make It Happen by mobilising donations and partnerships in order to strengthen the solidarity actions carried out under the Solidarity Movement launched at the end of January, following the outbreak of the severe weather conditions.

Moza Specialist Calls for Greater Cooperation Among Smallholder Farmers to Access Financing
06/03/2026

Moza Banco’s agribusiness specialist, Danilo Abdula, participated this Monday in Maputo in the launch ceremony of AgriConnect, a World Bank initiative to be implemented in Mozambique in partnership with the Ministry of Agriculture, Environment and Fisheries, aimed at transforming small-scale agriculture and promoting job creation in rural areas.

 

Invited to join a panel discussion on “Priority actions for the development of agribusiness, job creation, and the improvement of food and nutrition security in Mozambique,” Danilo Abdula addressed the challenges associated with financing smallholder farmers. He emphasised the importance of producers joining cooperatives, which would enable them to become better organised and therefore better positioned to access financing from the banking sector.

 

“Moza Banco has a strong interest in supporting the development of agribusiness. However, any financing granted must ensure a sustainable return. It is therefore essential that producers understand the importance of being organised so they can benefit from financing opportunities. It is easier to finance a group than dispersed smallholders, as a group is more organised and better able to share both the risks and the benefits associated with such financing,” said Danilo Abdula.

 

The Moza Banco specialist also encouraged authorities to stimulate and strengthen the agricultural value chain, ensuring that producers do not face difficulties in bringing their products to market.

 

Despite the various challenges that continue to affect the national agricultural sector—particularly climate-related factors—Moza Banco remains committed to financing agribusiness in Mozambique. The Bank currently offers dedicated financing lines for the sector, notably the BEI Line, established in partnership with the European Investment Bank, and the Food Security Fund (FSA) Line, both offering preferential interest rates.

 

Moza Banco believes that investment in agribusiness is essential for Mozambicans to collectively advance the country’s development.

Moza Banco Brings Hope to Displaced Families at the Last Reception Centre in Boane
10/02/2026

A group of volunteers from Moza Banco and partner organisations, led by the Chief Executive Officer (CEO), Manuel Soares, visited Escola Básica 19 de Outubro — the last active Reception Centre in the district of Boane — to comfort more than one thousand victims of the recent floods that struck the southern region of the country. Composed mainly of women and children, the Reception Centre shelters families who, despite having lost almost everything, remain full of hope for a better and more stable future.

 

During the visit, the team delivered various donations, including non-perishable food items, clothing, and hygiene and cleaning products, in an effort to ease the needs of these families, who continue to depend on all possible assistance.

 

Moved by the reality on the ground, Moza’s CEO reaffirmed the Bank’s commitment to continuing the Solidarity Movement and further strengthening support for flood victims.

 

“When we look at these families, we realise that solidarity cannot be limited to a single action. Moza is here because it believes that being supportive means walking alongside those who need it most, until hope once again outweighs pain. We are aware of other areas in Maputo Province that still require assistance, particularly Manhiça, Moamba and Magude, and therefore we want the next phase of our Solidarity Movement to also include these regions. We will continue to Make It Happen,” added the CEO.

 

Representing the supported families, the Director of the Reception Centre, Maria Alcinda Mandlate, highlighted above all the message of hope conveyed to flood victims through the donations associated with the Solidarity Movements, calling for their continuation.

 

“These families arrived here with virtually nothing. We have mothers and pregnant women who need the help of each and every one of you. Every contribution we receive restores a little dignity and hope. Knowing that we are not alone gives us the strength to continue caring for these people as they deserve,” affirmed the Director.

 

This initiative forms part of the actions that have been carried out since the onset of the floods, with the Bank having already channelled support to Gaza Province in coordination with local authorities and the National Institute for Disaster Management (INGD).

 

In Gaza, in addition to supporting the central government, Moza directly assisted the districts of Guijá, Mapai, Chigubo and Chicualacuala — areas that were devastated by the force of the floods, resulting in loss of life and significant material damage.

 

More than simply delivering donations, Moza seeks through these actions to provide comfort to the victims, encouraging them to fight for the reconstruction of their lives.

See More See More
  • Personal
  • Corporate
  • Private
  • Institutional
Day-to-day
Day-to-day
  • Accounts
  • Services
  • General Conditions of Account Opening
  • Digital Channels
  • Campaigns
 
Cards
Cards
  • Debit Cards
  • Credit Cards
 
Savings
Savings
  • Term Deposits
 
Financing
Financing
  • Credits
  • Leasing
 
Insurance
Insurance
  • Life
  • No Life
 
Contact Us
Contact Us
  • Call Center MOZA
  • Suggestions and Claims
  • Privacy Policy
Copyright © 2026 Moza. All rights reserved
Moza