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Moza Já (USSD Banking)
Perform various operations through your mobile phone, anytime, anywhere after adhering to the service at a Moza Branch. Just dial * 247 #   What can you do with Moza Já?   Consult balances; Consult transactions; Consult exchange rates; Access Crédito Já; Transfers; Payments.
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Conta + Negócios
Moza takes into account everything you need to add greater confidence to your business. With the Conta + Negócios you have access to liquidity to meet day-to-day needs.   Benefits: Minimum opening balance of 5.000,00 MT; Access to an Authorised Overdraft with a subsidised interest rate, variable according to the number of salaries processed via Moza; Discount on the interest rate of the Pledged Current Account, according to the number of suppliers paid via Moza; Authorised Overdraft and Pledged Current Account free of set-up fee.
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+ Funcionário Loan
Exclusive Individual Loan for Public Sector Employees and/or State Agents This loan finances the purchase of household appliances, furniture, travel expenses, wedding expenses, construction materials, education, and even investments. Our main benefits: • Exemption from late payment interest;• Fixed interest rate: o 25% for clients with salary domiciliation; o 27% for clients without salary domiciliation;• Simple and flexible subscription;• Quick disbursement.
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Digital Wallets
You can now transfer money from your Moza account to the main national Digital Wallets (M-Pesa, MKesh and e-Mola) and vice-versa, from our Digital Channels, Moza Já (*247#), Moza Net (INTERNET BANKING), Moza Mobile and also conveniently, at any Moza branch. Besides this facility, designed especially for you, the transfer service to the Digital Wallets allows you to make transfers, on Moza Net, to up to 10 beneficiaries in a single operation. This is one more innovation aiming to make our services ever more accessible and adjusted to the expectations and needs of our esteemed customers. For more information on this service, contact your Account Manager or our Call Center service.
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MZN - USD
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MOZA BANCO CELEBRATES NOÉMIA DE SOUSA’S CENTENARY WITH CONVERSATION AND READINGS BY ANA MAGAIA
19/08/2026

Moza Banco, in partnership with the Fernando Leite Couto Foundation (FFLC), hosted the literary event “In Conversation with Ana Magaia: Celebrating 100 Years of Noémia de Sousa” on 27 August at 4.00 pm at its headquarters. The initiative celebrated the life, work and legacy of one of the most important voices in Mozambican literature.

 

Held to mark the centenary of Noémia de Sousa, often celebrated as the “mother of Mozambican poets”, the gathering offered a journey through art, literature and the experiences that shape the human condition, creating space for a conversation about art, culture, dreams, imagination, freedom, engagement and utopia.

The participation of Ana Magaia gave the event a special dimension, owing to her distinguished career and her contribution to Mozambican culture. An actress, producer and professional in theatre, film and television, Ana Magaia has built a career spanning more than four decades, marked by her dedication to the arts and her commitment to promoting Mozambican cultural expression.

During the event, the artist performed a selection of Noémia de Sousa’s poems, specially chosen for the occasion, offering the audience an opportunity to engage with the poet’s work through the voice and interpretation of one of Mozambique’s leading artists. The event also included an open session for comments, questions and readings, allowing the audience to take an active part in the dialogue.

The initiative formed part of Moza Banco’s commitment to supporting and promoting initiatives related to the development of culture and literature, contributing to Mozambique’s socio-cultural enrichment and to the preservation and appreciation of the country’s national cultural heritage.

By joining the celebrations marking Noémia de Sousa’s centenary, Moza Banco reaffirmed its role as a Mozambican bank committed to recognising and celebrating national figures who, through their talent, dedication and work, have contributed to the country’s development across a wide range of fields.

Moza Banco. Make It Happen.

MOZA BANCO BRINGS FINANCIAL EDUCATION AND SCHOOL SUPPORT TO THE SIKWAMA COMMUNITY
18/08/2026

Social responsibility initiative held as part of the inauguration of the Malhampsene Branch and integrated into the “Sonhar o Amanhã” programme

Moza Banco carried out a social responsibility initiative this Wednesday at Sikwama Primary School in Matola, where it symbolically presented school kits to pupils from the community and held a financial education session focusing on the importance of saving.

The initiative was held as part of the inauguration of the new Malhampsene Branch and reflects the Bank’s commitment to linking its territorial expansion with value creation in the communities where it operates. For Moza Banco, proximity goes beyond providing financial services; it also means supporting people’s aspirations and contributing to the economic and social development of communities.

The initiative forms part of the “Sonhar o Amanhã” programme, launched in 2023 with the aim of bringing essential knowledge and resources to primary school children in different parts of the country. Through this programme, Moza Banco has been distributing kits containing school and educational materials to vulnerable children, as well as organising educational sessions on saving, financial management and sustainability.

On the occasion, Moza Banco Executive Committee Member Sérgio Ribeiro highlighted the importance of investing in children’s development and promoting financial literacy from an early age. “We believe that financial education should start early, because developing financially aware citizens also means contributing to better-prepared families, more resilient communities and a stronger economy,” he said.

The initiative also sought to contribute to school retention, academic achievement and the strengthening of the financial knowledge of the children involved. For the Bank, the delivery of school kits and the sharing of knowledge represent a tangible way of transforming the inauguration of the new branch into an occasion for joint celebration with the community.

Moza Banco thanked the management of Sikwama Primary School and the local authorities for their welcome and support in making the initiative possible, reaffirming its commitment to continuing to develop initiatives that contribute to the economic and social progress of the communities in which it operates.

Moza Banco. Make It Happen.

MOZA BANCO OPENS ITS DOORS IN MALHAMPSENE AND EXPANDS TO 62 BRANCHES NATIONWIDE
14/08/2026

Moza Banco has officially inaugurated its Malhampsene Branch in the Municipality of Matola, strengthening its presence in one of the most economically and commercially dynamic areas of Greater Maputo and bringing the total number of business units across the country to 62.

The ceremony, held this Wednesday, was presided over by Julio Parruque, President of the Matola Municipal Council, and attended by members of the Executive Committee, the Bank’s senior management and customers. The event formally presented the investment to the local authorities and community, following the branch’s commencement of operations, further consolidating Moza Banco’s position as the institution with the third-largest banking branch network in Mozambique.

On the occasion, Executive Committee Member Sérgio Ribeiro highlighted the strategic significance of the opening: “Being close to our customers means more than simply providing banking services. It means understanding people’s needs, supporting their projects and creating the conditions for families, entrepreneurs and businesses to turn their ambitions into reality. The Malhampsene Branch embodies precisely this commitment to proximity, trust and value creation within the community.”

The new branch features a customer service area designed to meet the needs of individuals, entrepreneurs and businesses. It forms part of a broader growth strategy that combines the expansion of the physical network with an advanced digital transformation process. The Bank has been investing continuously in improving its digital solutions, with the aim of providing customers with greater convenience, flexibility and security in their day-to-day transactions.

The inauguration comes at a particularly positive time for the institution, which recently announced favourable results for the first half of 2026, further strengthening signs of sustained growth and consolidation in Mozambique’s financial market.

As part of the inauguration, Moza Banco also carried out a social responsibility initiative at Sidwava Primary School, delivering school kits, distributing savings books and conducting a financial literacy session. The initiative forms part of the Sonhar o Amanhã programme, launched in 2023, whose mission is to provide essential knowledge and resources to thousands of vulnerable primary school children across the country, teaching them from an early age the fundamental principles of saving, budgeting and financial management.

With this inauguration, Moza Banco reaffirms its commitment to continuing to invest, grow and remain closer to Mozambicans, creating opportunities, supporting people’s aspirations and contributing to the economic and social development of the communities in which it operates.

Moza Banco. Make It Happen.

See MoreSee More
MOZA BANCO CELEBRATES NOÉMIA DE SOUSA’S CENTENARY WITH CONVERSATION AND READINGS BY ANA MAGAIA
19/08/2026

Moza Banco, in partnership with the Fernando Leite Couto Foundation (FFLC), hosted the literary event “In Conversation with Ana Magaia: Celebrating 100 Years of Noémia de Sousa” on 27 August at 4.00 pm at its headquarters. The initiative celebrated the life, work and legacy of one of the most important voices in Mozambican literature.

 

Held to mark the centenary of Noémia de Sousa, often celebrated as the “mother of Mozambican poets”, the gathering offered a journey through art, literature and the experiences that shape the human condition, creating space for a conversation about art, culture, dreams, imagination, freedom, engagement and utopia.

The participation of Ana Magaia gave the event a special dimension, owing to her distinguished career and her contribution to Mozambican culture. An actress, producer and professional in theatre, film and television, Ana Magaia has built a career spanning more than four decades, marked by her dedication to the arts and her commitment to promoting Mozambican cultural expression.

During the event, the artist performed a selection of Noémia de Sousa’s poems, specially chosen for the occasion, offering the audience an opportunity to engage with the poet’s work through the voice and interpretation of one of Mozambique’s leading artists. The event also included an open session for comments, questions and readings, allowing the audience to take an active part in the dialogue.

The initiative formed part of Moza Banco’s commitment to supporting and promoting initiatives related to the development of culture and literature, contributing to Mozambique’s socio-cultural enrichment and to the preservation and appreciation of the country’s national cultural heritage.

By joining the celebrations marking Noémia de Sousa’s centenary, Moza Banco reaffirmed its role as a Mozambican bank committed to recognising and celebrating national figures who, through their talent, dedication and work, have contributed to the country’s development across a wide range of fields.

Moza Banco. Make It Happen.

MOZA BANCO BRINGS FINANCIAL EDUCATION AND SCHOOL SUPPORT TO THE SIKWAMA COMMUNITY
18/08/2026

Social responsibility initiative held as part of the inauguration of the Malhampsene Branch and integrated into the “Sonhar o Amanhã” programme

Moza Banco carried out a social responsibility initiative this Wednesday at Sikwama Primary School in Matola, where it symbolically presented school kits to pupils from the community and held a financial education session focusing on the importance of saving.

The initiative was held as part of the inauguration of the new Malhampsene Branch and reflects the Bank’s commitment to linking its territorial expansion with value creation in the communities where it operates. For Moza Banco, proximity goes beyond providing financial services; it also means supporting people’s aspirations and contributing to the economic and social development of communities.

The initiative forms part of the “Sonhar o Amanhã” programme, launched in 2023 with the aim of bringing essential knowledge and resources to primary school children in different parts of the country. Through this programme, Moza Banco has been distributing kits containing school and educational materials to vulnerable children, as well as organising educational sessions on saving, financial management and sustainability.

On the occasion, Moza Banco Executive Committee Member Sérgio Ribeiro highlighted the importance of investing in children’s development and promoting financial literacy from an early age. “We believe that financial education should start early, because developing financially aware citizens also means contributing to better-prepared families, more resilient communities and a stronger economy,” he said.

The initiative also sought to contribute to school retention, academic achievement and the strengthening of the financial knowledge of the children involved. For the Bank, the delivery of school kits and the sharing of knowledge represent a tangible way of transforming the inauguration of the new branch into an occasion for joint celebration with the community.

Moza Banco thanked the management of Sikwama Primary School and the local authorities for their welcome and support in making the initiative possible, reaffirming its commitment to continuing to develop initiatives that contribute to the economic and social progress of the communities in which it operates.

Moza Banco. Make It Happen.

MOZA BANCO OPENS ITS DOORS IN MALHAMPSENE AND EXPANDS TO 62 BRANCHES NATIONWIDE
14/08/2026

Moza Banco has officially inaugurated its Malhampsene Branch in the Municipality of Matola, strengthening its presence in one of the most economically and commercially dynamic areas of Greater Maputo and bringing the total number of business units across the country to 62.

The ceremony, held this Wednesday, was presided over by Julio Parruque, President of the Matola Municipal Council, and attended by members of the Executive Committee, the Bank’s senior management and customers. The event formally presented the investment to the local authorities and community, following the branch’s commencement of operations, further consolidating Moza Banco’s position as the institution with the third-largest banking branch network in Mozambique.

On the occasion, Executive Committee Member Sérgio Ribeiro highlighted the strategic significance of the opening: “Being close to our customers means more than simply providing banking services. It means understanding people’s needs, supporting their projects and creating the conditions for families, entrepreneurs and businesses to turn their ambitions into reality. The Malhampsene Branch embodies precisely this commitment to proximity, trust and value creation within the community.”

The new branch features a customer service area designed to meet the needs of individuals, entrepreneurs and businesses. It forms part of a broader growth strategy that combines the expansion of the physical network with an advanced digital transformation process. The Bank has been investing continuously in improving its digital solutions, with the aim of providing customers with greater convenience, flexibility and security in their day-to-day transactions.

The inauguration comes at a particularly positive time for the institution, which recently announced favourable results for the first half of 2026, further strengthening signs of sustained growth and consolidation in Mozambique’s financial market.

As part of the inauguration, Moza Banco also carried out a social responsibility initiative at Sidwava Primary School, delivering school kits, distributing savings books and conducting a financial literacy session. The initiative forms part of the Sonhar o Amanhã programme, launched in 2023, whose mission is to provide essential knowledge and resources to thousands of vulnerable primary school children across the country, teaching them from an early age the fundamental principles of saving, budgeting and financial management.

With this inauguration, Moza Banco reaffirms its commitment to continuing to invest, grow and remain closer to Mozambicans, creating opportunities, supporting people’s aspirations and contributing to the economic and social development of the communities in which it operates.

Moza Banco. Make It Happen.

See More See More
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