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    • For security reasons we do not recommend the communication of any banking data via email or phone.

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      If you receive messages requesting information, passwords and other bank details, you should delete the message and never access the links or open their attachments.

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    For security reasons we do not recommend the communication of any banking data via email or phone.

    Please note that you should not access the links contained in any message received on behalf of Moza Banco.

    If you receive messages requesting information, passwords and other bank details, you should delete the message and never access the links or open their attachments.

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Funcionário Público Account
It's easy to make your dreams come true when you think and work together. And if you want to receive your salary in a secure way and associated with several benefits, this is a tailor-made account for you. The Funcionário Público account (for Civil Servants) has been designed especially for you because it offers a range of benefits tailored to make your dreams come true. Benefits: No minimum opening amount; Access to an authorised overdraft with preferential conditions; Exemption of transfer charges between Moza accounts; Exemption from the 1st annual fee on the Debit Card VISA Classic (for new customers). The Funcionário Público account offers practical solutions with attractive and differentiated interest rates. This account also allows you to associate valuable benefits that will make your life even more interesting. Learn about more special products just for you here:   + Um Loan (which allows you to get your 13th Salary in advance). + Funcionário Loan (that allows you to make your big dreams come true).
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Moza Já (USSD Banking)
Perform various operations through your mobile phone, anytime, anywhere after adhering to the service at a Moza Branch. Just dial * 247 #   What can you do with Moza Já?   Consult balances; Consult transactions; Consult exchange rates; Access Crédito Já; Transfers; Payments.
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+ Funcionário Loan
Consumer credit exclusively destined to finance Civil Servants and/or State Agents. This loan is intended to finance the purchase of electrical appliances, furniture, travel expenses, wedding expenses, the purchase of building materials, training, investments.   Benefits: Exemption from the opening fee, set up fee and process organisation fee, and late payment interest; Interest rate: Negotiable. Simple and flexible subscription; Quick disbursement.
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Travel Insurance
Moza offers you covers to keep your travel, luggage and family safe: Discover our advantages:          Full risk’s cover for different stay times and even multiple trips;          Flexibility in the notification of claims;          Up to 70 years’ maximum.
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Moza launches project to combat erosion in Xefina
09/08/2023

Moza Banco, in the shape of its collective of volunteers, Clube Moza, this Saturday joined just over a hundred employees, friends and partners, to combat erosion on Xefina Island, in the municipal district of Kamavota, Maputo. The group planted more than 200 trees on the coastal there, where climate change is visibly devastating local vegetation.

In addition to planting trees, the volunteers donated clothes and non-perishable food to the 45 inhabitants of Xefina Island who live in precarious conditions on the isolated piece of land, whose erosion is diminishing it little by little.

According to the residents of Xefina, the donated goods respond to some of the community’s needs, but it “doesn’t have schools, hospitals, piped water or other essential services”, they complain.

The bank hopes the “Let’s Plant Trees” initiative will minimise soil erosion caused by the rising water levels affecting more than 60% of Mozambican coastal regions, according to official data. The project, which covers the whole country, should make it possible to plant hundreds of mangrove seedlings and other plants that help soils resist erosion.

According to environmentalist Rui Silva, the attitude of the Bank’s volunteers is part of global efforts to combat the effects of climate change, which put the survival of all humanity at risk.

“The effects of climate change are a global concern. As we can witness here, there are houses that were once on land and were inhabited in the past, but are now in the sea. We, as a country, are very vulnerable to rising ocean waters, so more and more collective awareness is needed to minimise these situations, particularly with regard to erosion,” the environmentalist stressed.

For the Chairman of the Executive Committee of Moza Banco, Manuel Soares, the “Let’s Plant Trees” project is an initiative that will create natural barriers that will help preserve coastal vegetation, contributing to the reinforcement of local biodiversity and guaranteeing a healthy environment for future generations.

“By making the “Let’s Plant Trees” project happen, we plant not only tree seedlings, but also the seeds of hope for a better future. We are united in our purpose of preserving the environment and ensuring the protection of our precious biodiversity,” Manuel Soares said.

The implementation of this initiative was possible with the support of the Municipal Council of Maputo City, the Maritime Club, the Police of the Republic of Mozambique (PRM) and the Xefina community leaders who received the team of volunteers.

With yet one more project, Moza “makes it happen” through concrete actions that demonstrate its commitment to social responsibility and environmental preservation. Moza Bank believes that only by joining forces and working together can a sustainable future be guaranteed for all.

Moza awarded "Local Content Bank" prize in Mozambique
04/07/2023

Moza Banco has been awarded the "Local Content Bank", in recognition of the impact its products and services have had on communities across the country. Moza is the bank that, under the government's "One District, One Bank" programme, has opened the most branches in rural regions of Mozambique.

The prize was awarded by Mozambique Energy Intelligence Limitada (MEI), as part of the 1st edition of the "Enermina Awards", also known as the Local Content Award. The initiative aims to identify, publicise, and recognise actions of constructive impact carried out by the various Local Content agents in the energy, mining, agriculture and environment sectors in Mozambique.

The award was presented recently in Maputo to the Chief Executive Officer (CEO) of Moza Banco, Manuel Soares, by representatives of the awarding organisation, in the presence of several the bank's employees and other numerous guests.  

MEI's Director, Mr Momade Mucanheia, on the occasion, addressed words of encouragement to Moza Banco, calling for it to constantly maintain the quality of its products and services and the focus on the expansion of its network.

"With over 1600 points accumulated as part of its impact in social and industrial responsibility actions, Moza has shown commitment and interest in supporting constructive actions at the service of the comm  unity. We simply ask that it maintains this spirit and inspire other institutions," Momade Mucanheia added. 

Moza Banco’s CEO said that the merit belongs to all employees. "It is only thanks to the individual and collective dedication of all our employees that we continue to grow and reaffirm our presence in the market, as a genuinely Mozambican bank. We want our DNA to be mirrored in the desire to be ever closer to the communities and to each Mozambican family. In general, we always want to Make It Happen", he said.

The recognition by Mozambique Energy Intelligence boosts Moza's ambition to continue to develop and reach more and more of the Mozambican population, thus becoming the main driver of the process of financial inclusion in Mozambique.

Moza reaffirms itself as the Bank of Mozambicans and to "Make it Happen”
03/07/2023

Moza Banco launches, this Monday (July 3), on all media platforms, its new institutional campaign attached to the slogan "Make it Happen". This campaign represents a reaffirmation of Moza as the only bank that belongs to Mozambicans and that is therefore an active participant in the people’s history of resilience, work, and pride.

By recognizing, valuing, and relating to the Mozambican dream, Moza seeks to inspire and motivate citizens to pursue their goals, after all, they "Make It Happen" in all areas of activity, driving national development and nurturing local production and value creation. 

The main objective of this campaign is to strengthen the relationship that Moza has not only with its customers, but also with each and every Mozambican who knows how to "Make it Happen". The aim is to ensure that all citizens are aware that whenever they need a banking partner who, like them, Makes It Happen, they can count on Moza.

According to the Chairman of Moza's Board of Directors, João Figueiredo, "the bank works every day to ensure that its financial products and services are appropriate to the reality of all citizens and 'Make Happen' the real changes in their lives".

And, to "Make it Happen", Moza began a transformative journey, in which the bank, continuing to focus on the customer has maintained its commitment to the quality and diversity of its technological solutions.

This transformation that Moza has been experiencing is already visible from the outside with the bank recently recognised as "one of the best institutions to work for in Mozambique".        

Meanwhile, Moza continues to "Make it Happen" in its actions to improve the customer experience, investing even more in the expansion of its commercial activities, offering personalised solutions.

For Moza's Chief Executive Officer, Manuel Soares, the bank seeks permanently to "take up its own space, contributing to the sustainable growth of the country based on knowledge, strategic vision, financial solidity and social responsibility".

Moza's new institutional campaign is directly associated with the 15th anniversary celebrations for a bank that has adopted a positive and proactive stance, priding itself on being an entity that has in its origins the reflection of a Mozambican spirit that "does not wait for things to happen, they always invent a new way of doing something, they always overcome any obstacle that appears in front of them, always facing every adversity with optimism and "Make it happen".

This is how the Bank invites each and every Mozambican to join Moza in this journey of success which "Makes it Happen".

See MoreSee More
Moza launches project to combat erosion in Xefina
09/08/2023

Moza Banco, in the shape of its collective of volunteers, Clube Moza, this Saturday joined just over a hundred employees, friends and partners, to combat erosion on Xefina Island, in the municipal district of Kamavota, Maputo. The group planted more than 200 trees on the coastal there, where climate change is visibly devastating local vegetation.

In addition to planting trees, the volunteers donated clothes and non-perishable food to the 45 inhabitants of Xefina Island who live in precarious conditions on the isolated piece of land, whose erosion is diminishing it little by little.

According to the residents of Xefina, the donated goods respond to some of the community’s needs, but it “doesn’t have schools, hospitals, piped water or other essential services”, they complain.

The bank hopes the “Let’s Plant Trees” initiative will minimise soil erosion caused by the rising water levels affecting more than 60% of Mozambican coastal regions, according to official data. The project, which covers the whole country, should make it possible to plant hundreds of mangrove seedlings and other plants that help soils resist erosion.

According to environmentalist Rui Silva, the attitude of the Bank’s volunteers is part of global efforts to combat the effects of climate change, which put the survival of all humanity at risk.

“The effects of climate change are a global concern. As we can witness here, there are houses that were once on land and were inhabited in the past, but are now in the sea. We, as a country, are very vulnerable to rising ocean waters, so more and more collective awareness is needed to minimise these situations, particularly with regard to erosion,” the environmentalist stressed.

For the Chairman of the Executive Committee of Moza Banco, Manuel Soares, the “Let’s Plant Trees” project is an initiative that will create natural barriers that will help preserve coastal vegetation, contributing to the reinforcement of local biodiversity and guaranteeing a healthy environment for future generations.

“By making the “Let’s Plant Trees” project happen, we plant not only tree seedlings, but also the seeds of hope for a better future. We are united in our purpose of preserving the environment and ensuring the protection of our precious biodiversity,” Manuel Soares said.

The implementation of this initiative was possible with the support of the Municipal Council of Maputo City, the Maritime Club, the Police of the Republic of Mozambique (PRM) and the Xefina community leaders who received the team of volunteers.

With yet one more project, Moza “makes it happen” through concrete actions that demonstrate its commitment to social responsibility and environmental preservation. Moza Bank believes that only by joining forces and working together can a sustainable future be guaranteed for all.

Moza awarded "Local Content Bank" prize in Mozambique
04/07/2023

Moza Banco has been awarded the "Local Content Bank", in recognition of the impact its products and services have had on communities across the country. Moza is the bank that, under the government's "One District, One Bank" programme, has opened the most branches in rural regions of Mozambique.

The prize was awarded by Mozambique Energy Intelligence Limitada (MEI), as part of the 1st edition of the "Enermina Awards", also known as the Local Content Award. The initiative aims to identify, publicise, and recognise actions of constructive impact carried out by the various Local Content agents in the energy, mining, agriculture and environment sectors in Mozambique.

The award was presented recently in Maputo to the Chief Executive Officer (CEO) of Moza Banco, Manuel Soares, by representatives of the awarding organisation, in the presence of several the bank's employees and other numerous guests.  

MEI's Director, Mr Momade Mucanheia, on the occasion, addressed words of encouragement to Moza Banco, calling for it to constantly maintain the quality of its products and services and the focus on the expansion of its network.

"With over 1600 points accumulated as part of its impact in social and industrial responsibility actions, Moza has shown commitment and interest in supporting constructive actions at the service of the comm  unity. We simply ask that it maintains this spirit and inspire other institutions," Momade Mucanheia added. 

Moza Banco’s CEO said that the merit belongs to all employees. "It is only thanks to the individual and collective dedication of all our employees that we continue to grow and reaffirm our presence in the market, as a genuinely Mozambican bank. We want our DNA to be mirrored in the desire to be ever closer to the communities and to each Mozambican family. In general, we always want to Make It Happen", he said.

The recognition by Mozambique Energy Intelligence boosts Moza's ambition to continue to develop and reach more and more of the Mozambican population, thus becoming the main driver of the process of financial inclusion in Mozambique.

Moza reaffirms itself as the Bank of Mozambicans and to "Make it Happen”
03/07/2023

Moza Banco launches, this Monday (July 3), on all media platforms, its new institutional campaign attached to the slogan "Make it Happen". This campaign represents a reaffirmation of Moza as the only bank that belongs to Mozambicans and that is therefore an active participant in the people’s history of resilience, work, and pride.

By recognizing, valuing, and relating to the Mozambican dream, Moza seeks to inspire and motivate citizens to pursue their goals, after all, they "Make It Happen" in all areas of activity, driving national development and nurturing local production and value creation. 

The main objective of this campaign is to strengthen the relationship that Moza has not only with its customers, but also with each and every Mozambican who knows how to "Make it Happen". The aim is to ensure that all citizens are aware that whenever they need a banking partner who, like them, Makes It Happen, they can count on Moza.

According to the Chairman of Moza's Board of Directors, João Figueiredo, "the bank works every day to ensure that its financial products and services are appropriate to the reality of all citizens and 'Make Happen' the real changes in their lives".

And, to "Make it Happen", Moza began a transformative journey, in which the bank, continuing to focus on the customer has maintained its commitment to the quality and diversity of its technological solutions.

This transformation that Moza has been experiencing is already visible from the outside with the bank recently recognised as "one of the best institutions to work for in Mozambique".        

Meanwhile, Moza continues to "Make it Happen" in its actions to improve the customer experience, investing even more in the expansion of its commercial activities, offering personalised solutions.

For Moza's Chief Executive Officer, Manuel Soares, the bank seeks permanently to "take up its own space, contributing to the sustainable growth of the country based on knowledge, strategic vision, financial solidity and social responsibility".

Moza's new institutional campaign is directly associated with the 15th anniversary celebrations for a bank that has adopted a positive and proactive stance, priding itself on being an entity that has in its origins the reflection of a Mozambican spirit that "does not wait for things to happen, they always invent a new way of doing something, they always overcome any obstacle that appears in front of them, always facing every adversity with optimism and "Make it happen".

This is how the Bank invites each and every Mozambican to join Moza in this journey of success which "Makes it Happen".

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