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    • For security reasons we do not recommend the communication of any banking data via email or phone.

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    For security reasons we do not recommend the communication of any banking data via email or phone.

    Please note that you should not access the links contained in any message received on behalf of Moza Banco.

    If you receive messages requesting information, passwords and other bank details, you should delete the message and never access the links or open their attachments.

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DP Moza Poupança
Savings solution, with reduced opening amounts and capitalised interest. Discover the advantages and benefits Opening amount of 100 MT Interest rate of 4.00%APR Term of 365 days, renewable automatically Monthly interest payments, with automatic capitalisation Top-ups allowed, starting from 100 MT
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Conta + Negócios
Moza takes into account everything you need to add greater confidence to your business. With the Conta + Negócios you have access to liquidity to meet day-to-day needs.   Benefits: Minimum opening balance of 5.000,00 MT; Access to an Authorised Overdraft with a subsidised interest rate, variable according to the number of salaries processed via Moza; Discount on the interest rate of the Pledged Current Account, according to the number of suppliers paid via Moza; Authorised Overdraft and Pledged Current Account free of set-up fee.
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Txapo Txapo Pre Paid Card
The Txapo Txapo’s Rechargeable Prepaid-card has arrived, ideal for controlling your monthly expenditures, online purchases, payments of services or even to teach your kids to manage their allowances.   Discover our Advantages:          Rechargeable;          Total control over the available balance;          Total safety inside and outside the country;          Access to Moza features and services via ATM;          Online shopping and Moza Já services.    
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Digital Wallets
You can now transfer money from your Moza account to the main national Digital Wallets (M-Pesa, MKesh and e-Mola) and vice-versa, from our Digital Channels, Moza Já (*247#), Moza Net (INTERNET BANKING), Moza Mobile and also conveniently, at any Moza branch. Besides this facility, designed especially for you, the transfer service to the Digital Wallets allows you to make transfers, on Moza Net, to up to 10 beneficiaries in a single operation. This is one more innovation aiming to make our services ever more accessible and adjusted to the expectations and needs of our esteemed customers. For more information on this service, contact your Account Manager or our Call Center service.
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Moza Banco announces availability of 10 million euros to finance Mozambican women
01/09/2025

Moza Banco, in a strategic partnership with the European Investment Bank (EIB), has just announced the launch of the EIB Line, a financing package worth 10 million euros, specifically designed to support small and medium-sized enterprises led by women.

This initiative, anchored in the Moza Women project, reinforces Moza Banco’s commitment to sustainable economic growth and gender equality, putting into practice its corporate values of Integrity, Resilience, Winning Together, and Ambition.

With favourable credit conditions, Moza Banco aims, through the EIB Line, to overcome the barriers that often hinder women’s access to financial resources, encouraging investment, business expansion, and consolidation.

To benefit from this financing, businesses must demonstrate strong female representation, whether in shareholding, management, workforce, or through products and services that promote women’s empowerment. The credit is available for sectors such as industry, transport, agriculture, health, and services, thereby increasing the economic and social impact of this initiative.

“We have embraced the mission of making a difference every day, contributing to Mozambique’s success. The EIB Line, created in partnership with the European Investment Bank, is more than financial support – it is a movement for empowerment that places women at the heart of economic and social development,” stated the Chairman of the Board of Directors of Moza Banco. He added, “The EIB Line is aligned with Moza’s vision of being the best Mozambican banking experience, one that everyone is proud to be part of.”

Furthermore, still under the umbrella of the Moza Women project, the Bank revealed that, in addition to offering women-focused products, it is also establishing partnerships with women-led businesses, offering competitive discounts to all customers who make purchases or payments using Moza cards.

With this initiative, Moza Banco reaffirms its role as an active agent in creating opportunities, generating positive impact, and building an inclusive economy where everyone can grow and prosper.

 

Moza Trains Over 6,000 National Entrepreneurs in Business Management
25/08/2025

 

Moza Trains Over 6,000 National Entrepreneurs in Business Management

 

In the first half of this year, Moza has trained over 6,000 national entrepreneurs from across the country in business management.


This free initiative forms part of the Bank’s ongoing efforts to support the development of National Small and Medium-sized Enterprises (SMEs).

 

The training programme and thematic plan were developed and delivered virtually through a platform created in partnership with Fundação Dom Cabral, a renowned Brazilian institution recognised as one of the world’s leading business schools.

 

In addition to the 6,000 entrepreneurs already trained, the Bank has registered a further 1,500 participants, who are expected to begin training soon, aiming to acquire essential tools to improve the functioning of their businesses, particularly in terms of organisation and financial management.

 

During the pilot phase of the project, which began last year, the Bank trained around 50 companies from various sectors, including technology, pharmaceuticals, printing, security, supply, catering, and stationery.

 

For the participants, the initiative addresses one of their key needs. “This is a great opportunity for us to learn how to manage and develop plans that allow us to build a future for our businesses,” they noted.

 

According to Manuel Soares, Chairman of the Executive Committee of Moza Banco, the training aims to address a challenge that often hinders the development of Mozambican SMEs.

 

“Many national entrepreneurs still struggle with financial management, and it is common, for example, to confuse revenue with profit. Revenue is the total amount the business generates, whereas profit is what remains after all expenses are deducted. Without this basic understanding, it becomes difficult to achieve prosperity. That is why we have partnered with FDC to develop training programmes that help national entrepreneurs grasp this and other key concepts essential for business success,” explained Manuel Soares.

 

This is yet another Moza Banco initiative implemented as part of its commitment to national economic development, by empowering those who are driving positive change in the country.

 

By introducing this project in Mozambique, the Bank brings to life one of its core values — “Winning Together” — through which Moza works alongside national economic agents for the ultimate benefit of the national economy.

 

Moza Banco Donates 50 Children Books and Reinforces Commitment to Education and Culture
13/08/2025

In the spirit of "Make it Happen" and in line with its new institutional values, Moza Banco has donated over 50 copies of the children's book "A Casa dos Móveis que Falam" (The House of Talking Furniture), written by Mozambican author Ernesto Moamba, thus reaffirming its role in driving social transformation, starting with children.

 

The donation was recently made at the Guimarães Rosa Institute in Maputo, during the closing ceremony of the Children's Book Production Workshop, organised by Kuvaninga – Cartão d’Arte, a project that promotes the arts and advocates for environmental preservation.

 

Of the books donated, 30 were given to the students who took part in the workshop, and 20 were delivered to the library of Unidade 30 Primary School, thereby enhancing access to Mozambican literature and encouraging reading habits from an early age.

 

According to Elcídio Bila, the head of Kuvaninga, reading promotion projects from a young age deserve increasing support from Mozambicans. “Helping to foster a love of reading is like planting seeds for future change,” he said.

 

The Chairman of Moza Banco’s Executive Committee, Manuel Soares, on his part, noted that this initiative is part of a series of actions being carried out in different parts of the country, through which the bank provides various educational materials to promote learning in Mozambique.

 

“Just last year, through our social responsibility project Saber Sonhar o Amanhã (Learning to Dream of Tomorrow), we delivered around 1,500 school kits to vulnerable children in the central and northern regions, as we believe in the transformative power of education. We hope these books will spark an interest in literature among the children receiving them – a field we proudly and enthusiastically support,” Soares explained.

 

Through this book donation, Moza Banco puts into practice one of its core values: Winning Together, by contributing towards the development of a better society

See MoreSee More
Moza Banco announces availability of 10 million euros to finance Mozambican women
01/09/2025

Moza Banco, in a strategic partnership with the European Investment Bank (EIB), has just announced the launch of the EIB Line, a financing package worth 10 million euros, specifically designed to support small and medium-sized enterprises led by women.

This initiative, anchored in the Moza Women project, reinforces Moza Banco’s commitment to sustainable economic growth and gender equality, putting into practice its corporate values of Integrity, Resilience, Winning Together, and Ambition.

With favourable credit conditions, Moza Banco aims, through the EIB Line, to overcome the barriers that often hinder women’s access to financial resources, encouraging investment, business expansion, and consolidation.

To benefit from this financing, businesses must demonstrate strong female representation, whether in shareholding, management, workforce, or through products and services that promote women’s empowerment. The credit is available for sectors such as industry, transport, agriculture, health, and services, thereby increasing the economic and social impact of this initiative.

“We have embraced the mission of making a difference every day, contributing to Mozambique’s success. The EIB Line, created in partnership with the European Investment Bank, is more than financial support – it is a movement for empowerment that places women at the heart of economic and social development,” stated the Chairman of the Board of Directors of Moza Banco. He added, “The EIB Line is aligned with Moza’s vision of being the best Mozambican banking experience, one that everyone is proud to be part of.”

Furthermore, still under the umbrella of the Moza Women project, the Bank revealed that, in addition to offering women-focused products, it is also establishing partnerships with women-led businesses, offering competitive discounts to all customers who make purchases or payments using Moza cards.

With this initiative, Moza Banco reaffirms its role as an active agent in creating opportunities, generating positive impact, and building an inclusive economy where everyone can grow and prosper.

 

Moza Trains Over 6,000 National Entrepreneurs in Business Management
25/08/2025

 

Moza Trains Over 6,000 National Entrepreneurs in Business Management

 

In the first half of this year, Moza has trained over 6,000 national entrepreneurs from across the country in business management.


This free initiative forms part of the Bank’s ongoing efforts to support the development of National Small and Medium-sized Enterprises (SMEs).

 

The training programme and thematic plan were developed and delivered virtually through a platform created in partnership with Fundação Dom Cabral, a renowned Brazilian institution recognised as one of the world’s leading business schools.

 

In addition to the 6,000 entrepreneurs already trained, the Bank has registered a further 1,500 participants, who are expected to begin training soon, aiming to acquire essential tools to improve the functioning of their businesses, particularly in terms of organisation and financial management.

 

During the pilot phase of the project, which began last year, the Bank trained around 50 companies from various sectors, including technology, pharmaceuticals, printing, security, supply, catering, and stationery.

 

For the participants, the initiative addresses one of their key needs. “This is a great opportunity for us to learn how to manage and develop plans that allow us to build a future for our businesses,” they noted.

 

According to Manuel Soares, Chairman of the Executive Committee of Moza Banco, the training aims to address a challenge that often hinders the development of Mozambican SMEs.

 

“Many national entrepreneurs still struggle with financial management, and it is common, for example, to confuse revenue with profit. Revenue is the total amount the business generates, whereas profit is what remains after all expenses are deducted. Without this basic understanding, it becomes difficult to achieve prosperity. That is why we have partnered with FDC to develop training programmes that help national entrepreneurs grasp this and other key concepts essential for business success,” explained Manuel Soares.

 

This is yet another Moza Banco initiative implemented as part of its commitment to national economic development, by empowering those who are driving positive change in the country.

 

By introducing this project in Mozambique, the Bank brings to life one of its core values — “Winning Together” — through which Moza works alongside national economic agents for the ultimate benefit of the national economy.

 

Moza Banco Donates 50 Children Books and Reinforces Commitment to Education and Culture
13/08/2025

In the spirit of "Make it Happen" and in line with its new institutional values, Moza Banco has donated over 50 copies of the children's book "A Casa dos Móveis que Falam" (The House of Talking Furniture), written by Mozambican author Ernesto Moamba, thus reaffirming its role in driving social transformation, starting with children.

 

The donation was recently made at the Guimarães Rosa Institute in Maputo, during the closing ceremony of the Children's Book Production Workshop, organised by Kuvaninga – Cartão d’Arte, a project that promotes the arts and advocates for environmental preservation.

 

Of the books donated, 30 were given to the students who took part in the workshop, and 20 were delivered to the library of Unidade 30 Primary School, thereby enhancing access to Mozambican literature and encouraging reading habits from an early age.

 

According to Elcídio Bila, the head of Kuvaninga, reading promotion projects from a young age deserve increasing support from Mozambicans. “Helping to foster a love of reading is like planting seeds for future change,” he said.

 

The Chairman of Moza Banco’s Executive Committee, Manuel Soares, on his part, noted that this initiative is part of a series of actions being carried out in different parts of the country, through which the bank provides various educational materials to promote learning in Mozambique.

 

“Just last year, through our social responsibility project Saber Sonhar o Amanhã (Learning to Dream of Tomorrow), we delivered around 1,500 school kits to vulnerable children in the central and northern regions, as we believe in the transformative power of education. We hope these books will spark an interest in literature among the children receiving them – a field we proudly and enthusiastically support,” Soares explained.

 

Through this book donation, Moza Banco puts into practice one of its core values: Winning Together, by contributing towards the development of a better society

See More See More
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