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Moza Já (USSD Banking)
Perform various operations through your mobile phone, anytime, anywhere after adhering to the service at a Moza Branch. Just dial * 247 #   What can you do with Moza Já?   Consult balances; Consult transactions; Consult exchange rates; Access Crédito Já; Transfers; Payments.
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Conta + Negócios
Moza takes into account everything you need to add greater confidence to your business. With the Conta + Negócios you have access to liquidity to meet day-to-day needs.   Benefits: Minimum opening balance of 5.000,00 MT; Access to an Authorised Overdraft with a subsidised interest rate, variable according to the number of salaries processed via Moza; Discount on the interest rate of the Pledged Current Account, according to the number of suppliers paid via Moza; Authorised Overdraft and Pledged Current Account free of set-up fee.
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+ Funcionário Loan
Exclusive Individual Loan for Public Sector Employees and/or State Agents This loan finances the purchase of household appliances, furniture, travel expenses, wedding expenses, construction materials, education, and even investments. Our main benefits: • Exemption from late payment interest;• Fixed interest rate: o 25% for clients with salary domiciliation; o 27% for clients without salary domiciliation;• Simple and flexible subscription;• Quick disbursement.
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Digital Wallets
You can now transfer money from your Moza account to the main national Digital Wallets (M-Pesa, MKesh and e-Mola) and vice-versa, from our Digital Channels, Moza Já (*247#), Moza Net (INTERNET BANKING), Moza Mobile and also conveniently, at any Moza branch. Besides this facility, designed especially for you, the transfer service to the Digital Wallets allows you to make transfers, on Moza Net, to up to 10 beneficiaries in a single operation. This is one more innovation aiming to make our services ever more accessible and adjusted to the expectations and needs of our esteemed customers. For more information on this service, contact your Account Manager or our Call Center service.
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Moza Banco and the Ministry of Planning and Development Provide New Relief to Rural Entrepreneurs Through the Implementation of the FARE Line
31/03/2026

Moza Banco and the Ministry of Planning and Development signed, this Monday in Maputo, a protocol enabling the introduction of the FARE Line – a financing package created under the Economic Recovery Support Fund, aimed at funding entrepreneurial initiatives in rural areas.

The initiative, fully embraced by Moza, forms part of the government’s efforts to stimulate the economy, with particular emphasis on creating and promoting opportunities in rural areas, especially in regions with high productive potential but limited access to financing facilities.

The ceremony, which was attended by representatives of the International Fund for Agricultural Development (IFAD), was led by the Minister of Planning and Development, Salim Valá, who emphasised on the occasion that, although the financing benefits from subsidised interest rates, it is important that beneficiaries honour their commitments.

“Anyone seeking financing, however subsidised it may be, must be aware that it has to be repaid. Only then will the entrepreneur feel committed to ensuring that their business idea succeeds,” Valá stressed.

Meanwhile, the Chief Executive Officer of Moza Banco, Manuel Soares, reaffirmed the commitment to manage the funds of the FARE Line with transparency and responsibility.

 “Moza Banco proudly assumes responsibility for managing this financing line, acting as the intermediary between the resources made available and the final beneficiaries, and ensures that every metical invested is aligned with rigorous technical criteria and the highest standards of integrity and transparency. Through careful assessment, continuous monitoring, and close support to beneficiaries, we aim to ensure that the supported projects generate tangible and sustainable results,” stated Manuel Soares.

In light of this agreement, Moza Banco renews its commitment to continue Making It Happen, transforming resources into opportunities and results that contribute to the development of Mozambique.

Moza Banco is the most awarded institution by the Mozambique Stock Exchange
27/03/2026

The Mozambique Stock Exchange (BVM) recently recognised the leading partners in the capital markets, in a ceremony that highlighted the performance of institutions and intermediaries contributing to the growth and maturity of this segment. According to the Chairman of the Board of Directors of BVM, Pedro Cossa, the development of the capital market depends on cooperation among stakeholders and on building bridges between national and international markets, emphasising that “the capital market does not thrive in isolated islands”.

 

Following the resumption of these awards after a four-year hiatus, Moza Banco stood out as the most awarded institution at the ceremony, having been recognised in two major categories:

 

  • Largest Securities Issuance on the Stock Exchange Market 2025
  • Leading Sponsor of Listings on the Stock Exchange Market 2025

 

According to the Chief Executive Officer (CEO) of the financial institution, Manuel Soares, these distinctions reflect Moza Banco’s ability to support companies in diversifying their sources of funding and in identifying investment opportunities, reinforcing its strategic role in the national capital market.

 

“Being the most awarded institution in this edition confirms that we are making a concrete contribution to the consolidation and maturity of the capital market in Mozambique,” said the CEO of Moza Banco. “More than awards, these recognitions are a sign of trust that we place at the service of our clients and the country’s economic development.”

 

With these achievements, Moza Banco reaffirms its commitment to supporting companies and investors, promoting transparency, innovation and sustainable growth in the Mozambican financial market.

Moza Banco Visits the First Lady’s Office and Encourages Efforts in Support of Flood Victims
11/03/2026

A delegation from Moza Banco, led by Executive Committee Member Jaime Joaquim, visited the Office of the First Lady, Gueta Chapo, in Maputo this Monday, with the aim of expressing support for the initiatives carried out by the Office in favour of victims of the floods and inundations that recently affected the southern region of the country, leaving hardship and struggle among hundreds of families.

 

During the meeting, the Moza team expressed interest in collaborating with the Office of the First Lady at various levels, beginning with support for the numerous social initiatives undertaken by the Office across the country.

 

There was also an opportunity to present a symbolic cheque to support the Office with expenses related to the purchase of essential goods and supplies to assist families who are still accommodated in several reception centres, following the total or partial destruction of their homes as a result of the heavy rains.

 

Gueta Chapo expressed openness during the meeting to collaborate with the Bank, welcoming the visit and the expressed willingness to support Mozambicans.

 

For his part, the Executive Committee Member described the partnership as strategic and aligned with the social responsibility initiatives that Moza Banco has been implementing across the country.

 

“It is a great honour for us to contribute, symbolically, to the success of the First Lady’s initiatives. We can all clearly see the impact and the positive change that these initiatives generate within communities,” he emphasised.

 

As part of its support for victims of floods and inundations, Moza Banco has been carrying out several initiatives with considerable impact on families, particularly in the most affected areas of the southern region of the country, with special focus on the districts of Mapai, Chicualacuala, Chigubo and Guijá in Gaza Province, and Boane in Maputo Province.

 

Aware that continued assistance remains necessary, Moza Banco continues to Make It Happen by mobilising donations and partnerships in order to strengthen the solidarity actions carried out under the Solidarity Movement launched at the end of January, following the outbreak of the severe weather conditions.

See MoreSee More
Moza Banco and the Ministry of Planning and Development Provide New Relief to Rural Entrepreneurs Through the Implementation of the FARE Line
31/03/2026

Moza Banco and the Ministry of Planning and Development signed, this Monday in Maputo, a protocol enabling the introduction of the FARE Line – a financing package created under the Economic Recovery Support Fund, aimed at funding entrepreneurial initiatives in rural areas.

The initiative, fully embraced by Moza, forms part of the government’s efforts to stimulate the economy, with particular emphasis on creating and promoting opportunities in rural areas, especially in regions with high productive potential but limited access to financing facilities.

The ceremony, which was attended by representatives of the International Fund for Agricultural Development (IFAD), was led by the Minister of Planning and Development, Salim Valá, who emphasised on the occasion that, although the financing benefits from subsidised interest rates, it is important that beneficiaries honour their commitments.

“Anyone seeking financing, however subsidised it may be, must be aware that it has to be repaid. Only then will the entrepreneur feel committed to ensuring that their business idea succeeds,” Valá stressed.

Meanwhile, the Chief Executive Officer of Moza Banco, Manuel Soares, reaffirmed the commitment to manage the funds of the FARE Line with transparency and responsibility.

 “Moza Banco proudly assumes responsibility for managing this financing line, acting as the intermediary between the resources made available and the final beneficiaries, and ensures that every metical invested is aligned with rigorous technical criteria and the highest standards of integrity and transparency. Through careful assessment, continuous monitoring, and close support to beneficiaries, we aim to ensure that the supported projects generate tangible and sustainable results,” stated Manuel Soares.

In light of this agreement, Moza Banco renews its commitment to continue Making It Happen, transforming resources into opportunities and results that contribute to the development of Mozambique.

Moza Banco is the most awarded institution by the Mozambique Stock Exchange
27/03/2026

The Mozambique Stock Exchange (BVM) recently recognised the leading partners in the capital markets, in a ceremony that highlighted the performance of institutions and intermediaries contributing to the growth and maturity of this segment. According to the Chairman of the Board of Directors of BVM, Pedro Cossa, the development of the capital market depends on cooperation among stakeholders and on building bridges between national and international markets, emphasising that “the capital market does not thrive in isolated islands”.

 

Following the resumption of these awards after a four-year hiatus, Moza Banco stood out as the most awarded institution at the ceremony, having been recognised in two major categories:

 

  • Largest Securities Issuance on the Stock Exchange Market 2025
  • Leading Sponsor of Listings on the Stock Exchange Market 2025

 

According to the Chief Executive Officer (CEO) of the financial institution, Manuel Soares, these distinctions reflect Moza Banco’s ability to support companies in diversifying their sources of funding and in identifying investment opportunities, reinforcing its strategic role in the national capital market.

 

“Being the most awarded institution in this edition confirms that we are making a concrete contribution to the consolidation and maturity of the capital market in Mozambique,” said the CEO of Moza Banco. “More than awards, these recognitions are a sign of trust that we place at the service of our clients and the country’s economic development.”

 

With these achievements, Moza Banco reaffirms its commitment to supporting companies and investors, promoting transparency, innovation and sustainable growth in the Mozambican financial market.

Moza Banco Visits the First Lady’s Office and Encourages Efforts in Support of Flood Victims
11/03/2026

A delegation from Moza Banco, led by Executive Committee Member Jaime Joaquim, visited the Office of the First Lady, Gueta Chapo, in Maputo this Monday, with the aim of expressing support for the initiatives carried out by the Office in favour of victims of the floods and inundations that recently affected the southern region of the country, leaving hardship and struggle among hundreds of families.

 

During the meeting, the Moza team expressed interest in collaborating with the Office of the First Lady at various levels, beginning with support for the numerous social initiatives undertaken by the Office across the country.

 

There was also an opportunity to present a symbolic cheque to support the Office with expenses related to the purchase of essential goods and supplies to assist families who are still accommodated in several reception centres, following the total or partial destruction of their homes as a result of the heavy rains.

 

Gueta Chapo expressed openness during the meeting to collaborate with the Bank, welcoming the visit and the expressed willingness to support Mozambicans.

 

For his part, the Executive Committee Member described the partnership as strategic and aligned with the social responsibility initiatives that Moza Banco has been implementing across the country.

 

“It is a great honour for us to contribute, symbolically, to the success of the First Lady’s initiatives. We can all clearly see the impact and the positive change that these initiatives generate within communities,” he emphasised.

 

As part of its support for victims of floods and inundations, Moza Banco has been carrying out several initiatives with considerable impact on families, particularly in the most affected areas of the southern region of the country, with special focus on the districts of Mapai, Chicualacuala, Chigubo and Guijá in Gaza Province, and Boane in Maputo Province.

 

Aware that continued assistance remains necessary, Moza Banco continues to Make It Happen by mobilising donations and partnerships in order to strengthen the solidarity actions carried out under the Solidarity Movement launched at the end of January, following the outbreak of the severe weather conditions.

See More See More
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