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Our History

We opened our doors for the first time in June 2008 and despite a small team and a small budget, we soon joined the group of the four largest banks in Mozambique. Initially focused on Corporate and Private Banking, we quickly gained a prominent position in the national financial sector working with the largest companies in our country. Inspired by such success and the favourable winds of economic growth in Mozambique, we looked to the future and saw new possibilities. We then began an expansion programme in 2014, with the aim of increasing the accessibility of our services and being closer to our customers and the general public, taking on the challenge of becoming the leading "Universal Retail Bank" in Mozambique. Over the years, we have managed, by our own merit, to cement our presence and brand consistently in a hugely competitive market, standing out for our innovation, the quality of our service and the diversity and breadth of our range of products, services and financial solutions, which has enabled us to gain the trust of people from a wide range of backgrounds. Today, we can state with conviction that we are a relevant financial institution in the national financial system, a robust bank with all the conditions required to continue to develop our commercial activity, acting as a true catalyst for the economic, productive and social development of Mozambique. Our growing contribution to the transformation and development of the national financial sector has been crowned with various accolades and prizes awarded by both nationally and internationally renowned institutions. We currently hold the third largest branch distribution network, with approximately 64 branches spread throughout the country: from Maputo to Rovuma, from the Indian Ocean to Zumbo, and we intend to continue to grow, with solidity and sustainability, with the objective of providing financial services to an increasingly larger market of customers. Moza's solidity is supported by our strong shareholder structure, led by Mozambican capital and complemented by international investors with a relevant presence in several markets. To achieve our goal of providing excellent service to our customers, we have a large and dedicated team of more than 900 employees, most of whom are young, dynamic and irreverent in their actions, who combine with the experience and recognised professional capacity of the other staff members who make up the "Moza family". We are a Mozambican Bank, inspired by the best that the country has and can offer. Mozambique counts on Moza and Moza counts on Mozambique.

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Moza Banco is the most awarded institution by the Mozambique Stock Exchange

27/03/2026

The Mozambique Stock Exchange (BVM) recently recognised the leading partners in the capital markets, in a ceremony that highlighted the performance of institutions and intermediaries contributing to the growth and maturity of this segment. According to the Chairman of the Board of Directors of BVM, Pedro Cossa, the development of the capital market depends on cooperation among stakeholders and on building bridges between national and international markets, emphasising that “the capital market does not thrive in isolated islands”.

Following the resumption of these awards after a four-year hiatus, Moza Banco stood out as the most awarded institution at the ceremony, having been recognised in two major categories:

Largest Securities Issuance on the Stock Exchange Market 2025
Leading Sponsor of Listings on the Stock Exchange Market 2025

According to the Chief Executive Officer (CEO) of the financial institution, Manuel Soares, these distinctions reflect Moza Banco’s ability to support companies in diversifying their sources of funding and in identifying investment opportunities, reinforcing its strategic role in the national capital market.

“Being the most awarded institution in this edition confirms that we are making a concrete contribution to the consolidation and maturity of the capital market in Mozambique,” said the CEO of Moza Banco. “More than awards, these recognitions are a sign of trust that we place at the service of our clients and the country’s economic development.”

With these achievements, Moza Banco reaffirms its commitment to supporting companies and investors, promoting transparency, innovation and sustainable growth in the Mozambican financial market.

Moza Banco Visits the First Lady’s Office and Encourages Efforts in Support of Flood Victims

11/03/2026

A delegation from Moza Banco, led by Executive Committee Member Jaime Joaquim, visited the Office of the First Lady, Gueta Chapo, in Maputo this Monday, with the aim of expressing support for the initiatives carried out by the Office in favour of victims of the floods and inundations that recently affected the southern region of the country, leaving hardship and struggle among hundreds of families.

During the meeting, the Moza team expressed interest in collaborating with the Office of the First Lady at various levels, beginning with support for the numerous social initiatives undertaken by the Office across the country.

There was also an opportunity to present a symbolic cheque to support the Office with expenses related to the purchase of essential goods and supplies to assist families who are still accommodated in several reception centres, following the total or partial destruction of their homes as a result of the heavy rains.

Gueta Chapo expressed openness during the meeting to collaborate with the Bank, welcoming the visit and the expressed willingness to support Mozambicans.

For his part, the Executive Committee Member described the partnership as strategic and aligned with the social responsibility initiatives that Moza Banco has been implementing across the country.

“It is a great honour for us to contribute, symbolically, to the success of the First Lady’s initiatives. We can all clearly see the impact and the positive change that these initiatives generate within communities,” he emphasised.

As part of its support for victims of floods and inundations, Moza Banco has been carrying out several initiatives with considerable impact on families, particularly in the most affected areas of the southern region of the country, with special focus on the districts of Mapai, Chicualacuala, Chigubo and Guijá in Gaza Province, and Boane in Maputo Province.

Aware that continued assistance remains necessary, Moza Banco continues to Make It Happen by mobilising donations and partnerships in order to strengthen the solidarity actions carried out under the Solidarity Movement launched at the end of January, following the outbreak of the severe weather conditions.

Moza Specialist Calls for Greater Cooperation Among Smallholder Farmers to Access Financing

06/03/2026

Moza Banco’s agribusiness specialist, Danilo Abdula, participated this Monday in Maputo in the launch ceremony of AgriConnect, a World Bank initiative to be implemented in Mozambique in partnership with the Ministry of Agriculture, Environment and Fisheries, aimed at transforming small-scale agriculture and promoting job creation in rural areas.

Invited to join a panel discussion on “Priority actions for the development of agribusiness, job creation, and the improvement of food and nutrition security in Mozambique,” Danilo Abdula addressed the challenges associated with financing smallholder farmers. He emphasised the importance of producers joining cooperatives, which would enable them to become better organised and therefore better positioned to access financing from the banking sector.

“Moza Banco has a strong interest in supporting the development of agribusiness. However, any financing granted must ensure a sustainable return. It is therefore essential that producers understand the importance of being organised so they can benefit from financing opportunities. It is easier to finance a group than dispersed smallholders, as a group is more organised and better able to share both the risks and the benefits associated with such financing,” said Danilo Abdula.

The Moza Banco specialist also encouraged authorities to stimulate and strengthen the agricultural value chain, ensuring that producers do not face difficulties in bringing their products to market.

Despite the various challenges that continue to affect the national agricultural sector—particularly climate-related factors—Moza Banco remains committed to financing agribusiness in Mozambique. The Bank currently offers dedicated financing lines for the sector, notably the BEI Line, established in partnership with the European Investment Bank, and the Food Security Fund (FSA) Line, both offering preferential interest rates.

Moza Banco believes that investment in agribusiness is essential for Mozambicans to collectively advance the country’s development.