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Our History

We opened our doors for the first time in June 2008 and despite a small team and a small budget, we soon joined the group of the four largest banks in Mozambique. Initially focused on Corporate and Private Banking, we quickly gained a prominent position in the national financial sector working with the largest companies in our country. Inspired by such success and the favourable winds of economic growth in Mozambique, we looked to the future and saw new possibilities. We then began an expansion programme in 2014, with the aim of increasing the accessibility of our services and being closer to our customers and the general public, taking on the challenge of becoming the leading "Universal Retail Bank" in Mozambique. Over the years, we have managed, by our own merit, to cement our presence and brand consistently in a hugely competitive market, standing out for our innovation, the quality of our service and the diversity and breadth of our range of products, services and financial solutions, which has enabled us to gain the trust of people from a wide range of backgrounds. Today, we can state with conviction that we are a relevant financial institution in the national financial system, a robust bank with all the conditions required to continue to develop our commercial activity, acting as a true catalyst for the economic, productive and social development of Mozambique. Our growing contribution to the transformation and development of the national financial sector has been crowned with various accolades and prizes awarded by both nationally and internationally renowned institutions. We currently hold the third largest branch distribution network, with approximately 64 branches spread throughout the country: from Maputo to Rovuma, from the Indian Ocean to Zumbo, and we intend to continue to grow, with solidity and sustainability, with the objective of providing financial services to an increasingly larger market of customers. Moza's solidity is supported by our strong shareholder structure, led by Mozambican capital and complemented by international investors with a relevant presence in several markets. To achieve our goal of providing excellent service to our customers, we have a large and dedicated team of more than 900 employees, most of whom are young, dynamic and irreverent in their actions, who combine with the experience and recognised professional capacity of the other staff members who make up the "Moza family". We are a Mozambican Bank, inspired by the best that the country has and can offer. Mozambique counts on Moza and Moza counts on Mozambique.

Careers

Join our team Moza is a benchmark in the banking sector. I am an innovating, dynamic and ambitious Bank. If you enjoy challenges and you are a good team player with creative and leadership spirit and you are looking for a career in Banking, join us in this Project. Send us your application. Click on “Submit Application" and fill in the form. If an opportunity comes up that meets your academic and professional profile, we will contact you. Note: fill in all the mandatory (*) fields to go to the next page.

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Moza takes savings to the stage, bringing financial education closer to younger generations

02/11/2026

The play “Dare to Dream of Tomorrow” brought together around 100 pupils in Maputo and Matola. Activities also included financial education and educational support in Pemba.

Maputo, 2 November 2026 — Moza Banco has chosen theatre as a way of bringing financial education into schools, making the topics of saving and money management more accessible and relevant to younger audiences. The play “Dare to Dream of Tomorrow” brought together around 100 pupils in two performances held on 28 October, at Escola Secundária da Polana, in Maputo, and Colégio Aboobacar Sidique, in Matola.

As part of the celebrations marking World Savings Day, the initiative sought to build a connection between culture and financial education. Through performance and audience interaction, the Bank encouraged reflection on how the choices we make today can help shape our future plans and aspirations.

The use of theatre makes it possible to explore these topics beyond concepts and figures. Stories, actors' performances and direct interaction with the audience provide an engaging language that resonates with pupils, creating opportunities to discuss the value of available resources and the importance of managing them responsibly.

“Dare to Dream of Tomorrow” thus brings to life the central message behind the initiative: preparing for the future also means developing good saving habits and making informed choices in everyday life.

In Pemba, Escola Primária Completa Unidade 1 hosted a financial education session, accompanied by the distribution of 100 school supply kits. The activity was attended by Moza's Northern Regional Director and combined practical guidance on saving with support for learning.

These activities form part of the “Dream of Tomorrow” programme, launched by Moza in 2023, which combines the provision of school supplies and educational materials with initiatives focused on saving, financial management and sustainability.

Moza Banco. Making It Happen.

Moza Banco and EMOSE renew partnership to bring insurance solutions to more Mozambicans

27/10/2026

On Tuesday, 27 October, Moza Banco hosted a signing ceremony in Maputo for a new agreement with Empresa Moçambicana de Seguros (EMOSE, S.A.) covering the distribution and marketing of insurance products. The agreement establishes new terms under which the Bank will distribute and market EMOSE insurance products to its customers through its branch network and digital channels.

The agreement continues a partnership that began in 2018, when the two institutions signed their first contract to make EMOSE insurance products available to Moza Banco customers. The new agreement replaces the previous one and updates the terms of the partnership to reflect market developments, changes in the regulatory framework governing the insurance sector and the growing use of digital channels by customers.

Under the agreement, Moza Banco acts as a distribution channel. EMOSE, drawing on its experience in the national insurance sector, is responsible for product design, risk assessment and acceptance, policy issuance and claims management. The partnership provides for the availability of both Life and Non-Life insurance solutions, which may be linked to credit facilities or purchased independently, in accordance with the terms agreed between the two institutions.

The agreement was signed by Moza Banco's Chief Executive Officer, Manuel Soares, and, on behalf of EMOSE, by its Chairman of the Board of Directors, Janfar Abdulai. In his address, Manuel Soares highlighted the role of banking in facilitating access to protection solutions, noting that people turn to their bank when buying a home, purchasing a vehicle or investing in their business. He emphasised that it is precisely when a project becomes a reality that protecting it makes the most sense.

“For Moza Banco, this partnership reflects a firm belief: banking that is closer to people is also banking that helps protect what they build,” said Manuel Soares.

The partnership forms part of Moza Banco's commitment to promoting financial inclusion, understood not only as access to banking products and services, but also as access to protection mechanisms that enable families and small businesses to cope with the consequences of accidents, illness or natural disasters, while reducing the financial impact of such events.

Through the renewal of this partnership, Moza Banco strengthens the protection solutions available to individuals and businesses and reaffirms its commitment to bringing closer to Mozambicans the tools they need to face the future with greater security and peace of mind.

Moza Banco. Making It Happen.

Moza Banco and UEM recognise young talent at the Hackathon Moza xLab–UEM

23/10/2026

Moza Banco and Eduardo Mondlane University (UEM) concluded the first edition of the Hackathon Moza xLab–UEM on 23 October in Maputo. The initiative brought together more than 30 students from different academic backgrounds, including Software Development, Project Management and Finance, to address a real-world challenge within the local economy.

The Hackathon took place on 22 and 23 October at UEM's Innovation Hub, using a small local business in Matola providing recurring services as its case study. Working in 10 teams, students were challenged to design a digital solution to address the specific needs of a small local business, focusing on improving the customer experience, increasing operational efficiency and creating new ways of engaging with customers. The case study was based on real business needs, providing teams with a practical context closely connected to the local economy in which to develop their solutions.

Throughout the two-day event, participants attended introductory sessions on design thinking, agile methodologies and the software development lifecycle. They then developed their prototypes with guidance from mentors from Moza Banco and UEM. The exercise brought together technology, business insight and multidisciplinary teamwork, bridging academic knowledge and practical market challenges. At the end of the event, each team presented its solution in a pitch to a jury comprising representatives from Moza Banco, UEM and partner organisations. The solutions were assessed against a weighted set of evaluation criteria.
The winning team, “Delta Team”, comprising three members, received a prize of 50,000 meticais, presented by UEM's Rector, Professor Manuel Guilherme Júnior, and Moza Banco's Chief Executive Officer, Manuel Soares. All participating teams received certificates of participation signed by both leaders.
At the closing ceremony, Moza Banco's Chief Executive Officer, Manuel Soares, highlighted the significance of this first edition for the partnership between the two institutions.
“Over these two days, we have seen what we believe in: when academia, the financial sector and the real economy come together around practical challenges, we create better conditions for knowledge to be transformed into solutions and for talent to find opportunities to make an impact,” said Manuel Soares.

The Hackathon marks the first concrete initiative under the Memorandum of Understanding signed between Moza Banco and UEM. Following the conclusion of this phase, the students' individual performance will also be taken into consideration, with between five and eight high-potential participants potentially selected for the Talent Development Programme, where they will receive mentoring and take part in real projects at the Bank.

Through this Hackathon, Moza Banco reaffirms its commitment to developing national human capital and promoting open innovation, building closer links between the financial sector and academia, while creating opportunities for young Mozambicans to turn knowledge into practical solutions that address the needs of the economy and the challenges of the future.

Moza Banco. Making It Happen.