About us

We opened our doors for the first time in June 2008 and despite a small team and a small budget, we soon joined the group of the four largest banks in Mozambique.  Initially focused on Corporate and Private Banking, we quickly gained a prominent position in the national financial sector working with the largest companies in our country.  Inspired by such success and the favourable winds of economic growth in Mozambique, we looked to the future and saw new possibilities. We then began an expansion programme in 2014, with the aim of increasing the accessibility of our services and being closer to our customers and the general public, taking on the challenge of becoming the leading "Universal Retail Bank" in Mozambique.  Over the years, we have managed, by our own merit, to cement our presence and brand consistently in a hugely competitive market, standing out for our innovation, the quality of our service and the diversity and breadth of our range of products, services and financial solutions, which has enabled us to gain the trust of people from a wide range of backgrounds.  Today, we can state with conviction that we are a relevant financial institution in the national financial system, a robust bank with all the conditions required to continue to develop our commercial activity, acting as a true catalyst for the economic, productive and social development of Mozambique.  Our growing contribution to the transformation and development of the national financial sector has been crowned with various accolades and prizes awarded by both nationally and internationally renowned institutions.  We currently hold the third largest branch distribution network, with approximately 64 branches spread throughout the country: from Maputo to Rovuma, from the Indian Ocean to Zumbo, and we intend to continue to grow, with solidity and sustainability, with the objective of providing financial services to an increasingly larger market of customers.  Moza's solidity is supported by our strong shareholder structure, led by Mozambican capital and complemented by international investors with a relevant presence in several markets.  To achieve our goal of providing excellent service to our customers, we have a large and dedicated team of more than 900 employees, most of whom are young, dynamic and irreverent in their actions, who combine with the experience and recognised professional capacity of the other staff members who make up the "Moza family".  We are a Mozambican Bank, inspired by the best that the country has and can offer. Mozambique counts on Moza and Moza counts on Mozambique.  

At Moza, we believe that our culture goes beyond words. It is a set of behaviours and attitudes that guide us every day and unite us in a common purpose. That's why our Mission, Vision and Values are more than guidelines, they are a Movement that guides our actions, decisions and interactions every day.   Mission We want to make a difference every day and contribute to Mozambique's success. Committed to offering quality financial solutions, we work to meet the needs of our customers and promote sustainable growth in the country. Through innovation, ethics and rigour, we provide an accessible, close and digital banking experience, always with the aim of generating a positive impact on people's lives and the Mozambican economy.   Vision To be the best Mozambican banking experience, to which everyone feels proud to belong. We want to be recognised as the bank of choice for Mozambicans, offering a value proposition that combines innovation, accessibility and sustainability. We aim to be a benchmark institution in the financial sector, with a talented and committed team that is proud to contribute to the country's development.   Values Living Ambition We are proactive, seek to grow, exceed expectations and constantly innovate for a better future. Integrity We act with transparency, respect and rigour, always guided by high standards of quality and ethics. Being Resilient Committed to success, we are ready to overcome challenges and solve problems with focus and conviction. Winning Together We believe in the power of solidarity and in growing together. We prioritise empathy and care in our day-to-day work, establishing close relationships and achieving collective results.   Guided by this conviction, we are more than a financial institution and are part of a Movement that believes in the power of unity and commitment, both to each other and to the future of the country. With every challenge overcome and every opportunity created, we are building a solid foundation for a better tomorrow. Our strength lies in Mozificar, which is the capacity for constant evolution, the search for fulfilment and true connection, always looking to the future, ready for new challenges and to building a bank that contributes to a more prosperous Mozambique with opportunities for all.

     

On 14 July 2025, Moza Banco launched its new institutional campaign, “Make It Happen 2025”, marking the start of a renewed strategic repositioning of the brand. This initiative is based on a customer-centric relational model, placing the client at the heart of all the Bank’s transformation, innovation, and strategy. The campaign represents a new chapter for Moza, clearly and visibly introducing its new Vision, Mission, and Values, reaffirming its commitment to serve ever better with closeness, simplicity, and quality — both internally and externally. Alongside increased investment in digital transformation and the modernisation of channels, products, and services, Moza is committed to fostering a more human and collaborative organisational culture, promoting the well-being, development, and active involvement of its employees, within a framework of joint growth. “We have embraced the Mission to make a difference every day, contributing to Mozambique’s success, and a clear Vision: to be the best Mozambican banking experience, one that everyone feels proud to belong to,” explains the Chief Executive Officer, Manuel Soares. More than mere intentions, the “Make It Happen 2025” campaign is grounded in concrete actions. The Bank has been implementing structural reforms, ensuring the transversal alignment of the entire team — “from Rovuma to Maputo, from Zumbo to the Indian Ocean” — with the current strategic objectives. “We want every employee to embody our four values: Ambition, Integrity, Resilience, and Winning Together — not just as slogans, but as practices lived every day,” says Manuel Soares. Moza’s four values have been translated into internal and external communication actions, with employees chosen to symbolically represent each one. They are now the face of the Bank, which asserts itself as a Mozambican brand that is close, human, and determined. More than a financial institution, Moza Banco positions itself as a movement that believes in the power of unity, trust, and shared action to make Mozambique’s future happen.