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Day-to-day

Accounts

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Valor Account

The account that opens the doors to the best that Moza has to offer. Debit, Credit and Prepaid Cards, valid in Mozambique and abroad Savings and Investment Accounts, with attractive rates Credit and Leasing at rates adjusted to your capacities Support services to manage your accounts and your daily life What are you waiting for? Present your ID document, your NUIT, proof of income, proof of residence, and become a Moza customer.

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Moza Salário Account

Receive your salary with Moza and enjoy an account that eases your worries. Benefits: No minimum opening amount; Interest rate discounted on Housing and Consumer credit operations; 50% discount on the first annual fee of the Moza Classic Debit Card (valid for customers under Commercial Agreements); Access to an authorized overdraft, ranging from 30% to 60% of your net salary.

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Moza Júnior Account

The perfect account for the young ones. Discover our conditions: Minimum opening amount: 50 MT Access to Junior Savings Account Access to Txapo-Txapo Prepaid Card Possibility to create standing orders for topping up the account

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Services

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SMS and Email Alerts

Track your transactions in real time with our SMS and Email Alerts, ensuring greater control, security and peace of mind in your day-to-day financial life. This service is enabled by default, at no additional cost, for all eligible Bank customers, and no prior subscription is required. What are we offering? Alerts covering different types of information, including: Day-to-day transactions (debit and credit movements); Loans; Savings; Services. Key benefits Immediate information about movements on your account; Enhanced security and prevention of unauthorized use; Greater financial control, wherever you are. Where applicable, alerts are sent by SMS and/or Email, according to the contact details registered with the Bank. For more information or further clarification, please contact us through our customer service channels.

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Janela Única Electronic Payment

Simplify the payment of Customs’ procedures Comply with the customs’ procedures of your goods in a convenient manner and effect the respective payments before arrival. Advantages: Swiftness in the customs’ clearance of goods; Cost reduction of clearance; Reduction of bureaucracy and simplification of the whole process; Possibility to submit the customs’ declaration and pay all duties through Moza, even before arrival; Possibility of making payments through internet banking.

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Direct Debits

Find out everything you can do with the Direct Debit service: Collect all invoices from Customers that authorize operations; No maximum limit of customers per file; Register new customers (joining your services); Automatic processing through a specific application.

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General Conditions of Account Opening

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General Conditions for Acount Opening

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Digital Channels

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Moza Net

Discover the main features: Checking Balances, Movements and NIB; National transfers; Debit and Credit Card control; Card request; Setting up Term Deposits; Loan Simulations Control of credit accounts; Multiple Transfers Payment of invoices; Possibility of reusing details from recent operations; Consultation of transaction details and confirmation slip extraction for all transactions.

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Moza Mobile

At your side, everywhere! With Moza Mobile, you can access your account, make payments and transfers, wherever you are, as long as you have access to a mobile network. It is simple, fast and free. To manage your day-to-day with Moza Mobile is not just easy. It is incredibly easy! How does it work? 1. Android Devices Via Google Play Store you can access Moza Mobile and download it to your mobile device. The access credentials are the same as those for your Internet Banking service. 2. Apple Devices Via Apple App Store you can access Moza Mobile and download it to your mobile device. The access credentials are the same as those for your Internet Banking service.

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Moza Já (USSD Banking)

Perform various operations through your mobile phone, anytime, anywhere after adhering to the service at a Moza Branch. Just dial * 247 # What can you do with Moza Já? Consult balances; Consult transactions; Consult exchange rates; Access Crédito Já; Transfers; Payments.

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Campaigns

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Moza Já Compensa!

Meeting your daily travel needs or having an alternative means of transport for your everyday journeys has never been easier! With Moza Já, you could win an electric scooter, a hybrid bicycle or an electric motorbike, giving you complete freedom to get around. How to participate? Use Moza Já via *247# for your everyday transactions. For every 5 eligible transactions (Credelec purchases, airtime top-ups, transfers to mobile wallets or bill payments), you will automatically receive 1 entry into the monthly prize draw; You will be entitled to 1 (one) entry into the prize draw for every block of 5 (five) eligible transactions completed; Each additional block of 5 transactions generates a new entry, proportionally increasing your chances of winning. Special Conditions for Customers with Inactive USSD: To benefit from the reactivation incentive, customers must complete a minimum of 5 (five) eligible transactions through the USSD channel (*247#) during the campaign period, with a minimum value of MT 100.00 (One Hundred Meticais) per transaction.Customers who meet the above requirements will receive cashback of MT 100.00 (One Hundred Meticais), credited to their respective bank account, in addition to 1 (one) automatic entry into the campaign prize draw. Target Audience: Personal Customers (Mass Market). Campaign Period: 18 August to 18 November. Campaign Prizes (Monthly Draws): Month 1 (3rd Place): 1 Electric Scooter;Month 2 (2nd Place): 1 Hybrid Bicycle (electric and pedal-powered);Month 3 (1st Place): 1 Electric Motorbike. Terms and Conditions apply. Make It Happen!

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