Moza Cookie Policy
More Information
Close
Logo Moza Banco
Clique para navegar para a homepage About us Sustainability Information Careers MARKETS
  • Login
    • For security reasons we do not recommend the communication of any banking data via email or phone.

      Please note that you should not access the links contained in any message received on behalf of Moza Banco.

      If you receive messages requesting information, passwords and other bank details, you should delete the message and never access the links or open their attachments.

      Help
      Still no access
      Functionalities

      Welcome
      to your Internet Banking

      Personal> Corporate>
Logo Moza Banco
Login

Welcome
to your Internet Banking

Personal> Corporate>

For security reasons we do not recommend the communication of any banking data via email or phone.

Please note that you should not access the links contained in any message received on behalf of Moza Banco.

If you receive messages requesting information, passwords and other bank details, you should delete the message and never access the links or open their attachments.

Help
Still no access
Functionalities
  • Corporate
  • Personal
  • Private
  • Institutional
  • About us
    • Our History
    • Mission, vision and values
    • Corporate Bodies
    • Institutional presentation
  • Sustainability
    • Sustainability
    • Policies and Commitments
    • Analysis of Socio-Environmental Risks and Opportunities
  • Information
    • Press releases
    • Covid-19
    • Prudential and Economic - Financial Indicators
    • Financial Report
    • Assets
    • Message from the CEO (Covid-19)
    • List of Correspondent Banks
  • Careers
    • Vacancies
    • Application
  • MARKETS
    • Prime Rate
    • Price List
    • Boletim Económico
  • Branches and ATM's
  • FAQ
  • Click to Chat
  • Support
PT / EN Corporate Personal Private Institutional
Branches and ATM's FAQ Click to Chat Support
PT / EN
  • Corporate
  • Personal
  • Private
  • Institutional
  • About us
    • Our History
    • Mission, vision and values
    • Corporate Bodies
    • Institutional presentation
  • Sustainability
    • Sustainability
    • Policies and Commitments
    • Analysis of Socio-Environmental Risks and Opportunities
  • Information
    • Press releases
    • Covid-19
    • Prudential and Economic - Financial Indicators
    • Financial Report
    • Assets
    • Message from the CEO (Covid-19)
    • List of Correspondent Banks
  • Careers
    • Vacancies
    • Application
  • MARKETS
    • Prime Rate
    • Price List
    • Boletim Económico
  • Branches and ATM's
  • FAQ
  • Click to Chat
  • Support
Corporate
Personal
Private
Institutional
Clique para navegar para a homepage
  • About us
    • Our History Mission, vision and values Corporate Bodies Institutional presentation
  • Sustainability
    • Sustainability Policies and Commitments Analysis of Socio-Environmental Risks and Opportunities
  • Information
    • Press releases Covid-19 Prudential and Economic - Financial Indicators Financial Report Assets Message from the CEO (Covid-19) List of Correspondent Banks
  • Careers
    • Vacancies Application
  • MARKETS
    • Prime Rate Price List Boletim Económico
  • Login
    • For security reasons we do not recommend the communication of any banking data via email or phone.

      Please note that you should not access the links contained in any message received on behalf of Moza Banco.

      If you receive messages requesting information, passwords and other bank details, you should delete the message and never access the links or open their attachments.

      Help
      Still no access
      Functionalities

      Welcome
      to your Internet Banking

      Personal> Corporate>
Login
  • Welcome to your Internet Banking

    Personal> Corporate>

    For security reasons we do not recommend the communication of any banking data via email or phone.

    Please note that you should not access the links contained in any message received on behalf of Moza Banco.

    If you receive messages requesting information, passwords and other bank details, you should delete the message and never access the links or open their attachments.

    Help
    Still no access
    Functionalities
  • Home
  • Institutional

Our History
We opened our doors for the first time in 2008. In 2011, the Espírito Santo Africa Bank (BES África), the current new Bank of Africa, integrated into the shareholder structure of Moza by acquiring 25.1% of the Bank’s share capital whilst the Mozambique Capitals (the founder shareholder) retained its position as the largest shareholder with participations of 51%. Still in 2011, the prestigious magazine, "The Banker", of the Financial Times Group, ranked Moza Banco as the fifth bank in Africa with the fastest growth in relation to assets. Already in 2013, the shareholder BES África (now New bank Africa) acquired more 23.9% of the share capital of Moza, going to hold 49%. Inspired by the success and the favourable environment of economic growth in Mozambique, we look to the future and see new possibilities. We, then, started in 2014, an expansion program, in order to increase accessibility to our services and be closer to our customers and the general public, assuming the challenge of becoming the "Universal Retail Bank" of reference in Mozambique. In the same year, in 2014, the prestigious publication "Global Banking and Finance Review" awarded Moza as the commercial bank operating in Mozambique with the fastest growth in the year 2014. At the beginning of 2015, the prestigious magazine, "Banker Africa", considered Moza as the most innovative bank in southern Africa. The bank secured total national coverage, marking the presence in all provinces of Mozambique. At the end of 2015 the bank, as consequence of the conjuncture and an adverse economic performance, presented the first signs of lower stability of its economic and financial performance. In September 2016, as a result of the continued degradation of economic and financial indicators and the prudential situation of the Bank, the Central Bank of Mozambique intervened at Moza Banco, with the aim of protecting the interests of depositors and stakeholders, having appointed a Provisional Board of Directors who undertook the necessary actions to recover the activity and rescue the Bank's trust in the sector and market. In June 2017, under the bank's recapitalization process, Kuhanha (Management Company of the Bank of Mozambique's Pension Fund) became part of the bank's shareholder structure, having injected the capital of MZN 8.17 million, corresponding to a participation of 79.3%. It should be noted that after the increase in capital, Moza Banco re-established the levels of prudential ratios, with the regulator on 28 July 2017 determined the end of the extraordinary sanitation arrangements imposed on Moza Bank, and on the same date, the shareholders in the General Assembly appointed the new social bodies and the Bank resumed its normal operations with its own bodies; In December 2017, the shareholders of Moza Banco carried out another Capital reinforcement operation in the amount of MZN 3.542 million, thus providing greater resilience and sustainability to the Moza business model, in line with the 2017-2021Strategic Plan. As a corollary of the recovery strategy initiated by the bank in 2018, we were distinguished by KPMG, as the institution that registered the Largest Variation of Turnover in the Financial and Insurance Sector in 2017, under the 20th edition of the research of the 100 largest companies in Mozambique. In December 2018, Arise, became part of the shareholder structure of Moza, with a participation of 29.80%. Also in December 2018, Moza acquired 100% of the shares of Banco Terra Moçambique (BTM), thus, in the near future the merger between the two institutions will take place. The successful reorganization and financial restructuring program implemented by the bank, after the intervention of the Central bank, and which allowed Moza to reposition itself among the 5 largest banks in the country, was in 2019, the target of recognition by the magazine "The Banker "– A prestigious international publication of specialty in the financial field, of the Times Group, which warded Moza for the ‘’Deal of the Year 2019 for Restructuring in Africa ", that is to say, the best financial restructuring operation of the year 2019, at the Level of the African continent. Moza currently has the 3rd largest distribution network consisting of about 72 business units spread throughout the country and intends to continue to grow, solidly and sustainably, with the aim of providing financial services to a market of increasingly extended customers.
Read MoreRead More
Corporate Bodies
Board of the General Meeting Chairman: Lourenço Joaquim da Costa Rosário Vice-Chairman: Maria Violante Jeremias Manuel Secretary: Sara Mondego Marques   Board of Directors: Chairman (Non-executive): João Filipe de Figueiredo Júnior Director (Non-executive): Manuel Aranda da Silva Director (Non-executive): Wilfred Jeroen Scheelback Director (Executive): Manuel jorge Mendes Soares Director (Non-executive): Angélica Macave Director (Non-executive): Ruth Moisés da Pátria Director (Non-executive): Adérito José Manso de Sousa Director (Non-executive): Gomes do Rosário Xavier Zita   Fiscal Council: Chairman: Irene Lusidia Maurício Member: Anastácia Sebastião Chamusse Cuna Member: Nuno Gonçalo Gomes Domingues Substitute Member: Isaltina José Franco Mahumane Nhabinde   Executive Committee (EC): Chairman of the Executive Committee – Manuel Jorge Mendes Soares Member: Sérgio Eduardo Ribeiro Member: Devan Hassad Bai Manmoandas Member: Alfredo José Paúa Member: Jaime de Jesus Joaquim             
Read MoreRead More
Read MoreRead More
Careers
Join our team Moza is a benchmark in the banking sector. I am an innovating, dynamic and ambitious Bank. If you enjoy challenges and you are a good team player with creative and leadership spirit and you are looking for a career in Banking, join us in this Project. Send us your application. Click on “Submit Application" and fill in the form. If an opportunity comes up that meets your academic and professional profile, we will contact you.   Note: fill in all the mandatory (*) fields to go to the next page.
Read MoreRead More
Open your account!
Simulators
New mobile app!
Victims of Cyclone Gombe and tropical storm Ana receive support from Moza Banco
19/05/2022

The victims of cyclone Gombe and tropical storm Ana, which recently affected the province of Nampula, have continued to receive support to minimise the suffering to which they are currently subjected.

On Monday, Moza Banco delivered food products consisting of cooking oil and butter beans to the Secretary of State in Nampula province. This act is part of the bank’s Corporate Social Responsibility Policy, which has one of its main focuses on developing activities that contribute to the economic and social progress of the communities where the bank operates.

The CEO of Moza Banco, Manuel Soares, says that “We decided to implement this initiative because we want to contribute to alleviating the suffering of the families affected. Our commitment is to the well-being of Mozambicans and to the continuous improvement of people's quality of life. We are aware that our gesture, in itself, will not effectively resolve the problem, but we believe it is a significant contribution to this great struggle for continuous improvement in their quality of life.” 

The Secretary of State for Nampula Mety Gondola, welcomed Moza Banco's initiative, saying that, “We express our deep gratitude and satisfaction on behalf of the people of Nampula. This support is important because it comes in response to the problems of those families affected by tropical cyclone Gombe and tropical storm Ana, and who at this time are still getting back on their feet. The help from Moza Banco will be very useful and we will reach the families who are currently facing difficulties.”

The donated goods have already been delivered to the National Institute of Natural Disaster Management (INGD), to be immediately forwarded to the affected families.

In Nampula province. Cyclone Gombe and tropical storm Ana affected over 642,000 people, mostly in coastal districts and caused around 53 deaths.

Moza Banco donates medicines in Manica
10/05/2022

Moza Banco on Monday delivered medicines and surgical equipment to the provincial hospital of Chimoio, Manica province, comprising several types of medicines that will benefit over 600 patients.

This act fits in with Moza Banco's Social Responsibility Policy, which has one of its main focuses on developing activities that contribute to the economic and social progress of the communities where the Bank operates, thereby fostering sustainable relationships with its stakeholders.

During his speech, the CEO of Moza Banco, Manuel Soares, said that, “It is with great satisfaction that we are here today, to make the formal delivery of medicines and medical material for surgery such as syringes, serum systems, devices for the diagnosis of chronic diseases such as diabetes, hypertension, psychiatric disorders and newborn prophylaxis. This material will benefit over 600 patients at this Hospital. By granting this support, the Bank expects to improve Manica Provincial Hospital’s response capacity, thereby increasing the availability and accessibility of these medications to more people. On the other hand, we hope to contribute to strengthening the means for the diagnosis of chronic diseases. I would like to take this opportunity to appeal for a rational and sustainable use of the resources made available here, so that they benefit the largest number of people”.

Meanwhile, the Secretary of State for Manica, Edson Macuacua, welcomed the initiative from Moza Banco, saying, “We would like to express our sincere thanks for the kind and important donation made by Moza Banco to the Provincial Hospital of Chimoio, which will be applied in the pursuit of our institutional objectives, as we know that for a country like ours, the participation from everyone remains key“.

Moza Banco’s CEO concluded his speech by stating that “we are aware that these simple contributions will not solve all the hospital's problems, but we believe that it is an important step in the direction we want: to give health back to patients and improve the quality of life of Mozambicans in general”.

Moza signs agreement for financing rural enterprises with Ministry of Agriculture and Rural Development
22/04/2022

The Ministry of Agriculture and Rural Development through the International Fund for Agricultural Development (IFAD) and Moza Banco have just signed an Agreement for the Management of a Rural Enterprise Finance Project Fund (REFP) to September 2024.

This is a project whose objective is to contribute to the improvement of household livelihoods in rural areas, as well as to increase the availability of access and adaptive use - accessible, innovative and appropriate - of sustainable and inclusive financial services as well as technical support services.

To achieve the outlined objectives the project will be implemented through three technical components, with emphasis on the component of improved access to adaptable financial services for rural entrepreneurs, consisting of a Programme for Graduation, Innovation and Expansion Promotion, an Investment Mobilisation Fund and a Credit Line, all to be under Moza’s management.

Following the signing of the contract, Avelino Jeque, the Director of International Investment Banking at Moza Banco, assured Rigour, Transparency, Integrity and Ethics in the management of the funds received, “and prudential management in line with best practices, principles and values, underlying the way Moza Banco is and operates. It is our objective, as a Bank of and for Mozambicans, with a profound knowledge of the local reality, to play an active role in the country's development, collaborating with various entities, and in particular with the Mozambican Government at all levels to achieve this goal,” Jeque concluded.

Meanwhile, the coordinator of the Rural Venture Finance Project, Rufino Duvane, said that the signing of the contract with Moza Banco as the fund manager for the Rural Venture Finance Project (REFP), is a big step towards the materialisation of the project objectives, which will allow the achievement of the main goal which is the access to financial services by rural entrepreneurs, "therefore, we would like to congratulate the REFP team, the management of MADER and Moza Banco. We hope that in the short term the results of this agreement can be achieved with the conviction and the certainty that Moza Banco will know how to lead this to a successful outcome".

The representative of Moza Banco likewise congratulated the Government and other partners for their commitment and for their vision reflected by the strong investment in this component, that has already been presenting concrete and encouraging results, "we expect the Rural Enterprises Financing Project to be an irreversible gain in this area".

See MoreSee More
  • Corporate
  • Personal
  • Private
  • Institutional
About us
About us
  • Our History
  • Mission, vision and values
  • Corporate Bodies
 
Sustainability
Sustainability
 
Information
Information
  • Press releases
  • Financial Report
  • Message from the CEO (Covid-19)
 
Careers
Careers
  • Application
 
MARKETS
MARKETS
  • Prime Rate
  • Price List
  • Boletim Económico
 
Contact Us
Contact Us
  • Call Center MOZA
  • Suggestions and Claims
  • Click to chat
  • Click to call
  • Price List
  • Privacy Policy
Copyright © 2022 Moza. All rights reserved
Moza